Connect Silver Mid-South 4500 Indiv Med Deductible
Silver · EPO · Cigna Healthcare · Florida
At age 40 it costs between $777.89 and $852.67 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $4,500 | $9,350 | $15 | $3 |
| up to 150% of the federal poverty level | $150 | $1,450 | No Charge | No Charge |
| 150% to 200% | $950 | $3,300 | $10 | No Charge |
| 200% to 250% | $3,750 | $7,600 | $15 | $3 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 48121FL0070030 |
|---|---|
| Insurer | Cigna Healthcare |
| Metal level | Silver |
| Plan type | EPO |
| Deductible (individual) | $4,500 |
| Deductible (family) | $9,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,350 |
| Family maximum | $18,700 |
| Primary care visit | $15 |
| Specialist visit | $65 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-900-1237 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
5 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Palm Beach County | $608.68 | $690.85 | $777.89 | $1,087.10 | $1,651.96 |
| Indian River County | $612.82 | $695.55 | $783.18 | $1,094.50 | $1,663.19 |
| Saint Lucie County | $621.49 | $705.39 | $794.26 | $1,109.98 | $1,686.72 |
| Martin County | $627.16 | $711.83 | $801.51 | $1,120.11 | $1,702.11 |
| Collier County | $667.19 | $757.26 | $852.67 | $1,191.60 | $1,810.75 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.