QHP Index

Molina Gold Saver 750

Gold · HMO · Molina Healthcare · Texas

At age 40 it costs between $590.52 and $673.97 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID45786TX0020013
InsurerMolina Healthcare
Metal levelGold
Plan typeHMO
Deductible (individual)$750
Deductible (family)$1,500
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$9,400
Family maximum$18,800
Primary care visit$25
Specialist visit$75
Emergency room35% Coinsurance after deductible
Inpatient stay35% Coinsurance after deductible
Generic drugs$5
Preferred brand drugs$55 Copay after deductible
Specialty drugs50% Coinsurance after deductible
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-888-560-2025

Where it is sold, and what it costs there

13 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Collin County $462.07$524.45 $590.52$825.26 $1,254.06
Dallas County $462.07$524.45 $590.52$825.26 $1,254.06
Ellis County $462.07$524.45 $590.52$825.26 $1,254.06
Rockwall County $462.07$524.45 $590.52$825.26 $1,254.06
Cooke County $491.25$557.56 $627.81$877.37 $1,333.24
Fannin County $491.25$557.56 $627.81$877.37 $1,333.24
Grayson County $491.25$557.56 $627.81$877.37 $1,333.24
Denton County $527.36$598.55 $673.97$941.87 $1,431.26
Hood County $527.36$598.55 $673.97$941.87 $1,431.26
Johnson County $527.36$598.55 $673.97$941.87 $1,431.26
Parker County $527.36$598.55 $673.97$941.87 $1,431.26
Tarrant County $527.36$598.55 $673.97$941.87 $1,431.26
Wise County $527.36$598.55 $673.97$941.87 $1,431.26

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.