UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
Gold · EPO · UnitedHealthcare · Wyoming
At age 40 it costs between $1,061.52 and $1,140.75 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 49714WY0200007 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Gold |
| Plan type | EPO |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,600 |
| Family maximum | $17,200 |
| Primary care visit | $15 |
| Specialist visit | $40 |
| Emergency room | $500 Copay after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $5 |
| Preferred brand drugs | $60 |
| Specialty drugs | $625 |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-816-3605 · TTY 1-877-816-3605 |
Where it is sold, and what it costs there
20 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Albany County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Big Horn County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Campbell County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Carbon County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Converse County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Crook County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Fremont County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Goshen County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Hot Springs County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Johnson County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Niobrara County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Park County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Platte County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Sheridan County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Sublette County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Sweetwater County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Washakie County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Weston County | $830.61 | $942.74 | $1,061.52 | $1,483.47 | $2,254.28 |
| Natrona County | $832.97 | $945.42 | $1,064.54 | $1,487.69 | $2,260.69 |
| Laramie County | $892.61 | $1,013.11 | $1,140.75 | $1,594.20 | $2,422.54 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.