Molina Gold Core 1640 Pluswith Adult Dental and Vision
Gold · HMO · Molina Healthcare · Texas
At age 40 it costs between $609.33 and $695.43 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 45786TX0060001 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $1,640 |
| Deductible (family) | $3,280 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,100 |
| Family maximum | $16,200 |
| Primary care visit | $25 |
| Specialist visit | $55 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 96.33% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-560-2025 |
Where it is sold, and what it costs there
13 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Collin County | $476.78 | $541.15 | $609.33 | $851.54 | $1,293.99 |
| Dallas County | $476.78 | $541.15 | $609.33 | $851.54 | $1,293.99 |
| Ellis County | $476.78 | $541.15 | $609.33 | $851.54 | $1,293.99 |
| Rockwall County | $476.78 | $541.15 | $609.33 | $851.54 | $1,293.99 |
| Cooke County | $506.89 | $575.32 | $647.80 | $905.30 | $1,375.70 |
| Fannin County | $506.89 | $575.32 | $647.80 | $905.30 | $1,375.70 |
| Grayson County | $506.89 | $575.32 | $647.80 | $905.30 | $1,375.70 |
| Denton County | $544.15 | $617.61 | $695.43 | $971.86 | $1,476.83 |
| Hood County | $544.15 | $617.61 | $695.43 | $971.86 | $1,476.83 |
| Johnson County | $544.15 | $617.61 | $695.43 | $971.86 | $1,476.83 |
| Parker County | $544.15 | $617.61 | $695.43 | $971.86 | $1,476.83 |
| Tarrant County | $544.15 | $617.61 | $695.43 | $971.86 | $1,476.83 |
| Wise County | $544.15 | $617.61 | $695.43 | $971.86 | $1,476.83 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.