Premera Blue Cross Preferred Gold 1500
Gold · PPO · Premera Blue Cross Blue Shield of Alaska · Alaska
At age 40 it costs between $912.48 and $960.01 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 38344AK1060001 |
|---|---|
| Insurer | Premera Blue Cross Blue Shield of Alaska |
| Metal level | Gold |
| Plan type | PPO |
| Deductible (individual) | $1,500 |
| Deductible (family) | $3,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $6,300 |
| Family maximum | $12,600 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 30% Coinsurance after deductible |
| Inpatient stay | 30% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $45 |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 99.91% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-809-9361 · TTY 1-800-842-5357 |
Where it is sold, and what it costs there
30 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Haines | $713.99 | $810.38 | $912.48 | $1,275.19 | $1,937.78 |
| Hoonah Angoon | $713.99 | $810.38 | $912.48 | $1,275.19 | $1,937.78 |
| Juneau | $713.99 | $810.38 | $912.48 | $1,275.19 | $1,937.78 |
| Ketchikan Gateway | $713.99 | $810.38 | $912.48 | $1,275.19 | $1,937.78 |
| Petersburg | $713.99 | $810.38 | $912.48 | $1,275.19 | $1,937.78 |
| Prince Of Wales Hyder | $713.99 | $810.38 | $912.48 | $1,275.19 | $1,937.78 |
| Sitka | $713.99 | $810.38 | $912.48 | $1,275.19 | $1,937.78 |
| Skagway | $713.99 | $810.38 | $912.48 | $1,275.19 | $1,937.78 |
| Wrangell | $713.99 | $810.38 | $912.48 | $1,275.19 | $1,937.78 |
| Anchorage | $743.74 | $844.15 | $950.50 | $1,328.33 | $2,018.52 |
| Bethel | $743.74 | $844.15 | $950.50 | $1,328.33 | $2,018.52 |
| Chugach | $743.74 | $844.15 | $950.50 | $1,328.33 | $2,018.52 |
| Copper River | $743.74 | $844.15 | $950.50 | $1,328.33 | $2,018.52 |
| Dillingham | $743.74 | $844.15 | $950.50 | $1,328.33 | $2,018.52 |
| Aleutians East | $751.18 | $852.59 | $960.01 | $1,341.61 | $2,038.71 |
| Aleutians West | $751.18 | $852.59 | $960.01 | $1,341.61 | $2,038.71 |
| Bristol Bay | $751.18 | $852.59 | $960.01 | $1,341.61 | $2,038.71 |
| Denali | $751.18 | $852.59 | $960.01 | $1,341.61 | $2,038.71 |
| Fairbanks North Star | $751.18 | $852.59 | $960.01 | $1,341.61 | $2,038.71 |
| Kenai Peninsula | $751.18 | $852.59 | $960.01 | $1,341.61 | $2,038.71 |
| Kodiak Island | $751.18 | $852.59 | $960.01 | $1,341.61 | $2,038.71 |
| Kusilvak | $751.18 | $852.59 | $960.01 | $1,341.61 | $2,038.71 |
| Lake And Peninsula | $751.18 | $852.59 | $960.01 | $1,341.61 | $2,038.71 |
| Matanuska Susitna | $751.18 | $852.59 | $960.01 | $1,341.61 | $2,038.71 |
| Nome | $751.18 | $852.59 | $960.01 | $1,341.61 | $2,038.71 |
| North Slope | $751.18 | $852.59 | $960.01 | $1,341.61 | $2,038.71 |
| Northwest Arctic | $751.18 | $852.59 | $960.01 | $1,341.61 | $2,038.71 |
| Southeast Fairbanks | $751.18 | $852.59 | $960.01 | $1,341.61 | $2,038.71 |
| Yakutat | $751.18 | $852.59 | $960.01 | $1,341.61 | $2,038.71 |
| Yukon Koyukuk | $751.18 | $852.59 | $960.01 | $1,341.61 | $2,038.71 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.