QHP Index

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Gold · EPO · Medica · Missouri

At age 40 it costs between $885.74 and $908.40 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID53461MO0010074
InsurerMedica
Metal levelGold
Plan typeEPO
Deductible (individual)$2,500
Deductible (family)$5,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$5,900
Family maximum$11,800
Primary care visit$30
Specialist visit$90
Emergency room20% Coinsurance after deductible
Inpatient stay20% Coinsurance after deductible
Generic drugs$15
Preferred brand drugs$80
Specialty drugs60% Coinsurance after deductible
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-888-592-8211 · TTY 1-800-676-3777

Where it is sold, and what it costs there

13 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Henry County $693.07$786.64 $885.74$1,237.82 $1,880.99
Johnson County $693.07$786.64 $885.74$1,237.82 $1,880.99
Lafayette County $693.07$786.64 $885.74$1,237.82 $1,880.99
Cass County $708.39$804.02 $905.32$1,265.18 $1,922.56
Clay County $708.39$804.02 $905.32$1,265.18 $1,922.56
Jackson County $708.39$804.02 $905.32$1,265.18 $1,922.56
Platte County $708.39$804.02 $905.32$1,265.18 $1,922.56
Caldwell County $710.79$806.75 $908.40$1,269.48 $1,929.10
Clinton County $710.79$806.75 $908.40$1,269.48 $1,929.10
Daviess County $710.79$806.75 $908.40$1,269.48 $1,929.10
DeKalb County $710.79$806.75 $908.40$1,269.48 $1,929.10
Grundy County $710.79$806.75 $908.40$1,269.48 $1,929.10
Livingston County $710.79$806.75 $908.40$1,269.48 $1,929.10

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.