QHP Index

Wellmark Standard Gold EPO

Gold · EPO · Wellmark of South Dakota, Inc. · South Dakota

At age 40 it costs between $682.32 and $717.03 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID50305SD0310014
InsurerWellmark of South Dakota, Inc.
Metal levelGold
Plan typeEPO
Standardised designDesign 1 — a plan CMS defined the benefits of, so it can be compared like for like
Deductible (individual)$2,000
Deductible (family)$4,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$8,200
Family maximum$16,400
Primary care visit$30
Specialist visit$60
Emergency room25% Coinsurance after deductible
Inpatient stay25% Coinsurance after deductible
Generic drugs$15
Preferred brand drugs$30
Specialty drugs$250
Adult dental includedNo
Child dental includedYes
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-800-819-0893 · TTY 1-888-781-4262

Where it is sold, and what it costs there

26 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Clay County $533.90$605.97 $682.32$953.54 $1,448.99
Lake County $533.90$605.97 $682.32$953.54 $1,448.99
McCook County $533.90$605.97 $682.32$953.54 $1,448.99
Moody County $533.90$605.97 $682.32$953.54 $1,448.99
Turner County $533.90$605.97 $682.32$953.54 $1,448.99
Union County $533.90$605.97 $682.32$953.54 $1,448.99
Beadle County $561.05$636.80 $717.03$1,002.04 $1,522.70
Brookings County $561.05$636.80 $717.03$1,002.04 $1,522.70
Campbell County $561.05$636.80 $717.03$1,002.04 $1,522.70
Clark County $561.05$636.80 $717.03$1,002.04 $1,522.70
Codington County $561.05$636.80 $717.03$1,002.04 $1,522.70
Corson County $561.05$636.80 $717.03$1,002.04 $1,522.70
Day County $561.05$636.80 $717.03$1,002.04 $1,522.70
Deuel County $561.05$636.80 $717.03$1,002.04 $1,522.70
Dewey County $561.05$636.80 $717.03$1,002.04 $1,522.70
Edmunds County $561.05$636.80 $717.03$1,002.04 $1,522.70
Faulk County $561.05$636.80 $717.03$1,002.04 $1,522.70
Grant County $561.05$636.80 $717.03$1,002.04 $1,522.70
Hamlin County $561.05$636.80 $717.03$1,002.04 $1,522.70
Kingsbury County $561.05$636.80 $717.03$1,002.04 $1,522.70
Marshall County $561.05$636.80 $717.03$1,002.04 $1,522.70
McPherson County $561.05$636.80 $717.03$1,002.04 $1,522.70
Potter County $561.05$636.80 $717.03$1,002.04 $1,522.70
Roberts County $561.05$636.80 $717.03$1,002.04 $1,522.70
Spink County $561.05$636.80 $717.03$1,002.04 $1,522.70
Walworth County $561.05$636.80 $717.03$1,002.04 $1,522.70

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.