Low Premium Silver 6200 $3 Generic Drugs
Silver · HMO · CareSource · Indiana
At age 40 it costs between $531.93 and $673.89 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,200 | $9,800 | $40 | $3 |
| up to 150% of the federal poverty level | $500 | $1,150 | No Charge | No Charge |
| 150% to 200% | $800 | $3,400 | $15 | $2 |
| 200% to 250% | $5,500 | $7,900 | $35 | $3 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 54192IN0010011 |
|---|---|
| Insurer | CareSource |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $6,200 |
| Deductible (family) | $12,400 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,800 |
| Family maximum | $19,600 |
| Primary care visit | $40 |
| Specialist visit | $75 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | $500 Copay per Stay after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $75 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-230-2099 · TTY 1-800-743-3333 |
Where it is sold, and what it costs there
92 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Gibson County | $416.22 | $472.41 | $531.93 | $743.37 | $1,129.62 |
| Posey County | $416.22 | $472.41 | $531.93 | $743.37 | $1,129.62 |
| Vanderburgh County | $416.22 | $472.41 | $531.93 | $743.37 | $1,129.62 |
| Warrick County | $416.22 | $472.41 | $531.93 | $743.37 | $1,129.62 |
| LaPorte County | $417.56 | $473.93 | $533.64 | $745.76 | $1,133.26 |
| Lake County | $417.56 | $473.93 | $533.64 | $745.76 | $1,133.26 |
| Porter County | $417.56 | $473.93 | $533.64 | $745.76 | $1,133.26 |
| Daviess County | $421.13 | $477.98 | $538.20 | $752.13 | $1,142.94 |
| Dubois County | $421.13 | $477.98 | $538.20 | $752.13 | $1,142.94 |
| Greene County | $421.13 | $477.98 | $538.20 | $752.13 | $1,142.94 |
| Knox County | $421.13 | $477.98 | $538.20 | $752.13 | $1,142.94 |
| Martin County | $421.13 | $477.98 | $538.20 | $752.13 | $1,142.94 |
| Orange County | $421.13 | $477.98 | $538.20 | $752.13 | $1,142.94 |
| Perry County | $421.13 | $477.98 | $538.20 | $752.13 | $1,142.94 |
| Pike County | $421.13 | $477.98 | $538.20 | $752.13 | $1,142.94 |
| Spencer County | $421.13 | $477.98 | $538.20 | $752.13 | $1,142.94 |
| Clark County | $426.93 | $484.56 | $545.61 | $762.49 | $1,158.68 |
| Crawford County | $426.93 | $484.56 | $545.61 | $762.49 | $1,158.68 |
| Floyd County | $426.93 | $484.56 | $545.61 | $762.49 | $1,158.68 |
| Harrison County | $426.93 | $484.56 | $545.61 | $762.49 | $1,158.68 |
| Jefferson County | $426.93 | $484.56 | $545.61 | $762.49 | $1,158.68 |
| Scott County | $426.93 | $484.56 | $545.61 | $762.49 | $1,158.68 |
| Washington County | $426.93 | $484.56 | $545.61 | $762.49 | $1,158.68 |
| Boone County | $436.74 | $495.70 | $558.16 | $780.02 | $1,185.32 |
| Hamilton County | $436.74 | $495.70 | $558.16 | $780.02 | $1,185.32 |
| Hendricks County | $436.74 | $495.70 | $558.16 | $780.02 | $1,185.32 |
| Marion County | $436.74 | $495.70 | $558.16 | $780.02 | $1,185.32 |
| Morgan County | $436.74 | $495.70 | $558.16 | $780.02 | $1,185.32 |
| Shelby County | $436.74 | $495.70 | $558.16 | $780.02 | $1,185.32 |
| Carroll County | $441.20 | $500.77 | $563.86 | $787.99 | $1,197.42 |
| Clinton County | $441.20 | $500.77 | $563.86 | $787.99 | $1,197.42 |
| Fountain County | $441.20 | $500.77 | $563.86 | $787.99 | $1,197.42 |
| Montgomery County | $441.20 | $500.77 | $563.86 | $787.99 | $1,197.42 |
| Putnam County | $441.20 | $500.77 | $563.86 | $787.99 | $1,197.42 |
| Tippecanoe County | $441.20 | $500.77 | $563.86 | $787.99 | $1,197.42 |
| Tipton County | $441.20 | $500.77 | $563.86 | $787.99 | $1,197.42 |
| Cass County | $448.34 | $508.87 | $572.98 | $800.74 | $1,216.80 |
| Fulton County | $448.34 | $508.87 | $572.98 | $800.74 | $1,216.80 |
| Howard County | $448.34 | $508.87 | $572.98 | $800.74 | $1,216.80 |
| Miami County | $448.34 | $508.87 | $572.98 | $800.74 | $1,216.80 |
| Pulaski County | $448.34 | $508.87 | $572.98 | $800.74 | $1,216.80 |
| Brown County | $452.36 | $513.42 | $578.11 | $807.91 | $1,227.69 |
| Johnson County | $452.36 | $513.42 | $578.11 | $807.91 | $1,227.69 |
| Lawrence County | $452.36 | $513.42 | $578.11 | $807.91 | $1,227.69 |
| Monroe County | $452.36 | $513.42 | $578.11 | $807.91 | $1,227.69 |
| Owen County | $452.36 | $513.42 | $578.11 | $807.91 | $1,227.69 |
| Adams County | $467.52 | $530.64 | $597.49 | $835 | $1,268.86 |
| Dekalb County | $467.52 | $530.64 | $597.49 | $835 | $1,268.86 |
| Huntington County | $467.52 | $530.64 | $597.49 | $835 | $1,268.86 |
| Lagrange County | $467.52 | $530.64 | $597.49 | $835 | $1,268.86 |
| Noble County | $467.52 | $530.64 | $597.49 | $835 | $1,268.86 |
| Steuben County | $467.52 | $530.64 | $597.49 | $835 | $1,268.86 |
| Wabash County | $467.52 | $530.64 | $597.49 | $835 | $1,268.86 |
| Wells County | $467.52 | $530.64 | $597.49 | $835 | $1,268.86 |
| Whitley County | $467.52 | $530.64 | $597.49 | $835 | $1,268.86 |
| Benton County | $471.54 | $535.20 | $602.63 | $842.17 | $1,279.75 |
| Jasper County | $471.54 | $535.20 | $602.63 | $842.17 | $1,279.75 |
| Newton County | $471.54 | $535.20 | $602.63 | $842.17 | $1,279.75 |
| Warren County | $471.54 | $535.20 | $602.63 | $842.17 | $1,279.75 |
| White County | $471.54 | $535.20 | $602.63 | $842.17 | $1,279.75 |
| Fayette County | $475.11 | $539.25 | $607.19 | $848.54 | $1,289.44 |
| Hancock County | $475.11 | $539.25 | $607.19 | $848.54 | $1,289.44 |
| Henry County | $475.11 | $539.25 | $607.19 | $848.54 | $1,289.44 |
| Madison County | $475.11 | $539.25 | $607.19 | $848.54 | $1,289.44 |
| Union County | $475.11 | $539.25 | $607.19 | $848.54 | $1,289.44 |
| Wayne County | $475.11 | $539.25 | $607.19 | $848.54 | $1,289.44 |
| Elkhart County | $476.45 | $540.77 | $608.90 | $850.93 | $1,293.07 |
| Kosciusko County | $476.45 | $540.77 | $608.90 | $850.93 | $1,293.07 |
| Marshall County | $476.45 | $540.77 | $608.90 | $850.93 | $1,293.07 |
| St. Joseph County | $476.45 | $540.77 | $608.90 | $850.93 | $1,293.07 |
| Starke County | $476.45 | $540.77 | $608.90 | $850.93 | $1,293.07 |
| Bartholomew County | $484.48 | $549.88 | $619.16 | $865.27 | $1,314.87 |
| Decatur County | $484.48 | $549.88 | $619.16 | $865.27 | $1,314.87 |
| Jackson County | $484.48 | $549.88 | $619.16 | $865.27 | $1,314.87 |
| Jennings County | $484.48 | $549.88 | $619.16 | $865.27 | $1,314.87 |
| Rush County | $484.48 | $549.88 | $619.16 | $865.27 | $1,314.87 |
| Allen County | $484.92 | $550.39 | $619.73 | $866.07 | $1,316.08 |
| Blackford County | $487.60 | $553.42 | $623.15 | $870.85 | $1,323.34 |
| Delaware County | $487.60 | $553.42 | $623.15 | $870.85 | $1,323.34 |
| Grant County | $487.60 | $553.42 | $623.15 | $870.85 | $1,323.34 |
| Jay County | $487.60 | $553.42 | $623.15 | $870.85 | $1,323.34 |
| Randolph County | $487.60 | $553.42 | $623.15 | $870.85 | $1,323.34 |
| Dearborn County | $488.94 | $554.94 | $624.86 | $873.24 | $1,326.97 |
| Franklin County | $488.94 | $554.94 | $624.86 | $873.24 | $1,326.97 |
| Ohio County | $488.94 | $554.94 | $624.86 | $873.24 | $1,326.97 |
| Ripley County | $488.94 | $554.94 | $624.86 | $873.24 | $1,326.97 |
| Switzerland County | $488.94 | $554.94 | $624.86 | $873.24 | $1,326.97 |
| Clay County | $527.30 | $598.49 | $673.89 | $941.76 | $1,431.10 |
| Parke County | $527.30 | $598.49 | $673.89 | $941.76 | $1,431.10 |
| Sullivan County | $527.30 | $598.49 | $673.89 | $941.76 | $1,431.10 |
| Vermillion County | $527.30 | $598.49 | $673.89 | $941.76 | $1,431.10 |
| Vigo County | $527.30 | $598.49 | $673.89 | $941.76 | $1,431.10 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.