Gold 2000 $15 Generic Drugs + Adult Vision & Fitness
Gold · HMO · CareSource · West Virginia
At age 40 it costs between $883.48 and $1,098.97 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 50328WV0020022 |
|---|---|
| Insurer | CareSource |
| Metal level | Gold |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.55% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-230-2099 · TTY 1-800-982-8771 |
Where it is sold, and what it costs there
55 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Berkeley County | $691.30 | $784.63 | $883.48 | $1,234.66 | $1,876.19 |
| Grant County | $691.30 | $784.63 | $883.48 | $1,234.66 | $1,876.19 |
| Hampshire County | $691.30 | $784.63 | $883.48 | $1,234.66 | $1,876.19 |
| Hardy County | $691.30 | $784.63 | $883.48 | $1,234.66 | $1,876.19 |
| Jefferson County | $691.30 | $784.63 | $883.48 | $1,234.66 | $1,876.19 |
| Mineral County | $691.30 | $784.63 | $883.48 | $1,234.66 | $1,876.19 |
| Morgan County | $691.30 | $784.63 | $883.48 | $1,234.66 | $1,876.19 |
| Pendleton County | $691.30 | $784.63 | $883.48 | $1,234.66 | $1,876.19 |
| Brooke County | $758.74 | $861.18 | $969.68 | $1,355.12 | $2,059.23 |
| Hancock County | $758.74 | $861.18 | $969.68 | $1,355.12 | $2,059.23 |
| Marshall County | $758.74 | $861.18 | $969.68 | $1,355.12 | $2,059.23 |
| Ohio County | $758.74 | $861.18 | $969.68 | $1,355.12 | $2,059.23 |
| Barbour County | $779.82 | $885.10 | $996.61 | $1,392.76 | $2,116.43 |
| Doddridge County | $779.82 | $885.10 | $996.61 | $1,392.76 | $2,116.43 |
| Gilmer County | $779.82 | $885.10 | $996.61 | $1,392.76 | $2,116.43 |
| Harrison County | $779.82 | $885.10 | $996.61 | $1,392.76 | $2,116.43 |
| Lewis County | $779.82 | $885.10 | $996.61 | $1,392.76 | $2,116.43 |
| Marion County | $779.82 | $885.10 | $996.61 | $1,392.76 | $2,116.43 |
| Monongalia County | $779.82 | $885.10 | $996.61 | $1,392.76 | $2,116.43 |
| Pocahontas County | $779.82 | $885.10 | $996.61 | $1,392.76 | $2,116.43 |
| Preston County | $779.82 | $885.10 | $996.61 | $1,392.76 | $2,116.43 |
| Randolph County | $779.82 | $885.10 | $996.61 | $1,392.76 | $2,116.43 |
| Taylor County | $779.82 | $885.10 | $996.61 | $1,392.76 | $2,116.43 |
| Tucker County | $779.82 | $885.10 | $996.61 | $1,392.76 | $2,116.43 |
| Upshur County | $779.82 | $885.10 | $996.61 | $1,392.76 | $2,116.43 |
| Webster County | $779.82 | $885.10 | $996.61 | $1,392.76 | $2,116.43 |
| Wetzel County | $779.82 | $885.10 | $996.61 | $1,392.76 | $2,116.43 |
| Boone County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| Braxton County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| Calhoun County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| Clay County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| Fayette County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| Greenbrier County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| Kanawha County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| Lincoln County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| Logan County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| McDowell County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| Mercer County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| Mingo County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| Monroe County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| Nicholas County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| Raleigh County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| Roane County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| Summers County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| Wyoming County | $800.90 | $909.02 | $1,023.55 | $1,430.40 | $2,173.64 |
| Jackson County | $847.27 | $961.65 | $1,082.80 | $1,513.22 | $2,299.48 |
| Pleasants County | $847.27 | $961.65 | $1,082.80 | $1,513.22 | $2,299.48 |
| Ritchie County | $847.27 | $961.65 | $1,082.80 | $1,513.22 | $2,299.48 |
| Tyler County | $847.27 | $961.65 | $1,082.80 | $1,513.22 | $2,299.48 |
| Wirt County | $847.27 | $961.65 | $1,082.80 | $1,513.22 | $2,299.48 |
| Wood County | $847.27 | $961.65 | $1,082.80 | $1,513.22 | $2,299.48 |
| Cabell County | $859.91 | $976 | $1,098.97 | $1,535.80 | $2,333.80 |
| Mason County | $859.91 | $976 | $1,098.97 | $1,535.80 | $2,333.80 |
| Putnam County | $859.91 | $976 | $1,098.97 | $1,535.80 | $2,333.80 |
| Wayne County | $859.91 | $976 | $1,098.97 | $1,535.80 | $2,333.80 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.