Platinum Zero $5 Generic Drugs
Platinum · HMO · CareSource · Indiana
At age 40 it costs between $1,035.85 and $1,312.30 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 54192IN0010029 |
|---|---|
| Insurer | CareSource |
| Metal level | Platinum |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $5,200 |
| Family maximum | $10,400 |
| Primary care visit | $10 |
| Specialist visit | $20 |
| Emergency room | $100 |
| Inpatient stay | $350 Copay per Stay |
| Generic drugs | $5 |
| Preferred brand drugs | $10 |
| Specialty drugs | $150 |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-230-2099 · TTY 1-800-743-3333 |
Where it is sold, and what it costs there
92 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Gibson County | $810.53 | $919.95 | $1,035.85 | $1,447.60 | $2,199.77 |
| Posey County | $810.53 | $919.95 | $1,035.85 | $1,447.60 | $2,199.77 |
| Vanderburgh County | $810.53 | $919.95 | $1,035.85 | $1,447.60 | $2,199.77 |
| Warrick County | $810.53 | $919.95 | $1,035.85 | $1,447.60 | $2,199.77 |
| LaPorte County | $813.13 | $922.90 | $1,039.18 | $1,452.25 | $2,206.84 |
| Lake County | $813.13 | $922.90 | $1,039.18 | $1,452.25 | $2,206.84 |
| Porter County | $813.13 | $922.90 | $1,039.18 | $1,452.25 | $2,206.84 |
| Daviess County | $820.08 | $930.79 | $1,048.06 | $1,464.66 | $2,225.70 |
| Dubois County | $820.08 | $930.79 | $1,048.06 | $1,464.66 | $2,225.70 |
| Greene County | $820.08 | $930.79 | $1,048.06 | $1,464.66 | $2,225.70 |
| Knox County | $820.08 | $930.79 | $1,048.06 | $1,464.66 | $2,225.70 |
| Martin County | $820.08 | $930.79 | $1,048.06 | $1,464.66 | $2,225.70 |
| Orange County | $820.08 | $930.79 | $1,048.06 | $1,464.66 | $2,225.70 |
| Perry County | $820.08 | $930.79 | $1,048.06 | $1,464.66 | $2,225.70 |
| Pike County | $820.08 | $930.79 | $1,048.06 | $1,464.66 | $2,225.70 |
| Spencer County | $820.08 | $930.79 | $1,048.06 | $1,464.66 | $2,225.70 |
| Clark County | $831.37 | $943.61 | $1,062.50 | $1,484.84 | $2,256.35 |
| Crawford County | $831.37 | $943.61 | $1,062.50 | $1,484.84 | $2,256.35 |
| Floyd County | $831.37 | $943.61 | $1,062.50 | $1,484.84 | $2,256.35 |
| Harrison County | $831.37 | $943.61 | $1,062.50 | $1,484.84 | $2,256.35 |
| Jefferson County | $831.37 | $943.61 | $1,062.50 | $1,484.84 | $2,256.35 |
| Scott County | $831.37 | $943.61 | $1,062.50 | $1,484.84 | $2,256.35 |
| Washington County | $831.37 | $943.61 | $1,062.50 | $1,484.84 | $2,256.35 |
| Boone County | $850.49 | $965.30 | $1,086.92 | $1,518.97 | $2,308.22 |
| Hamilton County | $850.49 | $965.30 | $1,086.92 | $1,518.97 | $2,308.22 |
| Hendricks County | $850.49 | $965.30 | $1,086.92 | $1,518.97 | $2,308.22 |
| Marion County | $850.49 | $965.30 | $1,086.92 | $1,518.97 | $2,308.22 |
| Morgan County | $850.49 | $965.30 | $1,086.92 | $1,518.97 | $2,308.22 |
| Shelby County | $850.49 | $965.30 | $1,086.92 | $1,518.97 | $2,308.22 |
| Carroll County | $859.17 | $975.16 | $1,098.02 | $1,534.48 | $2,331.80 |
| Clinton County | $859.17 | $975.16 | $1,098.02 | $1,534.48 | $2,331.80 |
| Fountain County | $859.17 | $975.16 | $1,098.02 | $1,534.48 | $2,331.80 |
| Montgomery County | $859.17 | $975.16 | $1,098.02 | $1,534.48 | $2,331.80 |
| Putnam County | $859.17 | $975.16 | $1,098.02 | $1,534.48 | $2,331.80 |
| Tippecanoe County | $859.17 | $975.16 | $1,098.02 | $1,534.48 | $2,331.80 |
| Tipton County | $859.17 | $975.16 | $1,098.02 | $1,534.48 | $2,331.80 |
| Cass County | $873.07 | $990.94 | $1,115.79 | $1,559.31 | $2,369.52 |
| Fulton County | $873.07 | $990.94 | $1,115.79 | $1,559.31 | $2,369.52 |
| Howard County | $873.07 | $990.94 | $1,115.79 | $1,559.31 | $2,369.52 |
| Miami County | $873.07 | $990.94 | $1,115.79 | $1,559.31 | $2,369.52 |
| Pulaski County | $873.07 | $990.94 | $1,115.79 | $1,559.31 | $2,369.52 |
| Brown County | $880.89 | $999.81 | $1,125.78 | $1,573.27 | $2,390.74 |
| Johnson County | $880.89 | $999.81 | $1,125.78 | $1,573.27 | $2,390.74 |
| Lawrence County | $880.89 | $999.81 | $1,125.78 | $1,573.27 | $2,390.74 |
| Monroe County | $880.89 | $999.81 | $1,125.78 | $1,573.27 | $2,390.74 |
| Owen County | $880.89 | $999.81 | $1,125.78 | $1,573.27 | $2,390.74 |
| Adams County | $910.43 | $1,033.34 | $1,163.53 | $1,626.03 | $2,470.90 |
| Dekalb County | $910.43 | $1,033.34 | $1,163.53 | $1,626.03 | $2,470.90 |
| Huntington County | $910.43 | $1,033.34 | $1,163.53 | $1,626.03 | $2,470.90 |
| Lagrange County | $910.43 | $1,033.34 | $1,163.53 | $1,626.03 | $2,470.90 |
| Noble County | $910.43 | $1,033.34 | $1,163.53 | $1,626.03 | $2,470.90 |
| Steuben County | $910.43 | $1,033.34 | $1,163.53 | $1,626.03 | $2,470.90 |
| Wabash County | $910.43 | $1,033.34 | $1,163.53 | $1,626.03 | $2,470.90 |
| Wells County | $910.43 | $1,033.34 | $1,163.53 | $1,626.03 | $2,470.90 |
| Whitley County | $910.43 | $1,033.34 | $1,163.53 | $1,626.03 | $2,470.90 |
| Benton County | $918.25 | $1,042.21 | $1,173.52 | $1,639.99 | $2,492.12 |
| Jasper County | $918.25 | $1,042.21 | $1,173.52 | $1,639.99 | $2,492.12 |
| Newton County | $918.25 | $1,042.21 | $1,173.52 | $1,639.99 | $2,492.12 |
| Warren County | $918.25 | $1,042.21 | $1,173.52 | $1,639.99 | $2,492.12 |
| White County | $918.25 | $1,042.21 | $1,173.52 | $1,639.99 | $2,492.12 |
| Fayette County | $925.20 | $1,050.10 | $1,182.40 | $1,652.40 | $2,510.99 |
| Hancock County | $925.20 | $1,050.10 | $1,182.40 | $1,652.40 | $2,510.99 |
| Henry County | $925.20 | $1,050.10 | $1,182.40 | $1,652.40 | $2,510.99 |
| Madison County | $925.20 | $1,050.10 | $1,182.40 | $1,652.40 | $2,510.99 |
| Union County | $925.20 | $1,050.10 | $1,182.40 | $1,652.40 | $2,510.99 |
| Wayne County | $925.20 | $1,050.10 | $1,182.40 | $1,652.40 | $2,510.99 |
| Elkhart County | $927.80 | $1,053.06 | $1,185.73 | $1,657.06 | $2,518.06 |
| Kosciusko County | $927.80 | $1,053.06 | $1,185.73 | $1,657.06 | $2,518.06 |
| Marshall County | $927.80 | $1,053.06 | $1,185.73 | $1,657.06 | $2,518.06 |
| St. Joseph County | $927.80 | $1,053.06 | $1,185.73 | $1,657.06 | $2,518.06 |
| Starke County | $927.80 | $1,053.06 | $1,185.73 | $1,657.06 | $2,518.06 |
| Bartholomew County | $943.44 | $1,070.81 | $1,205.72 | $1,684.99 | $2,560.50 |
| Decatur County | $943.44 | $1,070.81 | $1,205.72 | $1,684.99 | $2,560.50 |
| Jackson County | $943.44 | $1,070.81 | $1,205.72 | $1,684.99 | $2,560.50 |
| Jennings County | $943.44 | $1,070.81 | $1,205.72 | $1,684.99 | $2,560.50 |
| Rush County | $943.44 | $1,070.81 | $1,205.72 | $1,684.99 | $2,560.50 |
| Allen County | $944.31 | $1,071.79 | $1,206.83 | $1,686.54 | $2,562.86 |
| Blackford County | $949.52 | $1,077.71 | $1,213.49 | $1,695.85 | $2,577 |
| Delaware County | $949.52 | $1,077.71 | $1,213.49 | $1,695.85 | $2,577 |
| Grant County | $949.52 | $1,077.71 | $1,213.49 | $1,695.85 | $2,577 |
| Jay County | $949.52 | $1,077.71 | $1,213.49 | $1,695.85 | $2,577 |
| Randolph County | $949.52 | $1,077.71 | $1,213.49 | $1,695.85 | $2,577 |
| Dearborn County | $952.13 | $1,080.67 | $1,216.82 | $1,700.50 | $2,584.08 |
| Franklin County | $952.13 | $1,080.67 | $1,216.82 | $1,700.50 | $2,584.08 |
| Ohio County | $952.13 | $1,080.67 | $1,216.82 | $1,700.50 | $2,584.08 |
| Ripley County | $952.13 | $1,080.67 | $1,216.82 | $1,700.50 | $2,584.08 |
| Switzerland County | $952.13 | $1,080.67 | $1,216.82 | $1,700.50 | $2,584.08 |
| Clay County | $1,026.84 | $1,165.46 | $1,312.30 | $1,833.93 | $2,786.84 |
| Parke County | $1,026.84 | $1,165.46 | $1,312.30 | $1,833.93 | $2,786.84 |
| Sullivan County | $1,026.84 | $1,165.46 | $1,312.30 | $1,833.93 | $2,786.84 |
| Vermillion County | $1,026.84 | $1,165.46 | $1,312.30 | $1,833.93 | $2,786.84 |
| Vigo County | $1,026.84 | $1,165.46 | $1,312.30 | $1,833.93 | $2,786.84 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.