Molina Silver Core
Silver · HMO · Molina Healthcare · Texas
At age 40 it costs between $695.42 and $793.68 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,990 | $35 | $15 |
| up to 150% of the federal poverty level | $0 | $2,000 | No Charge | No Charge |
| 150% to 200% | $850 | $3,195 | $8 | $5 |
| 200% to 250% | $3,500 | $7,685 | $30 | $15 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 45786TX0020002 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,990 |
| Family maximum | $17,980 |
| Primary care visit | $35 |
| Specialist visit | $60 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $75 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-560-2025 |
Where it is sold, and what it costs there
13 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Collin County | $544.14 | $617.60 | $695.42 | $971.84 | $1,476.81 |
| Dallas County | $544.14 | $617.60 | $695.42 | $971.84 | $1,476.81 |
| Ellis County | $544.14 | $617.60 | $695.42 | $971.84 | $1,476.81 |
| Rockwall County | $544.14 | $617.60 | $695.42 | $971.84 | $1,476.81 |
| Cooke County | $578.50 | $656.60 | $739.33 | $1,033.21 | $1,570.06 |
| Fannin County | $578.50 | $656.60 | $739.33 | $1,033.21 | $1,570.06 |
| Grayson County | $578.50 | $656.60 | $739.33 | $1,033.21 | $1,570.06 |
| Denton County | $621.03 | $704.87 | $793.68 | $1,109.16 | $1,685.48 |
| Hood County | $621.03 | $704.87 | $793.68 | $1,109.16 | $1,685.48 |
| Johnson County | $621.03 | $704.87 | $793.68 | $1,109.16 | $1,685.48 |
| Parker County | $621.03 | $704.87 | $793.68 | $1,109.16 | $1,685.48 |
| Tarrant County | $621.03 | $704.87 | $793.68 | $1,109.16 | $1,685.48 |
| Wise County | $621.03 | $704.87 | $793.68 | $1,109.16 | $1,685.48 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.