QHP Index

BlueCare Gold $10 PCP Copay ($5 Value Based Drug List)

Gold · PPO · Blue Cross Blue Shield of North Dakota · North Dakota

At age 40 it costs $641.84 a month before any subsidy.

What CMS publishes about it

Plan ID37160ND2410005
InsurerBlue Cross Blue Shield of North Dakota
Metal levelGold
Plan typePPO
Deductible (individual)$2,000
Deductible (family)$4,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$8,000
Family maximum$16,000
Primary care visit$10
Specialist visit$50
Emergency room30% Coinsurance after deductible
Inpatient stay30% Coinsurance after deductible
Generic drugs$5
Preferred brand drugs$50
Specialty drugs40% Coinsurance after deductible
Adult dental includedNo
Child dental includedYes
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-844-363-8457

Where it is sold, and what it costs there

31 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Adams County $502.22$570.02 $641.84$896.96 $1,363.03
Barnes County $502.22$570.02 $641.84$896.96 $1,363.03
Billings County $502.22$570.02 $641.84$896.96 $1,363.03
Bowman County $502.22$570.02 $641.84$896.96 $1,363.03
Burleigh County $502.22$570.02 $641.84$896.96 $1,363.03
Cass County $502.22$570.02 $641.84$896.96 $1,363.03
Dickey County $502.22$570.02 $641.84$896.96 $1,363.03
Dunn County $502.22$570.02 $641.84$896.96 $1,363.03
Emmons County $502.22$570.02 $641.84$896.96 $1,363.03
Foster County $502.22$570.02 $641.84$896.96 $1,363.03
Golden Valley County $502.22$570.02 $641.84$896.96 $1,363.03
Grant County $502.22$570.02 $641.84$896.96 $1,363.03
Hettinger County $502.22$570.02 $641.84$896.96 $1,363.03
Kidder County $502.22$570.02 $641.84$896.96 $1,363.03
LaMoure County $502.22$570.02 $641.84$896.96 $1,363.03
Logan County $502.22$570.02 $641.84$896.96 $1,363.03
McIntosh County $502.22$570.02 $641.84$896.96 $1,363.03
Mercer County $502.22$570.02 $641.84$896.96 $1,363.03
Morton County $502.22$570.02 $641.84$896.96 $1,363.03
Oliver County $502.22$570.02 $641.84$896.96 $1,363.03
Ransom County $502.22$570.02 $641.84$896.96 $1,363.03
Richland County $502.22$570.02 $641.84$896.96 $1,363.03
Sargent County $502.22$570.02 $641.84$896.96 $1,363.03
Sheridan County $502.22$570.02 $641.84$896.96 $1,363.03
Sioux County $502.22$570.02 $641.84$896.96 $1,363.03
Slope County $502.22$570.02 $641.84$896.96 $1,363.03
Stark County $502.22$570.02 $641.84$896.96 $1,363.03
Stutsman County $502.22$570.02 $641.84$896.96 $1,363.03
Traill County $502.22$570.02 $641.84$896.96 $1,363.03
Wells County $502.22$570.02 $641.84$896.96 $1,363.03
Williams County $502.22$570.02 $641.84$896.96 $1,363.03

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.