Premera Blue Cross Standard Gold
Gold · PPO · Premera Blue Cross Blue Shield of Alaska · Alaska
At age 40 it costs between $881.61 and $927.52 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 38344AK1100001 |
|---|---|
| Insurer | Premera Blue Cross Blue Shield of Alaska |
| Metal level | Gold |
| Plan type | PPO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 99.90% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-809-9361 · TTY 1-800-842-5357 |
Where it is sold, and what it costs there
30 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Haines | $689.83 | $782.96 | $881.61 | $1,232.04 | $1,872.21 |
| Hoonah Angoon | $689.83 | $782.96 | $881.61 | $1,232.04 | $1,872.21 |
| Juneau | $689.83 | $782.96 | $881.61 | $1,232.04 | $1,872.21 |
| Ketchikan Gateway | $689.83 | $782.96 | $881.61 | $1,232.04 | $1,872.21 |
| Petersburg | $689.83 | $782.96 | $881.61 | $1,232.04 | $1,872.21 |
| Prince Of Wales Hyder | $689.83 | $782.96 | $881.61 | $1,232.04 | $1,872.21 |
| Sitka | $689.83 | $782.96 | $881.61 | $1,232.04 | $1,872.21 |
| Skagway | $689.83 | $782.96 | $881.61 | $1,232.04 | $1,872.21 |
| Wrangell | $689.83 | $782.96 | $881.61 | $1,232.04 | $1,872.21 |
| Anchorage | $718.58 | $815.58 | $918.34 | $1,283.38 | $1,950.21 |
| Bethel | $718.58 | $815.58 | $918.34 | $1,283.38 | $1,950.21 |
| Chugach | $718.58 | $815.58 | $918.34 | $1,283.38 | $1,950.21 |
| Copper River | $718.58 | $815.58 | $918.34 | $1,283.38 | $1,950.21 |
| Dillingham | $718.58 | $815.58 | $918.34 | $1,283.38 | $1,950.21 |
| Aleutians East | $725.76 | $823.74 | $927.52 | $1,296.21 | $1,969.72 |
| Aleutians West | $725.76 | $823.74 | $927.52 | $1,296.21 | $1,969.72 |
| Bristol Bay | $725.76 | $823.74 | $927.52 | $1,296.21 | $1,969.72 |
| Denali | $725.76 | $823.74 | $927.52 | $1,296.21 | $1,969.72 |
| Fairbanks North Star | $725.76 | $823.74 | $927.52 | $1,296.21 | $1,969.72 |
| Kenai Peninsula | $725.76 | $823.74 | $927.52 | $1,296.21 | $1,969.72 |
| Kodiak Island | $725.76 | $823.74 | $927.52 | $1,296.21 | $1,969.72 |
| Kusilvak | $725.76 | $823.74 | $927.52 | $1,296.21 | $1,969.72 |
| Lake And Peninsula | $725.76 | $823.74 | $927.52 | $1,296.21 | $1,969.72 |
| Matanuska Susitna | $725.76 | $823.74 | $927.52 | $1,296.21 | $1,969.72 |
| Nome | $725.76 | $823.74 | $927.52 | $1,296.21 | $1,969.72 |
| North Slope | $725.76 | $823.74 | $927.52 | $1,296.21 | $1,969.72 |
| Northwest Arctic | $725.76 | $823.74 | $927.52 | $1,296.21 | $1,969.72 |
| Southeast Fairbanks | $725.76 | $823.74 | $927.52 | $1,296.21 | $1,969.72 |
| Yakutat | $725.76 | $823.74 | $927.52 | $1,296.21 | $1,969.72 |
| Yukon Koyukuk | $725.76 | $823.74 | $927.52 | $1,296.21 | $1,969.72 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.