Molina Gold Core 1640
Gold · HMO · Molina Healthcare · South Carolina
At age 40 it costs between $506.96 and $754.26 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 42326SC0010001 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $1,640 |
| Deductible (family) | $3,280 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,100 |
| Family maximum | $16,200 |
| Primary care visit | $25 |
| Specialist visit | $55 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.98% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-885-3176 · TTY 1-855-885-3176 |
Where it is sold, and what it costs there
37 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Abbeville County | $396.68 | $450.23 | $506.96 | $708.47 | $1,076.59 |
| Greenwood County | $397.17 | $450.79 | $507.58 | $709.34 | $1,077.92 |
| McCormick County | $399.05 | $452.93 | $509.99 | $712.71 | $1,083.03 |
| Charleston County | $406.50 | $461.38 | $519.51 | $726.02 | $1,103.25 |
| Barnwell County | $411.60 | $467.17 | $526.02 | $735.12 | $1,117.08 |
| Aiken County | $426.50 | $484.07 | $545.06 | $761.72 | $1,157.51 |
| Edgefield County | $429.98 | $488.03 | $549.51 | $767.95 | $1,166.97 |
| Bamberg County | $433.24 | $491.73 | $553.68 | $773.77 | $1,175.82 |
| Kershaw County | $441.06 | $500.60 | $563.67 | $787.73 | $1,197.03 |
| Berkeley County | $444.07 | $504.02 | $567.52 | $793.10 | $1,205.20 |
| Allendale County | $444.37 | $504.36 | $567.90 | $793.64 | $1,206.02 |
| Hampton County | $445.89 | $506.08 | $569.84 | $796.35 | $1,210.14 |
| Marion County | $450.32 | $511.11 | $575.51 | $804.27 | $1,222.16 |
| Sumter County | $450.92 | $511.80 | $576.28 | $805.35 | $1,223.81 |
| Lee County | $451.57 | $512.53 | $577.10 | $806.50 | $1,225.55 |
| Colleton County | $455.30 | $516.76 | $581.87 | $813.16 | $1,235.68 |
| Newberry County | $456.23 | $517.82 | $583.06 | $814.82 | $1,238.20 |
| Darlington County | $456.59 | $518.23 | $583.53 | $815.47 | $1,239.19 |
| Jasper County | $458.56 | $520.47 | $586.04 | $818.99 | $1,244.54 |
| Calhoun County | $459.56 | $521.60 | $587.31 | $820.77 | $1,247.23 |
| Williamsburg County | $462.50 | $524.94 | $591.08 | $826.03 | $1,255.23 |
| Fairfield County | $463.16 | $525.69 | $591.92 | $827.21 | $1,257.03 |
| Dorchester County | $463.67 | $526.26 | $592.57 | $828.11 | $1,258.40 |
| Clarendon County | $467.55 | $530.66 | $597.52 | $835.04 | $1,268.92 |
| Marlboro County | $469.20 | $532.55 | $599.64 | $838 | $1,273.42 |
| Saluda County | $472.38 | $536.15 | $603.70 | $843.66 | $1,282.03 |
| Florence County | $475.38 | $539.56 | $607.54 | $849.03 | $1,290.19 |
| Beaufort County | $477.26 | $541.69 | $609.93 | $852.38 | $1,295.27 |
| Richland County | $479.05 | $543.72 | $612.22 | $855.58 | $1,300.13 |
| Chesterfield County | $479.61 | $544.36 | $612.94 | $856.59 | $1,301.67 |
| Chester County | $482.12 | $547.20 | $616.14 | $861.06 | $1,308.46 |
| Lancaster County | $482.79 | $547.97 | $617.01 | $862.26 | $1,310.29 |
| Dillon County | $498.89 | $566.24 | $637.59 | $891.02 | $1,354 |
| York County | $511.29 | $580.31 | $653.42 | $913.16 | $1,387.63 |
| Lexington County | $525.65 | $596.62 | $671.79 | $938.82 | $1,426.63 |
| Cherokee County | $581.57 | $660.08 | $743.25 | $1,038.69 | $1,578.39 |
| Union County | $590.19 | $669.87 | $754.26 | $1,054.08 | $1,601.78 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.