Silver 6000 $20 Generic Drugs
Silver · HMO · CareSource · Indiana
At age 40 it costs between $546.89 and $692.85 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,900 | $40 | $20 |
| up to 150% of the federal poverty level | $0 | $2,200 | No Charge | No Charge |
| 150% to 200% | $700 | $3,300 | $20 | $10 |
| 200% to 250% | $3,000 | $7,400 | $40 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 54192IN0010014 |
|---|---|
| Insurer | CareSource |
| Metal level | Silver |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,900 |
| Family maximum | $17,800 |
| Primary care visit | $40 |
| Specialist visit | $80 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $40 |
| Specialty drugs | $350 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-230-2099 · TTY 1-800-743-3333 |
Where it is sold, and what it costs there
92 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Gibson County | $427.93 | $485.70 | $546.89 | $764.28 | $1,161.40 |
| Posey County | $427.93 | $485.70 | $546.89 | $764.28 | $1,161.40 |
| Vanderburgh County | $427.93 | $485.70 | $546.89 | $764.28 | $1,161.40 |
| Warrick County | $427.93 | $485.70 | $546.89 | $764.28 | $1,161.40 |
| LaPorte County | $429.31 | $487.26 | $548.65 | $766.74 | $1,165.14 |
| Lake County | $429.31 | $487.26 | $548.65 | $766.74 | $1,165.14 |
| Porter County | $429.31 | $487.26 | $548.65 | $766.74 | $1,165.14 |
| Daviess County | $432.98 | $491.43 | $553.34 | $773.29 | $1,175.09 |
| Dubois County | $432.98 | $491.43 | $553.34 | $773.29 | $1,175.09 |
| Greene County | $432.98 | $491.43 | $553.34 | $773.29 | $1,175.09 |
| Knox County | $432.98 | $491.43 | $553.34 | $773.29 | $1,175.09 |
| Martin County | $432.98 | $491.43 | $553.34 | $773.29 | $1,175.09 |
| Orange County | $432.98 | $491.43 | $553.34 | $773.29 | $1,175.09 |
| Perry County | $432.98 | $491.43 | $553.34 | $773.29 | $1,175.09 |
| Pike County | $432.98 | $491.43 | $553.34 | $773.29 | $1,175.09 |
| Spencer County | $432.98 | $491.43 | $553.34 | $773.29 | $1,175.09 |
| Clark County | $438.94 | $498.19 | $560.96 | $783.94 | $1,191.28 |
| Crawford County | $438.94 | $498.19 | $560.96 | $783.94 | $1,191.28 |
| Floyd County | $438.94 | $498.19 | $560.96 | $783.94 | $1,191.28 |
| Harrison County | $438.94 | $498.19 | $560.96 | $783.94 | $1,191.28 |
| Jefferson County | $438.94 | $498.19 | $560.96 | $783.94 | $1,191.28 |
| Scott County | $438.94 | $498.19 | $560.96 | $783.94 | $1,191.28 |
| Washington County | $438.94 | $498.19 | $560.96 | $783.94 | $1,191.28 |
| Boone County | $449.03 | $509.65 | $573.86 | $801.96 | $1,218.66 |
| Hamilton County | $449.03 | $509.65 | $573.86 | $801.96 | $1,218.66 |
| Hendricks County | $449.03 | $509.65 | $573.86 | $801.96 | $1,218.66 |
| Marion County | $449.03 | $509.65 | $573.86 | $801.96 | $1,218.66 |
| Morgan County | $449.03 | $509.65 | $573.86 | $801.96 | $1,218.66 |
| Shelby County | $449.03 | $509.65 | $573.86 | $801.96 | $1,218.66 |
| Carroll County | $453.61 | $514.85 | $579.72 | $810.16 | $1,231.11 |
| Clinton County | $453.61 | $514.85 | $579.72 | $810.16 | $1,231.11 |
| Fountain County | $453.61 | $514.85 | $579.72 | $810.16 | $1,231.11 |
| Montgomery County | $453.61 | $514.85 | $579.72 | $810.16 | $1,231.11 |
| Putnam County | $453.61 | $514.85 | $579.72 | $810.16 | $1,231.11 |
| Tippecanoe County | $453.61 | $514.85 | $579.72 | $810.16 | $1,231.11 |
| Tipton County | $453.61 | $514.85 | $579.72 | $810.16 | $1,231.11 |
| Cass County | $460.95 | $523.18 | $589.10 | $823.26 | $1,251.03 |
| Fulton County | $460.95 | $523.18 | $589.10 | $823.26 | $1,251.03 |
| Howard County | $460.95 | $523.18 | $589.10 | $823.26 | $1,251.03 |
| Miami County | $460.95 | $523.18 | $589.10 | $823.26 | $1,251.03 |
| Pulaski County | $460.95 | $523.18 | $589.10 | $823.26 | $1,251.03 |
| Brown County | $465.08 | $527.87 | $594.37 | $830.64 | $1,262.23 |
| Johnson County | $465.08 | $527.87 | $594.37 | $830.64 | $1,262.23 |
| Lawrence County | $465.08 | $527.87 | $594.37 | $830.64 | $1,262.23 |
| Monroe County | $465.08 | $527.87 | $594.37 | $830.64 | $1,262.23 |
| Owen County | $465.08 | $527.87 | $594.37 | $830.64 | $1,262.23 |
| Adams County | $480.68 | $545.57 | $614.30 | $858.49 | $1,304.55 |
| Dekalb County | $480.68 | $545.57 | $614.30 | $858.49 | $1,304.55 |
| Huntington County | $480.68 | $545.57 | $614.30 | $858.49 | $1,304.55 |
| Lagrange County | $480.68 | $545.57 | $614.30 | $858.49 | $1,304.55 |
| Noble County | $480.68 | $545.57 | $614.30 | $858.49 | $1,304.55 |
| Steuben County | $480.68 | $545.57 | $614.30 | $858.49 | $1,304.55 |
| Wabash County | $480.68 | $545.57 | $614.30 | $858.49 | $1,304.55 |
| Wells County | $480.68 | $545.57 | $614.30 | $858.49 | $1,304.55 |
| Whitley County | $480.68 | $545.57 | $614.30 | $858.49 | $1,304.55 |
| Benton County | $484.80 | $550.25 | $619.58 | $865.86 | $1,315.76 |
| Jasper County | $484.80 | $550.25 | $619.58 | $865.86 | $1,315.76 |
| Newton County | $484.80 | $550.25 | $619.58 | $865.86 | $1,315.76 |
| Warren County | $484.80 | $550.25 | $619.58 | $865.86 | $1,315.76 |
| White County | $484.80 | $550.25 | $619.58 | $865.86 | $1,315.76 |
| Fayette County | $488.47 | $554.42 | $624.27 | $872.41 | $1,325.72 |
| Hancock County | $488.47 | $554.42 | $624.27 | $872.41 | $1,325.72 |
| Henry County | $488.47 | $554.42 | $624.27 | $872.41 | $1,325.72 |
| Madison County | $488.47 | $554.42 | $624.27 | $872.41 | $1,325.72 |
| Union County | $488.47 | $554.42 | $624.27 | $872.41 | $1,325.72 |
| Wayne County | $488.47 | $554.42 | $624.27 | $872.41 | $1,325.72 |
| Elkhart County | $489.85 | $555.98 | $626.03 | $874.87 | $1,329.45 |
| Kosciusko County | $489.85 | $555.98 | $626.03 | $874.87 | $1,329.45 |
| Marshall County | $489.85 | $555.98 | $626.03 | $874.87 | $1,329.45 |
| St. Joseph County | $489.85 | $555.98 | $626.03 | $874.87 | $1,329.45 |
| Starke County | $489.85 | $555.98 | $626.03 | $874.87 | $1,329.45 |
| Bartholomew County | $498.10 | $565.35 | $636.58 | $889.62 | $1,351.86 |
| Decatur County | $498.10 | $565.35 | $636.58 | $889.62 | $1,351.86 |
| Jackson County | $498.10 | $565.35 | $636.58 | $889.62 | $1,351.86 |
| Jennings County | $498.10 | $565.35 | $636.58 | $889.62 | $1,351.86 |
| Rush County | $498.10 | $565.35 | $636.58 | $889.62 | $1,351.86 |
| Allen County | $498.56 | $565.87 | $637.16 | $890.43 | $1,353.10 |
| Blackford County | $501.32 | $568.99 | $640.68 | $895.35 | $1,360.57 |
| Delaware County | $501.32 | $568.99 | $640.68 | $895.35 | $1,360.57 |
| Grant County | $501.32 | $568.99 | $640.68 | $895.35 | $1,360.57 |
| Jay County | $501.32 | $568.99 | $640.68 | $895.35 | $1,360.57 |
| Randolph County | $501.32 | $568.99 | $640.68 | $895.35 | $1,360.57 |
| Dearborn County | $502.69 | $570.55 | $642.44 | $897.81 | $1,364.30 |
| Franklin County | $502.69 | $570.55 | $642.44 | $897.81 | $1,364.30 |
| Ohio County | $502.69 | $570.55 | $642.44 | $897.81 | $1,364.30 |
| Ripley County | $502.69 | $570.55 | $642.44 | $897.81 | $1,364.30 |
| Switzerland County | $502.69 | $570.55 | $642.44 | $897.81 | $1,364.30 |
| Clay County | $542.14 | $615.32 | $692.85 | $968.26 | $1,471.36 |
| Parke County | $542.14 | $615.32 | $692.85 | $968.26 | $1,471.36 |
| Sullivan County | $542.14 | $615.32 | $692.85 | $968.26 | $1,471.36 |
| Vermillion County | $542.14 | $615.32 | $692.85 | $968.26 | $1,471.36 |
| Vigo County | $542.14 | $615.32 | $692.85 | $968.26 | $1,471.36 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.