Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness
Silver · HMO · CareSource · West Virginia
At age 40 it costs between $947.75 and $1,178.91 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,200 | $9,800 | $40 | $3 |
| up to 150% of the federal poverty level | $500 | $1,150 | No Charge | No Charge |
| 150% to 200% | $800 | $3,400 | $15 | $2 |
| 200% to 250% | $5,500 | $7,900 | $35 | $3 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 50328WV0020021 |
|---|---|
| Insurer | CareSource |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $6,200 |
| Deductible (family) | $12,400 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,800 |
| Family maximum | $19,600 |
| Primary care visit | $40 |
| Specialist visit | $75 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | $500 Copay per Stay after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $75 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.58% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-230-2099 · TTY 1-800-982-8771 |
Where it is sold, and what it costs there
55 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Berkeley County | $741.59 | $841.71 | $947.75 | $1,324.48 | $2,012.68 |
| Grant County | $741.59 | $841.71 | $947.75 | $1,324.48 | $2,012.68 |
| Hampshire County | $741.59 | $841.71 | $947.75 | $1,324.48 | $2,012.68 |
| Hardy County | $741.59 | $841.71 | $947.75 | $1,324.48 | $2,012.68 |
| Jefferson County | $741.59 | $841.71 | $947.75 | $1,324.48 | $2,012.68 |
| Mineral County | $741.59 | $841.71 | $947.75 | $1,324.48 | $2,012.68 |
| Morgan County | $741.59 | $841.71 | $947.75 | $1,324.48 | $2,012.68 |
| Pendleton County | $741.59 | $841.71 | $947.75 | $1,324.48 | $2,012.68 |
| Brooke County | $813.94 | $923.82 | $1,040.22 | $1,453.70 | $2,209.04 |
| Hancock County | $813.94 | $923.82 | $1,040.22 | $1,453.70 | $2,209.04 |
| Marshall County | $813.94 | $923.82 | $1,040.22 | $1,453.70 | $2,209.04 |
| Ohio County | $813.94 | $923.82 | $1,040.22 | $1,453.70 | $2,209.04 |
| Barbour County | $836.55 | $949.49 | $1,069.11 | $1,494.08 | $2,270.40 |
| Doddridge County | $836.55 | $949.49 | $1,069.11 | $1,494.08 | $2,270.40 |
| Gilmer County | $836.55 | $949.49 | $1,069.11 | $1,494.08 | $2,270.40 |
| Harrison County | $836.55 | $949.49 | $1,069.11 | $1,494.08 | $2,270.40 |
| Lewis County | $836.55 | $949.49 | $1,069.11 | $1,494.08 | $2,270.40 |
| Marion County | $836.55 | $949.49 | $1,069.11 | $1,494.08 | $2,270.40 |
| Monongalia County | $836.55 | $949.49 | $1,069.11 | $1,494.08 | $2,270.40 |
| Pocahontas County | $836.55 | $949.49 | $1,069.11 | $1,494.08 | $2,270.40 |
| Preston County | $836.55 | $949.49 | $1,069.11 | $1,494.08 | $2,270.40 |
| Randolph County | $836.55 | $949.49 | $1,069.11 | $1,494.08 | $2,270.40 |
| Taylor County | $836.55 | $949.49 | $1,069.11 | $1,494.08 | $2,270.40 |
| Tucker County | $836.55 | $949.49 | $1,069.11 | $1,494.08 | $2,270.40 |
| Upshur County | $836.55 | $949.49 | $1,069.11 | $1,494.08 | $2,270.40 |
| Webster County | $836.55 | $949.49 | $1,069.11 | $1,494.08 | $2,270.40 |
| Wetzel County | $836.55 | $949.49 | $1,069.11 | $1,494.08 | $2,270.40 |
| Boone County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| Braxton County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| Calhoun County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| Clay County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| Fayette County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| Greenbrier County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| Kanawha County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| Lincoln County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| Logan County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| McDowell County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| Mercer County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| Mingo County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| Monroe County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| Nicholas County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| Raleigh County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| Roane County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| Summers County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| Wyoming County | $859.16 | $975.15 | $1,098.01 | $1,534.46 | $2,331.76 |
| Jackson County | $908.90 | $1,031.60 | $1,161.58 | $1,623.30 | $2,466.76 |
| Pleasants County | $908.90 | $1,031.60 | $1,161.58 | $1,623.30 | $2,466.76 |
| Ritchie County | $908.90 | $1,031.60 | $1,161.58 | $1,623.30 | $2,466.76 |
| Tyler County | $908.90 | $1,031.60 | $1,161.58 | $1,623.30 | $2,466.76 |
| Wirt County | $908.90 | $1,031.60 | $1,161.58 | $1,623.30 | $2,466.76 |
| Wood County | $908.90 | $1,031.60 | $1,161.58 | $1,623.30 | $2,466.76 |
| Cabell County | $922.47 | $1,047 | $1,178.91 | $1,647.53 | $2,503.58 |
| Mason County | $922.47 | $1,047 | $1,178.91 | $1,647.53 | $2,503.58 |
| Putnam County | $922.47 | $1,047 | $1,178.91 | $1,647.53 | $2,503.58 |
| Wayne County | $922.47 | $1,047 | $1,178.91 | $1,647.53 | $2,503.58 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.
Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.