Complete Gold
Gold · HMO · Ambetter Health · Iowa
At age 40 it costs between $516.93 and $633.30 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 48286IA0010015 |
|---|---|
| Insurer | Ambetter Health |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $1,450 |
| Deductible (family) | $2,900 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $7,500 |
| Family maximum | $15,000 |
| Primary care visit | $15 |
| Specialist visit | $35 |
| Emergency room | 20% Coinsurance after deductible |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $30 |
| Specialty drugs | 30% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-919-3213 · TTY 1-833-919-3213 |
Where it is sold, and what it costs there
58 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Boone County | $404.49 | $459.08 | $516.93 | $722.40 | $1,097.76 |
| Hardin County | $404.49 | $459.08 | $516.93 | $722.40 | $1,097.76 |
| Tama County | $404.49 | $459.08 | $516.93 | $722.40 | $1,097.76 |
| Jasper County | $416.42 | $472.63 | $532.17 | $743.71 | $1,130.14 |
| Madison County | $416.42 | $472.63 | $532.17 | $743.71 | $1,130.14 |
| Marion County | $416.42 | $472.63 | $532.17 | $743.71 | $1,130.14 |
| Polk County | $416.42 | $472.63 | $532.17 | $743.71 | $1,130.14 |
| Warren County | $416.42 | $472.63 | $532.17 | $743.71 | $1,130.14 |
| Benton County | $428.35 | $486.17 | $547.42 | $765.02 | $1,162.52 |
| Buchanan County | $428.35 | $486.17 | $547.42 | $765.02 | $1,162.52 |
| Cedar County | $428.35 | $486.17 | $547.42 | $765.02 | $1,162.52 |
| Clinton County | $428.35 | $486.17 | $547.42 | $765.02 | $1,162.52 |
| Dubuque County | $428.35 | $486.17 | $547.42 | $765.02 | $1,162.52 |
| Jackson County | $428.35 | $486.17 | $547.42 | $765.02 | $1,162.52 |
| Linn County | $428.35 | $486.17 | $547.42 | $765.02 | $1,162.52 |
| Scott County | $428.35 | $486.17 | $547.42 | $765.02 | $1,162.52 |
| Cherokee County | $440.28 | $499.71 | $562.67 | $786.33 | $1,194.90 |
| Crawford County | $440.28 | $499.71 | $562.67 | $786.33 | $1,194.90 |
| Ida County | $440.28 | $499.71 | $562.67 | $786.33 | $1,194.90 |
| Monona County | $440.28 | $499.71 | $562.67 | $786.33 | $1,194.90 |
| Palo Alto County | $440.28 | $499.71 | $562.67 | $786.33 | $1,194.90 |
| Sioux County | $440.28 | $499.71 | $562.67 | $786.33 | $1,194.90 |
| Woodbury County | $440.28 | $499.71 | $562.67 | $786.33 | $1,194.90 |
| Appanoose County | $456.51 | $518.13 | $583.41 | $815.32 | $1,238.95 |
| Davis County | $456.51 | $518.13 | $583.41 | $815.32 | $1,238.95 |
| Henry County | $456.51 | $518.13 | $583.41 | $815.32 | $1,238.95 |
| Jefferson County | $456.51 | $518.13 | $583.41 | $815.32 | $1,238.95 |
| Keokuk County | $456.51 | $518.13 | $583.41 | $815.32 | $1,238.95 |
| Lee County | $456.51 | $518.13 | $583.41 | $815.32 | $1,238.95 |
| Louisa County | $456.51 | $518.13 | $583.41 | $815.32 | $1,238.95 |
| Mahaska County | $456.51 | $518.13 | $583.41 | $815.32 | $1,238.95 |
| Monroe County | $456.51 | $518.13 | $583.41 | $815.32 | $1,238.95 |
| Van Buren County | $456.51 | $518.13 | $583.41 | $815.32 | $1,238.95 |
| Washington County | $456.51 | $518.13 | $583.41 | $815.32 | $1,238.95 |
| Wayne County | $456.51 | $518.13 | $583.41 | $815.32 | $1,238.95 |
| Butler County | $473.88 | $537.85 | $605.61 | $846.34 | $1,286.09 |
| Cerro Gordo County | $473.88 | $537.85 | $605.61 | $846.34 | $1,286.09 |
| Chickasaw County | $473.88 | $537.85 | $605.61 | $846.34 | $1,286.09 |
| Fayette County | $473.88 | $537.85 | $605.61 | $846.34 | $1,286.09 |
| Floyd County | $473.88 | $537.85 | $605.61 | $846.34 | $1,286.09 |
| Franklin County | $473.88 | $537.85 | $605.61 | $846.34 | $1,286.09 |
| Hancock County | $473.88 | $537.85 | $605.61 | $846.34 | $1,286.09 |
| Kossuth County | $473.88 | $537.85 | $605.61 | $846.34 | $1,286.09 |
| Winnebago County | $473.88 | $537.85 | $605.61 | $846.34 | $1,286.09 |
| Worth County | $473.88 | $537.85 | $605.61 | $846.34 | $1,286.09 |
| Adair County | $495.55 | $562.44 | $633.30 | $885.04 | $1,344.91 |
| Audubon County | $495.55 | $562.44 | $633.30 | $885.04 | $1,344.91 |
| Cass County | $495.55 | $562.44 | $633.30 | $885.04 | $1,344.91 |
| Decatur County | $495.55 | $562.44 | $633.30 | $885.04 | $1,344.91 |
| Fremont County | $495.55 | $562.44 | $633.30 | $885.04 | $1,344.91 |
| Mills County | $495.55 | $562.44 | $633.30 | $885.04 | $1,344.91 |
| Montgomery County | $495.55 | $562.44 | $633.30 | $885.04 | $1,344.91 |
| Page County | $495.55 | $562.44 | $633.30 | $885.04 | $1,344.91 |
| Pottawattamie County | $495.55 | $562.44 | $633.30 | $885.04 | $1,344.91 |
| Ringgold County | $495.55 | $562.44 | $633.30 | $885.04 | $1,344.91 |
| Shelby County | $495.55 | $562.44 | $633.30 | $885.04 | $1,344.91 |
| Taylor County | $495.55 | $562.44 | $633.30 | $885.04 | $1,344.91 |
| Union County | $495.55 | $562.44 | $633.30 | $885.04 | $1,344.91 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.