Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services
Silver · HMO · CareSource · Indiana
At age 40 it costs between $544.81 and $690.21 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $5,000 | $9,500 | $30 | $15 |
| up to 150% of the federal poverty level | $250 | $1,100 | No Charge | $3 |
| 150% to 200% | $1,000 | $3,350 | $5 | $5 |
| 200% to 250% | $4,600 | $8,000 | $30 | $10 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 54192IN0010032 |
|---|---|
| Insurer | CareSource |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $5,000 |
| Deductible (family) | $10,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,500 |
| Family maximum | $19,000 |
| Primary care visit | $30 |
| Specialist visit | $50 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | $600 Copay per Stay after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $100 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-230-2099 · TTY 1-800-743-3333 |
Where it is sold, and what it costs there
92 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Gibson County | $426.30 | $483.85 | $544.81 | $761.37 | $1,156.97 |
| Posey County | $426.30 | $483.85 | $544.81 | $761.37 | $1,156.97 |
| Vanderburgh County | $426.30 | $483.85 | $544.81 | $761.37 | $1,156.97 |
| Warrick County | $426.30 | $483.85 | $544.81 | $761.37 | $1,156.97 |
| LaPorte County | $427.67 | $485.40 | $546.56 | $763.81 | $1,160.69 |
| Lake County | $427.67 | $485.40 | $546.56 | $763.81 | $1,160.69 |
| Porter County | $427.67 | $485.40 | $546.56 | $763.81 | $1,160.69 |
| Daviess County | $431.32 | $489.55 | $551.23 | $770.34 | $1,170.61 |
| Dubois County | $431.32 | $489.55 | $551.23 | $770.34 | $1,170.61 |
| Greene County | $431.32 | $489.55 | $551.23 | $770.34 | $1,170.61 |
| Knox County | $431.32 | $489.55 | $551.23 | $770.34 | $1,170.61 |
| Martin County | $431.32 | $489.55 | $551.23 | $770.34 | $1,170.61 |
| Orange County | $431.32 | $489.55 | $551.23 | $770.34 | $1,170.61 |
| Perry County | $431.32 | $489.55 | $551.23 | $770.34 | $1,170.61 |
| Pike County | $431.32 | $489.55 | $551.23 | $770.34 | $1,170.61 |
| Spencer County | $431.32 | $489.55 | $551.23 | $770.34 | $1,170.61 |
| Clark County | $437.26 | $496.29 | $558.82 | $780.95 | $1,186.73 |
| Crawford County | $437.26 | $496.29 | $558.82 | $780.95 | $1,186.73 |
| Floyd County | $437.26 | $496.29 | $558.82 | $780.95 | $1,186.73 |
| Harrison County | $437.26 | $496.29 | $558.82 | $780.95 | $1,186.73 |
| Jefferson County | $437.26 | $496.29 | $558.82 | $780.95 | $1,186.73 |
| Scott County | $437.26 | $496.29 | $558.82 | $780.95 | $1,186.73 |
| Washington County | $437.26 | $496.29 | $558.82 | $780.95 | $1,186.73 |
| Boone County | $447.31 | $507.70 | $571.67 | $798.90 | $1,214.01 |
| Hamilton County | $447.31 | $507.70 | $571.67 | $798.90 | $1,214.01 |
| Hendricks County | $447.31 | $507.70 | $571.67 | $798.90 | $1,214.01 |
| Marion County | $447.31 | $507.70 | $571.67 | $798.90 | $1,214.01 |
| Morgan County | $447.31 | $507.70 | $571.67 | $798.90 | $1,214.01 |
| Shelby County | $447.31 | $507.70 | $571.67 | $798.90 | $1,214.01 |
| Carroll County | $451.88 | $512.89 | $577.51 | $807.06 | $1,226.41 |
| Clinton County | $451.88 | $512.89 | $577.51 | $807.06 | $1,226.41 |
| Fountain County | $451.88 | $512.89 | $577.51 | $807.06 | $1,226.41 |
| Montgomery County | $451.88 | $512.89 | $577.51 | $807.06 | $1,226.41 |
| Putnam County | $451.88 | $512.89 | $577.51 | $807.06 | $1,226.41 |
| Tippecanoe County | $451.88 | $512.89 | $577.51 | $807.06 | $1,226.41 |
| Tipton County | $451.88 | $512.89 | $577.51 | $807.06 | $1,226.41 |
| Cass County | $459.19 | $521.19 | $586.85 | $820.12 | $1,246.25 |
| Fulton County | $459.19 | $521.19 | $586.85 | $820.12 | $1,246.25 |
| Howard County | $459.19 | $521.19 | $586.85 | $820.12 | $1,246.25 |
| Miami County | $459.19 | $521.19 | $586.85 | $820.12 | $1,246.25 |
| Pulaski County | $459.19 | $521.19 | $586.85 | $820.12 | $1,246.25 |
| Brown County | $463.31 | $525.85 | $592.11 | $827.47 | $1,257.41 |
| Johnson County | $463.31 | $525.85 | $592.11 | $827.47 | $1,257.41 |
| Lawrence County | $463.31 | $525.85 | $592.11 | $827.47 | $1,257.41 |
| Monroe County | $463.31 | $525.85 | $592.11 | $827.47 | $1,257.41 |
| Owen County | $463.31 | $525.85 | $592.11 | $827.47 | $1,257.41 |
| Adams County | $478.84 | $543.49 | $611.96 | $855.21 | $1,299.58 |
| Dekalb County | $478.84 | $543.49 | $611.96 | $855.21 | $1,299.58 |
| Huntington County | $478.84 | $543.49 | $611.96 | $855.21 | $1,299.58 |
| Lagrange County | $478.84 | $543.49 | $611.96 | $855.21 | $1,299.58 |
| Noble County | $478.84 | $543.49 | $611.96 | $855.21 | $1,299.58 |
| Steuben County | $478.84 | $543.49 | $611.96 | $855.21 | $1,299.58 |
| Wabash County | $478.84 | $543.49 | $611.96 | $855.21 | $1,299.58 |
| Wells County | $478.84 | $543.49 | $611.96 | $855.21 | $1,299.58 |
| Whitley County | $478.84 | $543.49 | $611.96 | $855.21 | $1,299.58 |
| Benton County | $482.95 | $548.15 | $617.22 | $862.56 | $1,310.74 |
| Jasper County | $482.95 | $548.15 | $617.22 | $862.56 | $1,310.74 |
| Newton County | $482.95 | $548.15 | $617.22 | $862.56 | $1,310.74 |
| Warren County | $482.95 | $548.15 | $617.22 | $862.56 | $1,310.74 |
| White County | $482.95 | $548.15 | $617.22 | $862.56 | $1,310.74 |
| Fayette County | $486.61 | $552.30 | $621.89 | $869.08 | $1,320.66 |
| Hancock County | $486.61 | $552.30 | $621.89 | $869.08 | $1,320.66 |
| Henry County | $486.61 | $552.30 | $621.89 | $869.08 | $1,320.66 |
| Madison County | $486.61 | $552.30 | $621.89 | $869.08 | $1,320.66 |
| Union County | $486.61 | $552.30 | $621.89 | $869.08 | $1,320.66 |
| Wayne County | $486.61 | $552.30 | $621.89 | $869.08 | $1,320.66 |
| Elkhart County | $487.98 | $553.86 | $623.64 | $871.53 | $1,324.38 |
| Kosciusko County | $487.98 | $553.86 | $623.64 | $871.53 | $1,324.38 |
| Marshall County | $487.98 | $553.86 | $623.64 | $871.53 | $1,324.38 |
| St. Joseph County | $487.98 | $553.86 | $623.64 | $871.53 | $1,324.38 |
| Starke County | $487.98 | $553.86 | $623.64 | $871.53 | $1,324.38 |
| Bartholomew County | $496.20 | $563.19 | $634.15 | $886.22 | $1,346.70 |
| Decatur County | $496.20 | $563.19 | $634.15 | $886.22 | $1,346.70 |
| Jackson County | $496.20 | $563.19 | $634.15 | $886.22 | $1,346.70 |
| Jennings County | $496.20 | $563.19 | $634.15 | $886.22 | $1,346.70 |
| Rush County | $496.20 | $563.19 | $634.15 | $886.22 | $1,346.70 |
| Allen County | $496.66 | $563.71 | $634.73 | $887.04 | $1,347.94 |
| Blackford County | $499.40 | $566.82 | $638.24 | $891.93 | $1,355.38 |
| Delaware County | $499.40 | $566.82 | $638.24 | $891.93 | $1,355.38 |
| Grant County | $499.40 | $566.82 | $638.24 | $891.93 | $1,355.38 |
| Jay County | $499.40 | $566.82 | $638.24 | $891.93 | $1,355.38 |
| Randolph County | $499.40 | $566.82 | $638.24 | $891.93 | $1,355.38 |
| Dearborn County | $500.77 | $568.38 | $639.99 | $894.38 | $1,359.10 |
| Franklin County | $500.77 | $568.38 | $639.99 | $894.38 | $1,359.10 |
| Ohio County | $500.77 | $568.38 | $639.99 | $894.38 | $1,359.10 |
| Ripley County | $500.77 | $568.38 | $639.99 | $894.38 | $1,359.10 |
| Switzerland County | $500.77 | $568.38 | $639.99 | $894.38 | $1,359.10 |
| Clay County | $540.07 | $612.98 | $690.21 | $964.56 | $1,465.74 |
| Parke County | $540.07 | $612.98 | $690.21 | $964.56 | $1,465.74 |
| Sullivan County | $540.07 | $612.98 | $690.21 | $964.56 | $1,465.74 |
| Vermillion County | $540.07 | $612.98 | $690.21 | $964.56 | $1,465.74 |
| Vigo County | $540.07 | $612.98 | $690.21 | $964.56 | $1,465.74 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.