Molina Silver Core
Silver · HMO · Molina Healthcare · South Carolina
At age 40 it costs between $497.51 and $740.20 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,990 | $35 | $15 |
| up to 150% of the federal poverty level | $0 | $2,000 | No Charge | No Charge |
| 150% to 200% | $850 | $3,195 | $8 | $5 |
| 200% to 250% | $3,500 | $7,685 | $30 | $15 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 42326SC0010002 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,990 |
| Family maximum | $17,980 |
| Primary care visit | $35 |
| Specialist visit | $60 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $75 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.98% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-885-3176 · TTY 1-855-885-3176 |
Where it is sold, and what it costs there
37 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Abbeville County | $389.28 | $441.84 | $497.51 | $695.26 | $1,056.52 |
| Greenwood County | $389.76 | $442.38 | $498.12 | $696.11 | $1,057.81 |
| McCormick County | $391.61 | $444.48 | $500.48 | $699.42 | $1,062.83 |
| Charleston County | $398.92 | $452.78 | $509.82 | $712.48 | $1,082.68 |
| Barnwell County | $403.92 | $458.45 | $516.21 | $721.41 | $1,096.25 |
| Aiken County | $418.54 | $475.05 | $534.90 | $747.52 | $1,135.92 |
| Edgefield County | $421.96 | $478.93 | $539.27 | $753.62 | $1,145.20 |
| Bamberg County | $425.16 | $482.56 | $543.36 | $759.34 | $1,153.89 |
| Kershaw County | $432.83 | $491.26 | $553.16 | $773.04 | $1,174.71 |
| Berkeley County | $435.78 | $494.62 | $556.93 | $778.31 | $1,182.72 |
| Allendale County | $436.08 | $494.95 | $557.31 | $778.84 | $1,183.53 |
| Hampton County | $437.57 | $496.64 | $559.22 | $781.50 | $1,187.57 |
| Marion County | $441.92 | $501.58 | $564.77 | $789.27 | $1,199.37 |
| Sumter County | $442.51 | $502.25 | $565.53 | $790.33 | $1,200.98 |
| Lee County | $443.14 | $502.97 | $566.34 | $791.46 | $1,202.70 |
| Colleton County | $446.81 | $507.13 | $571.02 | $798 | $1,212.63 |
| Newberry County | $447.72 | $508.16 | $572.18 | $799.62 | $1,215.11 |
| Darlington County | $448.08 | $508.57 | $572.64 | $800.27 | $1,216.08 |
| Jasper County | $450.01 | $510.76 | $575.11 | $803.72 | $1,221.33 |
| Calhoun County | $450.99 | $511.87 | $576.36 | $805.46 | $1,223.97 |
| Williamsburg County | $453.88 | $515.15 | $580.06 | $810.63 | $1,231.82 |
| Fairfield County | $454.53 | $515.89 | $580.89 | $811.79 | $1,233.59 |
| Dorchester County | $455.02 | $516.45 | $581.52 | $812.67 | $1,234.93 |
| Clarendon County | $458.83 | $520.77 | $586.38 | $819.46 | $1,245.25 |
| Marlboro County | $460.45 | $522.62 | $588.46 | $822.37 | $1,249.67 |
| Saluda County | $463.57 | $526.15 | $592.44 | $827.93 | $1,258.12 |
| Florence County | $466.52 | $529.50 | $596.21 | $833.20 | $1,266.13 |
| Beaufort County | $468.36 | $531.58 | $598.56 | $836.48 | $1,271.12 |
| Richland County | $470.11 | $533.58 | $600.80 | $839.62 | $1,275.88 |
| Chesterfield County | $470.67 | $534.21 | $601.51 | $840.61 | $1,277.39 |
| Chester County | $473.12 | $537 | $604.65 | $845 | $1,284.06 |
| Lancaster County | $473.79 | $537.75 | $605.50 | $846.18 | $1,285.86 |
| Dillon County | $489.59 | $555.68 | $625.70 | $874.41 | $1,328.75 |
| York County | $501.75 | $569.49 | $641.24 | $896.13 | $1,361.75 |
| Lexington County | $515.85 | $585.49 | $659.26 | $921.31 | $1,400.02 |
| Cherokee County | $570.73 | $647.77 | $729.39 | $1,019.32 | $1,548.95 |
| Union County | $579.18 | $657.37 | $740.20 | $1,034.42 | $1,571.91 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.