QHP Index

Complete Gold + Vision + Adult Dental

Gold · HMO · Ambetter Health · Florida

At age 40 it costs $900.15 a month before any subsidy.

What CMS publishes about it

Plan ID49004FL0020021
InsurerAmbetter Health
Metal levelGold
Plan typeHMO
Deductible (individual)$1,450
Deductible (family)$2,900
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$7,500
Family maximum$15,000
Primary care visit$15
Specialist visit$35
Emergency room20% Coinsurance after deductible
Inpatient stay20% Coinsurance after deductible
Generic drugs$3
Preferred brand drugs$30
Specialty drugs30% Coinsurance after deductible
Adult dental includedYes
Child dental includedNo
Share of premium buying essential health benefits97.37%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-877-687-1169 · TTY 1-800-955-8770

Where it is sold, and what it costs there

1 county. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Miami-Dade County $704.36$799.43 $900.15$1,257.96 $1,911.59

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.