Molina Silver Saver
Silver · HMO · Molina Healthcare · South Carolina
At age 40 it costs between $493.84 and $734.75 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $7,000 | $10,150 | $40 | $5 |
| up to 150% of the federal poverty level | $190 | $1,960 | $3 | $3 |
| 150% to 200% | $1,425 | $3,350 | $10 | $5 |
| 200% to 250% | $6,500 | $8,100 | $35 | $5 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 42326SC0010010 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $7,000 |
| Deductible (family) | $14,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,150 |
| Family maximum | $20,300 |
| Primary care visit | $40 |
| Specialist visit | $62.50 |
| Emergency room | 20% Coinsurance after deductible |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | $5 |
| Preferred brand drugs | $100 |
| Specialty drugs | 20% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.98% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-885-3176 · TTY 1-855-885-3176 |
Where it is sold, and what it costs there
37 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Abbeville County | $386.42 | $438.58 | $493.84 | $690.14 | $1,048.74 |
| Greenwood County | $386.89 | $439.12 | $494.45 | $690.99 | $1,050.02 |
| McCormick County | $388.73 | $441.21 | $496.79 | $694.27 | $1,055.01 |
| Charleston County | $395.98 | $449.44 | $506.07 | $707.23 | $1,074.70 |
| Barnwell County | $400.95 | $455.08 | $512.41 | $716.09 | $1,088.17 |
| Aiken County | $415.46 | $471.55 | $530.96 | $742.01 | $1,127.56 |
| Edgefield County | $418.85 | $475.40 | $535.29 | $748.07 | $1,136.77 |
| Bamberg County | $422.03 | $479 | $539.35 | $753.74 | $1,145.39 |
| Kershaw County | $429.64 | $487.65 | $549.08 | $767.34 | $1,166.05 |
| Berkeley County | $432.58 | $490.97 | $552.83 | $772.58 | $1,174.01 |
| Allendale County | $432.87 | $491.31 | $553.21 | $773.11 | $1,174.81 |
| Hampton County | $434.35 | $492.98 | $555.10 | $775.75 | $1,178.82 |
| Marion County | $438.67 | $497.88 | $560.61 | $783.46 | $1,190.54 |
| Sumter County | $439.26 | $498.55 | $561.37 | $784.51 | $1,192.14 |
| Lee County | $439.88 | $499.26 | $562.17 | $785.63 | $1,193.84 |
| Colleton County | $443.52 | $503.39 | $566.81 | $792.12 | $1,203.70 |
| Newberry County | $444.42 | $504.42 | $567.97 | $793.73 | $1,206.16 |
| Darlington County | $444.78 | $504.82 | $568.43 | $794.37 | $1,207.13 |
| Jasper County | $446.70 | $507 | $570.88 | $797.80 | $1,212.33 |
| Calhoun County | $447.66 | $508.10 | $572.11 | $799.53 | $1,214.96 |
| Williamsburg County | $450.53 | $511.36 | $575.78 | $804.65 | $1,222.75 |
| Fairfield County | $451.18 | $512.09 | $576.61 | $805.81 | $1,224.50 |
| Dorchester County | $451.67 | $512.65 | $577.23 | $806.68 | $1,225.83 |
| Clarendon County | $455.45 | $516.93 | $582.06 | $813.43 | $1,236.08 |
| Marlboro County | $457.06 | $518.77 | $584.13 | $816.31 | $1,240.47 |
| Saluda County | $460.15 | $522.27 | $588.07 | $821.83 | $1,248.85 |
| Florence County | $463.08 | $525.60 | $591.82 | $827.06 | $1,256.80 |
| Beaufort County | $464.91 | $527.67 | $594.15 | $830.32 | $1,261.75 |
| Richland County | $466.65 | $529.65 | $596.38 | $833.44 | $1,266.49 |
| Chesterfield County | $467.20 | $530.27 | $597.08 | $834.42 | $1,267.98 |
| Chester County | $469.64 | $533.04 | $600.20 | $838.78 | $1,274.60 |
| Lancaster County | $470.30 | $533.79 | $601.04 | $839.95 | $1,276.39 |
| Dillon County | $485.98 | $551.59 | $621.09 | $867.97 | $1,318.96 |
| York County | $498.06 | $565.29 | $636.52 | $889.53 | $1,351.72 |
| Lexington County | $512.05 | $581.18 | $654.40 | $914.52 | $1,389.71 |
| Cherokee County | $566.52 | $643 | $724.01 | $1,011.81 | $1,537.54 |
| Union County | $574.92 | $652.53 | $734.75 | $1,026.80 | $1,560.33 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.