Molina Gold Core 1640 Pluswith Adult Vision
Gold · HMO · Molina Healthcare · Texas
At age 40 it costs between $594.83 and $678.88 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 45786TX0050001 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $1,640 |
| Deductible (family) | $3,280 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,100 |
| Family maximum | $16,200 |
| Primary care visit | $25 |
| Specialist visit | $55 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.16% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-560-2025 |
Where it is sold, and what it costs there
13 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Collin County | $465.44 | $528.27 | $594.83 | $831.28 | $1,263.20 |
| Dallas County | $465.44 | $528.27 | $594.83 | $831.28 | $1,263.20 |
| Ellis County | $465.44 | $528.27 | $594.83 | $831.28 | $1,263.20 |
| Rockwall County | $465.44 | $528.27 | $594.83 | $831.28 | $1,263.20 |
| Cooke County | $494.83 | $561.63 | $632.39 | $883.77 | $1,342.97 |
| Fannin County | $494.83 | $561.63 | $632.39 | $883.77 | $1,342.97 |
| Grayson County | $494.83 | $561.63 | $632.39 | $883.77 | $1,342.97 |
| Denton County | $531.21 | $602.92 | $678.88 | $948.74 | $1,441.70 |
| Hood County | $531.21 | $602.92 | $678.88 | $948.74 | $1,441.70 |
| Johnson County | $531.21 | $602.92 | $678.88 | $948.74 | $1,441.70 |
| Parker County | $531.21 | $602.92 | $678.88 | $948.74 | $1,441.70 |
| Tarrant County | $531.21 | $602.92 | $678.88 | $948.74 | $1,441.70 |
| Wise County | $531.21 | $602.92 | $678.88 | $948.74 | $1,441.70 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.