Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness
Silver · HMO · CareSource · Indiana
At age 40 it costs between $535.61 and $678.56 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,200 | $9,800 | $40 | $3 |
| up to 150% of the federal poverty level | $500 | $1,150 | No Charge | No Charge |
| 150% to 200% | $800 | $3,400 | $15 | $2 |
| 200% to 250% | $5,500 | $7,900 | $35 | $3 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 54192IN0020011 |
|---|---|
| Insurer | CareSource |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $6,200 |
| Deductible (family) | $12,400 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,800 |
| Family maximum | $19,600 |
| Primary care visit | $40 |
| Specialist visit | $75 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | $500 Copay per Stay after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $75 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.18% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-230-2099 · TTY 1-800-743-3333 |
Where it is sold, and what it costs there
92 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Gibson County | $419.10 | $475.68 | $535.61 | $748.52 | $1,137.45 |
| Posey County | $419.10 | $475.68 | $535.61 | $748.52 | $1,137.45 |
| Vanderburgh County | $419.10 | $475.68 | $535.61 | $748.52 | $1,137.45 |
| Warrick County | $419.10 | $475.68 | $535.61 | $748.52 | $1,137.45 |
| LaPorte County | $420.45 | $477.21 | $537.34 | $750.93 | $1,141.10 |
| Lake County | $420.45 | $477.21 | $537.34 | $750.93 | $1,141.10 |
| Porter County | $420.45 | $477.21 | $537.34 | $750.93 | $1,141.10 |
| Daviess County | $424.04 | $481.29 | $541.93 | $757.34 | $1,150.86 |
| Dubois County | $424.04 | $481.29 | $541.93 | $757.34 | $1,150.86 |
| Greene County | $424.04 | $481.29 | $541.93 | $757.34 | $1,150.86 |
| Knox County | $424.04 | $481.29 | $541.93 | $757.34 | $1,150.86 |
| Martin County | $424.04 | $481.29 | $541.93 | $757.34 | $1,150.86 |
| Orange County | $424.04 | $481.29 | $541.93 | $757.34 | $1,150.86 |
| Perry County | $424.04 | $481.29 | $541.93 | $757.34 | $1,150.86 |
| Pike County | $424.04 | $481.29 | $541.93 | $757.34 | $1,150.86 |
| Spencer County | $424.04 | $481.29 | $541.93 | $757.34 | $1,150.86 |
| Clark County | $429.88 | $487.92 | $549.39 | $767.77 | $1,166.71 |
| Crawford County | $429.88 | $487.92 | $549.39 | $767.77 | $1,166.71 |
| Floyd County | $429.88 | $487.92 | $549.39 | $767.77 | $1,166.71 |
| Harrison County | $429.88 | $487.92 | $549.39 | $767.77 | $1,166.71 |
| Jefferson County | $429.88 | $487.92 | $549.39 | $767.77 | $1,166.71 |
| Scott County | $429.88 | $487.92 | $549.39 | $767.77 | $1,166.71 |
| Washington County | $429.88 | $487.92 | $549.39 | $767.77 | $1,166.71 |
| Boone County | $439.77 | $499.14 | $562.02 | $785.42 | $1,193.53 |
| Hamilton County | $439.77 | $499.14 | $562.02 | $785.42 | $1,193.53 |
| Hendricks County | $439.77 | $499.14 | $562.02 | $785.42 | $1,193.53 |
| Marion County | $439.77 | $499.14 | $562.02 | $785.42 | $1,193.53 |
| Morgan County | $439.77 | $499.14 | $562.02 | $785.42 | $1,193.53 |
| Shelby County | $439.77 | $499.14 | $562.02 | $785.42 | $1,193.53 |
| Carroll County | $444.26 | $504.23 | $567.76 | $793.45 | $1,205.72 |
| Clinton County | $444.26 | $504.23 | $567.76 | $793.45 | $1,205.72 |
| Fountain County | $444.26 | $504.23 | $567.76 | $793.45 | $1,205.72 |
| Montgomery County | $444.26 | $504.23 | $567.76 | $793.45 | $1,205.72 |
| Putnam County | $444.26 | $504.23 | $567.76 | $793.45 | $1,205.72 |
| Tippecanoe County | $444.26 | $504.23 | $567.76 | $793.45 | $1,205.72 |
| Tipton County | $444.26 | $504.23 | $567.76 | $793.45 | $1,205.72 |
| Cass County | $451.45 | $512.39 | $576.95 | $806.28 | $1,225.22 |
| Fulton County | $451.45 | $512.39 | $576.95 | $806.28 | $1,225.22 |
| Howard County | $451.45 | $512.39 | $576.95 | $806.28 | $1,225.22 |
| Miami County | $451.45 | $512.39 | $576.95 | $806.28 | $1,225.22 |
| Pulaski County | $451.45 | $512.39 | $576.95 | $806.28 | $1,225.22 |
| Brown County | $455.49 | $516.98 | $582.11 | $813.50 | $1,236.20 |
| Johnson County | $455.49 | $516.98 | $582.11 | $813.50 | $1,236.20 |
| Lawrence County | $455.49 | $516.98 | $582.11 | $813.50 | $1,236.20 |
| Monroe County | $455.49 | $516.98 | $582.11 | $813.50 | $1,236.20 |
| Owen County | $455.49 | $516.98 | $582.11 | $813.50 | $1,236.20 |
| Adams County | $470.76 | $534.31 | $601.63 | $840.78 | $1,277.65 |
| Dekalb County | $470.76 | $534.31 | $601.63 | $840.78 | $1,277.65 |
| Huntington County | $470.76 | $534.31 | $601.63 | $840.78 | $1,277.65 |
| Lagrange County | $470.76 | $534.31 | $601.63 | $840.78 | $1,277.65 |
| Noble County | $470.76 | $534.31 | $601.63 | $840.78 | $1,277.65 |
| Steuben County | $470.76 | $534.31 | $601.63 | $840.78 | $1,277.65 |
| Wabash County | $470.76 | $534.31 | $601.63 | $840.78 | $1,277.65 |
| Wells County | $470.76 | $534.31 | $601.63 | $840.78 | $1,277.65 |
| Whitley County | $470.76 | $534.31 | $601.63 | $840.78 | $1,277.65 |
| Benton County | $474.80 | $538.90 | $606.80 | $848 | $1,288.62 |
| Jasper County | $474.80 | $538.90 | $606.80 | $848 | $1,288.62 |
| Newton County | $474.80 | $538.90 | $606.80 | $848 | $1,288.62 |
| Warren County | $474.80 | $538.90 | $606.80 | $848 | $1,288.62 |
| White County | $474.80 | $538.90 | $606.80 | $848 | $1,288.62 |
| Fayette County | $478.40 | $542.98 | $611.39 | $854.42 | $1,298.37 |
| Hancock County | $478.40 | $542.98 | $611.39 | $854.42 | $1,298.37 |
| Henry County | $478.40 | $542.98 | $611.39 | $854.42 | $1,298.37 |
| Madison County | $478.40 | $542.98 | $611.39 | $854.42 | $1,298.37 |
| Union County | $478.40 | $542.98 | $611.39 | $854.42 | $1,298.37 |
| Wayne County | $478.40 | $542.98 | $611.39 | $854.42 | $1,298.37 |
| Elkhart County | $479.75 | $544.51 | $613.11 | $856.83 | $1,302.03 |
| Kosciusko County | $479.75 | $544.51 | $613.11 | $856.83 | $1,302.03 |
| Marshall County | $479.75 | $544.51 | $613.11 | $856.83 | $1,302.03 |
| St. Joseph County | $479.75 | $544.51 | $613.11 | $856.83 | $1,302.03 |
| Starke County | $479.75 | $544.51 | $613.11 | $856.83 | $1,302.03 |
| Bartholomew County | $487.83 | $553.69 | $623.45 | $871.27 | $1,323.97 |
| Decatur County | $487.83 | $553.69 | $623.45 | $871.27 | $1,323.97 |
| Jackson County | $487.83 | $553.69 | $623.45 | $871.27 | $1,323.97 |
| Jennings County | $487.83 | $553.69 | $623.45 | $871.27 | $1,323.97 |
| Rush County | $487.83 | $553.69 | $623.45 | $871.27 | $1,323.97 |
| Allen County | $488.28 | $554.20 | $624.02 | $872.07 | $1,325.19 |
| Blackford County | $490.98 | $557.26 | $627.47 | $876.88 | $1,332.51 |
| Delaware County | $490.98 | $557.26 | $627.47 | $876.88 | $1,332.51 |
| Grant County | $490.98 | $557.26 | $627.47 | $876.88 | $1,332.51 |
| Jay County | $490.98 | $557.26 | $627.47 | $876.88 | $1,332.51 |
| Randolph County | $490.98 | $557.26 | $627.47 | $876.88 | $1,332.51 |
| Dearborn County | $492.32 | $558.79 | $629.19 | $879.29 | $1,336.17 |
| Franklin County | $492.32 | $558.79 | $629.19 | $879.29 | $1,336.17 |
| Ohio County | $492.32 | $558.79 | $629.19 | $879.29 | $1,336.17 |
| Ripley County | $492.32 | $558.79 | $629.19 | $879.29 | $1,336.17 |
| Switzerland County | $492.32 | $558.79 | $629.19 | $879.29 | $1,336.17 |
| Clay County | $530.95 | $602.63 | $678.56 | $948.28 | $1,441.01 |
| Parke County | $530.95 | $602.63 | $678.56 | $948.28 | $1,441.01 |
| Sullivan County | $530.95 | $602.63 | $678.56 | $948.28 | $1,441.01 |
| Vermillion County | $530.95 | $602.63 | $678.56 | $948.28 | $1,441.01 |
| Vigo County | $530.95 | $602.63 | $678.56 | $948.28 | $1,441.01 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.