Silver 6000 $20 Generic Drugs + Adult Vision & Fitness
Silver · HMO · CareSource · Indiana
At age 40 it costs between $550.52 and $697.44 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,900 | $40 | $20 |
| up to 150% of the federal poverty level | $0 | $2,200 | No Charge | No Charge |
| 150% to 200% | $700 | $3,300 | $20 | $10 |
| 200% to 250% | $3,000 | $7,400 | $40 | $20 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 54192IN0020014 |
|---|---|
| Insurer | CareSource |
| Metal level | Silver |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,900 |
| Family maximum | $17,800 |
| Primary care visit | $40 |
| Specialist visit | $80 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $40 |
| Specialty drugs | $350 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.23% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-230-2099 · TTY 1-800-743-3333 |
Where it is sold, and what it costs there
92 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Gibson County | $430.77 | $488.92 | $550.52 | $769.35 | $1,169.10 |
| Posey County | $430.77 | $488.92 | $550.52 | $769.35 | $1,169.10 |
| Vanderburgh County | $430.77 | $488.92 | $550.52 | $769.35 | $1,169.10 |
| Warrick County | $430.77 | $488.92 | $550.52 | $769.35 | $1,169.10 |
| LaPorte County | $432.15 | $490.49 | $552.29 | $771.82 | $1,172.86 |
| Lake County | $432.15 | $490.49 | $552.29 | $771.82 | $1,172.86 |
| Porter County | $432.15 | $490.49 | $552.29 | $771.82 | $1,172.86 |
| Daviess County | $435.84 | $494.68 | $557.01 | $778.42 | $1,182.88 |
| Dubois County | $435.84 | $494.68 | $557.01 | $778.42 | $1,182.88 |
| Greene County | $435.84 | $494.68 | $557.01 | $778.42 | $1,182.88 |
| Knox County | $435.84 | $494.68 | $557.01 | $778.42 | $1,182.88 |
| Martin County | $435.84 | $494.68 | $557.01 | $778.42 | $1,182.88 |
| Orange County | $435.84 | $494.68 | $557.01 | $778.42 | $1,182.88 |
| Perry County | $435.84 | $494.68 | $557.01 | $778.42 | $1,182.88 |
| Pike County | $435.84 | $494.68 | $557.01 | $778.42 | $1,182.88 |
| Spencer County | $435.84 | $494.68 | $557.01 | $778.42 | $1,182.88 |
| Clark County | $441.85 | $501.50 | $564.68 | $789.14 | $1,199.17 |
| Crawford County | $441.85 | $501.50 | $564.68 | $789.14 | $1,199.17 |
| Floyd County | $441.85 | $501.50 | $564.68 | $789.14 | $1,199.17 |
| Harrison County | $441.85 | $501.50 | $564.68 | $789.14 | $1,199.17 |
| Jefferson County | $441.85 | $501.50 | $564.68 | $789.14 | $1,199.17 |
| Scott County | $441.85 | $501.50 | $564.68 | $789.14 | $1,199.17 |
| Washington County | $441.85 | $501.50 | $564.68 | $789.14 | $1,199.17 |
| Boone County | $452 | $513.02 | $577.66 | $807.28 | $1,226.74 |
| Hamilton County | $452 | $513.02 | $577.66 | $807.28 | $1,226.74 |
| Hendricks County | $452 | $513.02 | $577.66 | $807.28 | $1,226.74 |
| Marion County | $452 | $513.02 | $577.66 | $807.28 | $1,226.74 |
| Morgan County | $452 | $513.02 | $577.66 | $807.28 | $1,226.74 |
| Shelby County | $452 | $513.02 | $577.66 | $807.28 | $1,226.74 |
| Carroll County | $456.62 | $518.27 | $583.56 | $815.53 | $1,239.27 |
| Clinton County | $456.62 | $518.27 | $583.56 | $815.53 | $1,239.27 |
| Fountain County | $456.62 | $518.27 | $583.56 | $815.53 | $1,239.27 |
| Montgomery County | $456.62 | $518.27 | $583.56 | $815.53 | $1,239.27 |
| Putnam County | $456.62 | $518.27 | $583.56 | $815.53 | $1,239.27 |
| Tippecanoe County | $456.62 | $518.27 | $583.56 | $815.53 | $1,239.27 |
| Tipton County | $456.62 | $518.27 | $583.56 | $815.53 | $1,239.27 |
| Cass County | $464.01 | $526.65 | $593 | $828.72 | $1,259.32 |
| Fulton County | $464.01 | $526.65 | $593 | $828.72 | $1,259.32 |
| Howard County | $464.01 | $526.65 | $593 | $828.72 | $1,259.32 |
| Miami County | $464.01 | $526.65 | $593 | $828.72 | $1,259.32 |
| Pulaski County | $464.01 | $526.65 | $593 | $828.72 | $1,259.32 |
| Brown County | $468.16 | $531.37 | $598.31 | $836.14 | $1,270.60 |
| Johnson County | $468.16 | $531.37 | $598.31 | $836.14 | $1,270.60 |
| Lawrence County | $468.16 | $531.37 | $598.31 | $836.14 | $1,270.60 |
| Monroe County | $468.16 | $531.37 | $598.31 | $836.14 | $1,270.60 |
| Owen County | $468.16 | $531.37 | $598.31 | $836.14 | $1,270.60 |
| Adams County | $483.86 | $549.18 | $618.38 | $864.18 | $1,313.20 |
| Dekalb County | $483.86 | $549.18 | $618.38 | $864.18 | $1,313.20 |
| Huntington County | $483.86 | $549.18 | $618.38 | $864.18 | $1,313.20 |
| Lagrange County | $483.86 | $549.18 | $618.38 | $864.18 | $1,313.20 |
| Noble County | $483.86 | $549.18 | $618.38 | $864.18 | $1,313.20 |
| Steuben County | $483.86 | $549.18 | $618.38 | $864.18 | $1,313.20 |
| Wabash County | $483.86 | $549.18 | $618.38 | $864.18 | $1,313.20 |
| Wells County | $483.86 | $549.18 | $618.38 | $864.18 | $1,313.20 |
| Whitley County | $483.86 | $549.18 | $618.38 | $864.18 | $1,313.20 |
| Benton County | $488.02 | $553.90 | $623.69 | $871.60 | $1,324.48 |
| Jasper County | $488.02 | $553.90 | $623.69 | $871.60 | $1,324.48 |
| Newton County | $488.02 | $553.90 | $623.69 | $871.60 | $1,324.48 |
| Warren County | $488.02 | $553.90 | $623.69 | $871.60 | $1,324.48 |
| White County | $488.02 | $553.90 | $623.69 | $871.60 | $1,324.48 |
| Fayette County | $491.71 | $558.09 | $628.41 | $878.19 | $1,334.50 |
| Hancock County | $491.71 | $558.09 | $628.41 | $878.19 | $1,334.50 |
| Henry County | $491.71 | $558.09 | $628.41 | $878.19 | $1,334.50 |
| Madison County | $491.71 | $558.09 | $628.41 | $878.19 | $1,334.50 |
| Union County | $491.71 | $558.09 | $628.41 | $878.19 | $1,334.50 |
| Wayne County | $491.71 | $558.09 | $628.41 | $878.19 | $1,334.50 |
| Elkhart County | $493.10 | $559.66 | $630.18 | $880.67 | $1,338.26 |
| Kosciusko County | $493.10 | $559.66 | $630.18 | $880.67 | $1,338.26 |
| Marshall County | $493.10 | $559.66 | $630.18 | $880.67 | $1,338.26 |
| St. Joseph County | $493.10 | $559.66 | $630.18 | $880.67 | $1,338.26 |
| Starke County | $493.10 | $559.66 | $630.18 | $880.67 | $1,338.26 |
| Bartholomew County | $501.41 | $569.10 | $640.80 | $895.51 | $1,360.82 |
| Decatur County | $501.41 | $569.10 | $640.80 | $895.51 | $1,360.82 |
| Jackson County | $501.41 | $569.10 | $640.80 | $895.51 | $1,360.82 |
| Jennings County | $501.41 | $569.10 | $640.80 | $895.51 | $1,360.82 |
| Rush County | $501.41 | $569.10 | $640.80 | $895.51 | $1,360.82 |
| Allen County | $501.87 | $569.62 | $641.39 | $896.34 | $1,362.07 |
| Blackford County | $504.64 | $572.76 | $644.93 | $901.28 | $1,369.59 |
| Delaware County | $504.64 | $572.76 | $644.93 | $901.28 | $1,369.59 |
| Grant County | $504.64 | $572.76 | $644.93 | $901.28 | $1,369.59 |
| Jay County | $504.64 | $572.76 | $644.93 | $901.28 | $1,369.59 |
| Randolph County | $504.64 | $572.76 | $644.93 | $901.28 | $1,369.59 |
| Dearborn County | $506.02 | $574.34 | $646.70 | $903.76 | $1,373.35 |
| Franklin County | $506.02 | $574.34 | $646.70 | $903.76 | $1,373.35 |
| Ohio County | $506.02 | $574.34 | $646.70 | $903.76 | $1,373.35 |
| Ripley County | $506.02 | $574.34 | $646.70 | $903.76 | $1,373.35 |
| Switzerland County | $506.02 | $574.34 | $646.70 | $903.76 | $1,373.35 |
| Clay County | $545.73 | $619.40 | $697.44 | $974.67 | $1,481.11 |
| Parke County | $545.73 | $619.40 | $697.44 | $974.67 | $1,481.11 |
| Sullivan County | $545.73 | $619.40 | $697.44 | $974.67 | $1,481.11 |
| Vermillion County | $545.73 | $619.40 | $697.44 | $974.67 | $1,481.11 |
| Vigo County | $545.73 | $619.40 | $697.44 | $974.67 | $1,481.11 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.