BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay)
Expanded Bronze · HMO · Baylor Scott and White Health Plan · Texas
At age 40 it costs between $357.78 and $662.85 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 40788TX0460007 |
|---|---|
| Insurer | Baylor Scott and White Health Plan |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-844-633-5325 · TTY 1-800-735-2989 |
Where it is sold, and what it costs there
104 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Cottle County | $279.95 | $317.75 | $357.78 | $500 | $759.79 |
| Knox County | $279.95 | $317.75 | $357.78 | $500 | $759.79 |
| Bexar County | $341.31 | $387.39 | $436.20 | $609.58 | $926.32 |
| Burnet County | $347.57 | $394.50 | $444.20 | $620.77 | $943.32 |
| Llano County | $347.57 | $394.50 | $444.20 | $620.77 | $943.32 |
| Travis County | $347.57 | $394.50 | $444.20 | $620.77 | $943.32 |
| Williamson County | $347.57 | $394.50 | $444.20 | $620.77 | $943.32 |
| Collin County | $351.22 | $398.64 | $448.86 | $627.29 | $953.22 |
| Dallas County | $351.22 | $398.64 | $448.86 | $627.29 | $953.22 |
| Ellis County | $351.22 | $398.64 | $448.86 | $627.29 | $953.22 |
| Navarro County | $351.22 | $398.64 | $448.86 | $627.29 | $953.22 |
| Rockwall County | $351.22 | $398.64 | $448.86 | $627.29 | $953.22 |
| Somervell County | $370.36 | $420.36 | $473.32 | $661.46 | $1,005.15 |
| Bosque County | $377.62 | $428.60 | $482.60 | $674.43 | $1,024.86 |
| Falls County | $377.62 | $428.60 | $482.60 | $674.43 | $1,024.86 |
| Freestone County | $377.62 | $428.60 | $482.60 | $674.43 | $1,024.86 |
| Hill County | $377.62 | $428.60 | $482.60 | $674.43 | $1,024.86 |
| Limestone County | $377.62 | $428.60 | $482.60 | $674.43 | $1,024.86 |
| McLennan County | $377.62 | $428.60 | $482.60 | $674.43 | $1,024.86 |
| Andrews County | $382.23 | $433.83 | $488.49 | $682.66 | $1,037.37 |
| Borden County | $382.23 | $433.83 | $488.49 | $682.66 | $1,037.37 |
| Crane County | $382.23 | $433.83 | $488.49 | $682.66 | $1,037.37 |
| Dawson County | $382.23 | $433.83 | $488.49 | $682.66 | $1,037.37 |
| Ector County | $382.23 | $433.83 | $488.49 | $682.66 | $1,037.37 |
| Gaines County | $382.23 | $433.83 | $488.49 | $682.66 | $1,037.37 |
| Glasscock County | $382.23 | $433.83 | $488.49 | $682.66 | $1,037.37 |
| Howard County | $382.23 | $433.83 | $488.49 | $682.66 | $1,037.37 |
| Loving County | $382.23 | $433.83 | $488.49 | $682.66 | $1,037.37 |
| Martin County | $382.23 | $433.83 | $488.49 | $682.66 | $1,037.37 |
| Midland County | $382.23 | $433.83 | $488.49 | $682.66 | $1,037.37 |
| Pecos County | $382.23 | $433.83 | $488.49 | $682.66 | $1,037.37 |
| Reeves County | $382.23 | $433.83 | $488.49 | $682.66 | $1,037.37 |
| Upton County | $382.23 | $433.83 | $488.49 | $682.66 | $1,037.37 |
| Ward County | $382.23 | $433.83 | $488.49 | $682.66 | $1,037.37 |
| Winkler County | $382.23 | $433.83 | $488.49 | $682.66 | $1,037.37 |
| Crosby County | $387.20 | $439.48 | $494.85 | $691.54 | $1,050.87 |
| Dickens County | $387.20 | $439.48 | $494.85 | $691.54 | $1,050.87 |
| Floyd County | $387.20 | $439.48 | $494.85 | $691.54 | $1,050.87 |
| Garza County | $387.20 | $439.48 | $494.85 | $691.54 | $1,050.87 |
| Hale County | $387.20 | $439.48 | $494.85 | $691.54 | $1,050.87 |
| Hockley County | $387.20 | $439.48 | $494.85 | $691.54 | $1,050.87 |
| King County | $387.20 | $439.48 | $494.85 | $691.54 | $1,050.87 |
| Lamb County | $387.20 | $439.48 | $494.85 | $691.54 | $1,050.87 |
| Lubbock County | $387.20 | $439.48 | $494.85 | $691.54 | $1,050.87 |
| Lynn County | $387.20 | $439.48 | $494.85 | $691.54 | $1,050.87 |
| Motley County | $387.20 | $439.48 | $494.85 | $691.54 | $1,050.87 |
| Terry County | $387.20 | $439.48 | $494.85 | $691.54 | $1,050.87 |
| Yoakum County | $387.20 | $439.48 | $494.85 | $691.54 | $1,050.87 |
| Bell County | $387.43 | $439.73 | $495.13 | $691.94 | $1,051.47 |
| Coryell County | $387.43 | $439.73 | $495.13 | $691.94 | $1,051.47 |
| Hamilton County | $387.43 | $439.73 | $495.13 | $691.94 | $1,051.47 |
| Lampasas County | $387.43 | $439.73 | $495.13 | $691.94 | $1,051.47 |
| Mills County | $387.43 | $439.73 | $495.13 | $691.94 | $1,051.47 |
| San Saba County | $387.43 | $439.73 | $495.13 | $691.94 | $1,051.47 |
| Brazos County | $393.65 | $446.79 | $503.09 | $703.06 | $1,068.37 |
| Milam County | $393.65 | $446.79 | $503.09 | $703.06 | $1,068.37 |
| Washington County | $393.65 | $446.79 | $503.09 | $703.06 | $1,068.37 |
| Brewster County | $394.87 | $448.18 | $504.65 | $705.25 | $1,071.69 |
| Coke County | $483.99 | $549.33 | $618.54 | $864.41 | $1,313.55 |
| McCulloch County | $483.99 | $549.33 | $618.54 | $864.41 | $1,313.55 |
| Reagan County | $483.99 | $549.33 | $618.54 | $864.41 | $1,313.55 |
| Callahan County | $499.43 | $566.85 | $638.27 | $891.98 | $1,355.46 |
| Coleman County | $499.43 | $566.85 | $638.27 | $891.98 | $1,355.46 |
| Comanche County | $499.43 | $566.85 | $638.27 | $891.98 | $1,355.46 |
| Eastland County | $499.43 | $566.85 | $638.27 | $891.98 | $1,355.46 |
| Fisher County | $499.43 | $566.85 | $638.27 | $891.98 | $1,355.46 |
| Haskell County | $499.43 | $566.85 | $638.27 | $891.98 | $1,355.46 |
| Jones County | $499.43 | $566.85 | $638.27 | $891.98 | $1,355.46 |
| Kent County | $499.43 | $566.85 | $638.27 | $891.98 | $1,355.46 |
| Mitchell County | $499.43 | $566.85 | $638.27 | $891.98 | $1,355.46 |
| Nolan County | $499.43 | $566.85 | $638.27 | $891.98 | $1,355.46 |
| Runnels County | $499.43 | $566.85 | $638.27 | $891.98 | $1,355.46 |
| Scurry County | $499.43 | $566.85 | $638.27 | $891.98 | $1,355.46 |
| Shackelford County | $499.43 | $566.85 | $638.27 | $891.98 | $1,355.46 |
| Stephens County | $499.43 | $566.85 | $638.27 | $891.98 | $1,355.46 |
| Stonewall County | $499.43 | $566.85 | $638.27 | $891.98 | $1,355.46 |
| Taylor County | $499.43 | $566.85 | $638.27 | $891.98 | $1,355.46 |
| Throckmorton County | $499.43 | $566.85 | $638.27 | $891.98 | $1,355.46 |
| Armstrong County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Briscoe County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Carson County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Castro County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Childress County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Collingsworth County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Dallam County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Deaf Smith County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Donley County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Gray County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Hall County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Hansford County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Hartley County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Hemphill County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Hutchinson County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Lipscomb County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Moore County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Ochiltree County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Oldham County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Parmer County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Potter County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Randall County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Roberts County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Sherman County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Swisher County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
| Wheeler County | $518.66 | $588.68 | $662.85 | $926.33 | $1,407.65 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.