HDHP Preventive Silver 5500 $0 Chronic Care Drugs
Silver · HMO · CareSource · Indiana
At age 40 it costs between $551.60 and $698.82 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $5,500 | $5,500 | No Charge after Deductible | No Charge after Deductible |
| up to 150% of the federal poverty level | $700 | $700 | No Charge after Deductible | No Charge after Deductible |
| 150% to 200% | $1,750 | $1,750 | No Charge after Deductible | No Charge after Deductible |
| 200% to 250% | $4,750 | $4,750 | No Charge after Deductible | No Charge after Deductible |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 54192IN0010033 |
|---|---|
| Insurer | CareSource |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $5,500 |
| Deductible (family) | $11,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $5,500 |
| Family maximum | $11,000 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-230-2099 · TTY 1-800-743-3333 |
Where it is sold, and what it costs there
92 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Gibson County | $431.62 | $489.88 | $551.60 | $770.86 | $1,171.40 |
| Posey County | $431.62 | $489.88 | $551.60 | $770.86 | $1,171.40 |
| Vanderburgh County | $431.62 | $489.88 | $551.60 | $770.86 | $1,171.40 |
| Warrick County | $431.62 | $489.88 | $551.60 | $770.86 | $1,171.40 |
| LaPorte County | $433 | $491.46 | $553.38 | $773.34 | $1,175.17 |
| Lake County | $433 | $491.46 | $553.38 | $773.34 | $1,175.17 |
| Porter County | $433 | $491.46 | $553.38 | $773.34 | $1,175.17 |
| Daviess County | $436.70 | $495.66 | $558.11 | $779.95 | $1,185.21 |
| Dubois County | $436.70 | $495.66 | $558.11 | $779.95 | $1,185.21 |
| Greene County | $436.70 | $495.66 | $558.11 | $779.95 | $1,185.21 |
| Knox County | $436.70 | $495.66 | $558.11 | $779.95 | $1,185.21 |
| Martin County | $436.70 | $495.66 | $558.11 | $779.95 | $1,185.21 |
| Orange County | $436.70 | $495.66 | $558.11 | $779.95 | $1,185.21 |
| Perry County | $436.70 | $495.66 | $558.11 | $779.95 | $1,185.21 |
| Pike County | $436.70 | $495.66 | $558.11 | $779.95 | $1,185.21 |
| Spencer County | $436.70 | $495.66 | $558.11 | $779.95 | $1,185.21 |
| Clark County | $442.72 | $502.48 | $565.79 | $790.69 | $1,201.54 |
| Crawford County | $442.72 | $502.48 | $565.79 | $790.69 | $1,201.54 |
| Floyd County | $442.72 | $502.48 | $565.79 | $790.69 | $1,201.54 |
| Harrison County | $442.72 | $502.48 | $565.79 | $790.69 | $1,201.54 |
| Jefferson County | $442.72 | $502.48 | $565.79 | $790.69 | $1,201.54 |
| Scott County | $442.72 | $502.48 | $565.79 | $790.69 | $1,201.54 |
| Washington County | $442.72 | $502.48 | $565.79 | $790.69 | $1,201.54 |
| Boone County | $452.90 | $514.04 | $578.80 | $808.87 | $1,229.16 |
| Hamilton County | $452.90 | $514.04 | $578.80 | $808.87 | $1,229.16 |
| Hendricks County | $452.90 | $514.04 | $578.80 | $808.87 | $1,229.16 |
| Marion County | $452.90 | $514.04 | $578.80 | $808.87 | $1,229.16 |
| Morgan County | $452.90 | $514.04 | $578.80 | $808.87 | $1,229.16 |
| Shelby County | $452.90 | $514.04 | $578.80 | $808.87 | $1,229.16 |
| Carroll County | $457.52 | $519.29 | $584.71 | $817.13 | $1,241.71 |
| Clinton County | $457.52 | $519.29 | $584.71 | $817.13 | $1,241.71 |
| Fountain County | $457.52 | $519.29 | $584.71 | $817.13 | $1,241.71 |
| Montgomery County | $457.52 | $519.29 | $584.71 | $817.13 | $1,241.71 |
| Putnam County | $457.52 | $519.29 | $584.71 | $817.13 | $1,241.71 |
| Tippecanoe County | $457.52 | $519.29 | $584.71 | $817.13 | $1,241.71 |
| Tipton County | $457.52 | $519.29 | $584.71 | $817.13 | $1,241.71 |
| Cass County | $464.92 | $527.69 | $594.17 | $830.35 | $1,261.80 |
| Fulton County | $464.92 | $527.69 | $594.17 | $830.35 | $1,261.80 |
| Howard County | $464.92 | $527.69 | $594.17 | $830.35 | $1,261.80 |
| Miami County | $464.92 | $527.69 | $594.17 | $830.35 | $1,261.80 |
| Pulaski County | $464.92 | $527.69 | $594.17 | $830.35 | $1,261.80 |
| Brown County | $469.09 | $532.41 | $599.49 | $837.79 | $1,273.10 |
| Johnson County | $469.09 | $532.41 | $599.49 | $837.79 | $1,273.10 |
| Lawrence County | $469.09 | $532.41 | $599.49 | $837.79 | $1,273.10 |
| Monroe County | $469.09 | $532.41 | $599.49 | $837.79 | $1,273.10 |
| Owen County | $469.09 | $532.41 | $599.49 | $837.79 | $1,273.10 |
| Adams County | $484.82 | $550.27 | $619.59 | $865.88 | $1,315.79 |
| Dekalb County | $484.82 | $550.27 | $619.59 | $865.88 | $1,315.79 |
| Huntington County | $484.82 | $550.27 | $619.59 | $865.88 | $1,315.79 |
| Lagrange County | $484.82 | $550.27 | $619.59 | $865.88 | $1,315.79 |
| Noble County | $484.82 | $550.27 | $619.59 | $865.88 | $1,315.79 |
| Steuben County | $484.82 | $550.27 | $619.59 | $865.88 | $1,315.79 |
| Wabash County | $484.82 | $550.27 | $619.59 | $865.88 | $1,315.79 |
| Wells County | $484.82 | $550.27 | $619.59 | $865.88 | $1,315.79 |
| Whitley County | $484.82 | $550.27 | $619.59 | $865.88 | $1,315.79 |
| Benton County | $488.98 | $554.99 | $624.91 | $873.32 | $1,327.09 |
| Jasper County | $488.98 | $554.99 | $624.91 | $873.32 | $1,327.09 |
| Newton County | $488.98 | $554.99 | $624.91 | $873.32 | $1,327.09 |
| Warren County | $488.98 | $554.99 | $624.91 | $873.32 | $1,327.09 |
| White County | $488.98 | $554.99 | $624.91 | $873.32 | $1,327.09 |
| Fayette County | $492.68 | $559.19 | $629.64 | $879.93 | $1,337.13 |
| Hancock County | $492.68 | $559.19 | $629.64 | $879.93 | $1,337.13 |
| Henry County | $492.68 | $559.19 | $629.64 | $879.93 | $1,337.13 |
| Madison County | $492.68 | $559.19 | $629.64 | $879.93 | $1,337.13 |
| Union County | $492.68 | $559.19 | $629.64 | $879.93 | $1,337.13 |
| Wayne County | $492.68 | $559.19 | $629.64 | $879.93 | $1,337.13 |
| Elkhart County | $494.07 | $560.77 | $631.42 | $882.40 | $1,340.90 |
| Kosciusko County | $494.07 | $560.77 | $631.42 | $882.40 | $1,340.90 |
| Marshall County | $494.07 | $560.77 | $631.42 | $882.40 | $1,340.90 |
| St. Joseph County | $494.07 | $560.77 | $631.42 | $882.40 | $1,340.90 |
| Starke County | $494.07 | $560.77 | $631.42 | $882.40 | $1,340.90 |
| Bartholomew County | $502.39 | $570.22 | $642.06 | $897.28 | $1,363.50 |
| Decatur County | $502.39 | $570.22 | $642.06 | $897.28 | $1,363.50 |
| Jackson County | $502.39 | $570.22 | $642.06 | $897.28 | $1,363.50 |
| Jennings County | $502.39 | $570.22 | $642.06 | $897.28 | $1,363.50 |
| Rush County | $502.39 | $570.22 | $642.06 | $897.28 | $1,363.50 |
| Allen County | $502.86 | $570.74 | $642.65 | $898.10 | $1,364.75 |
| Blackford County | $505.63 | $573.89 | $646.20 | $903.06 | $1,372.29 |
| Delaware County | $505.63 | $573.89 | $646.20 | $903.06 | $1,372.29 |
| Grant County | $505.63 | $573.89 | $646.20 | $903.06 | $1,372.29 |
| Jay County | $505.63 | $573.89 | $646.20 | $903.06 | $1,372.29 |
| Randolph County | $505.63 | $573.89 | $646.20 | $903.06 | $1,372.29 |
| Dearborn County | $507.02 | $575.47 | $647.97 | $905.54 | $1,376.05 |
| Franklin County | $507.02 | $575.47 | $647.97 | $905.54 | $1,376.05 |
| Ohio County | $507.02 | $575.47 | $647.97 | $905.54 | $1,376.05 |
| Ripley County | $507.02 | $575.47 | $647.97 | $905.54 | $1,376.05 |
| Switzerland County | $507.02 | $575.47 | $647.97 | $905.54 | $1,376.05 |
| Clay County | $546.81 | $620.62 | $698.82 | $976.59 | $1,484.03 |
| Parke County | $546.81 | $620.62 | $698.82 | $976.59 | $1,484.03 |
| Sullivan County | $546.81 | $620.62 | $698.82 | $976.59 | $1,484.03 |
| Vermillion County | $546.81 | $620.62 | $698.82 | $976.59 | $1,484.03 |
| Vigo County | $546.81 | $620.62 | $698.82 | $976.59 | $1,484.03 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.