UHC Silver Value ($0 Virtual Urgent Care, No Referrals)
Silver · EPO · UnitedHealthcare · Wyoming
At age 40 it costs between $1,137.38 and $1,222.28 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $5,400 | $9,850 | $25 | $8 |
| up to 150% of the federal poverty level | $100 | $2,800 | $1 | $1 |
| 150% to 200% | $1,150 | $3,150 | $10 | $1 |
| 200% to 250% | $4,300 | $7,950 | $25 | $8 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 49714WY0200004 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Silver |
| Plan type | EPO |
| Deductible (individual) | $5,400 |
| Deductible (family) | $10,800 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,850 |
| Family maximum | $19,700 |
| Primary care visit | $25 |
| Specialist visit | $80 |
| Emergency room | $500 Copay after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $8 |
| Preferred brand drugs | $80 |
| Specialty drugs | $700 |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-816-3605 · TTY 1-877-816-3605 |
Where it is sold, and what it costs there
20 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Albany County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Big Horn County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Campbell County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Carbon County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Converse County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Crook County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Fremont County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Goshen County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Hot Springs County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Johnson County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Niobrara County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Park County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Platte County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Sheridan County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Sublette County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Sweetwater County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Washakie County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Weston County | $889.97 | $1,010.12 | $1,137.38 | $1,589.49 | $2,415.38 |
| Natrona County | $892.50 | $1,012.99 | $1,140.62 | $1,594.01 | $2,422.25 |
| Laramie County | $956.40 | $1,085.51 | $1,222.28 | $1,708.13 | $2,595.67 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.