Platinum Zero $5 Generic Drugs + Adult Vision & Fitness
Platinum · HMO · CareSource · Indiana
At age 40 it costs between $1,039.58 and $1,317.03 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 54192IN0020029 |
|---|---|
| Insurer | CareSource |
| Metal level | Platinum |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $5,200 |
| Family maximum | $10,400 |
| Primary care visit | $10 |
| Specialist visit | $20 |
| Emergency room | $100 |
| Inpatient stay | $350 Copay per Stay |
| Generic drugs | $5 |
| Preferred brand drugs | $10 |
| Specialty drugs | $150 |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.61% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-230-2099 · TTY 1-800-743-3333 |
Where it is sold, and what it costs there
92 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Gibson County | $813.45 | $923.26 | $1,039.58 | $1,452.81 | $2,207.69 |
| Posey County | $813.45 | $923.26 | $1,039.58 | $1,452.81 | $2,207.69 |
| Vanderburgh County | $813.45 | $923.26 | $1,039.58 | $1,452.81 | $2,207.69 |
| Warrick County | $813.45 | $923.26 | $1,039.58 | $1,452.81 | $2,207.69 |
| LaPorte County | $816.06 | $926.23 | $1,042.93 | $1,457.48 | $2,214.79 |
| Lake County | $816.06 | $926.23 | $1,042.93 | $1,457.48 | $2,214.79 |
| Porter County | $816.06 | $926.23 | $1,042.93 | $1,457.48 | $2,214.79 |
| Daviess County | $823.04 | $934.15 | $1,051.84 | $1,469.94 | $2,233.72 |
| Dubois County | $823.04 | $934.15 | $1,051.84 | $1,469.94 | $2,233.72 |
| Greene County | $823.04 | $934.15 | $1,051.84 | $1,469.94 | $2,233.72 |
| Knox County | $823.04 | $934.15 | $1,051.84 | $1,469.94 | $2,233.72 |
| Martin County | $823.04 | $934.15 | $1,051.84 | $1,469.94 | $2,233.72 |
| Orange County | $823.04 | $934.15 | $1,051.84 | $1,469.94 | $2,233.72 |
| Perry County | $823.04 | $934.15 | $1,051.84 | $1,469.94 | $2,233.72 |
| Pike County | $823.04 | $934.15 | $1,051.84 | $1,469.94 | $2,233.72 |
| Spencer County | $823.04 | $934.15 | $1,051.84 | $1,469.94 | $2,233.72 |
| Clark County | $834.37 | $947.01 | $1,066.32 | $1,490.18 | $2,264.48 |
| Crawford County | $834.37 | $947.01 | $1,066.32 | $1,490.18 | $2,264.48 |
| Floyd County | $834.37 | $947.01 | $1,066.32 | $1,490.18 | $2,264.48 |
| Harrison County | $834.37 | $947.01 | $1,066.32 | $1,490.18 | $2,264.48 |
| Jefferson County | $834.37 | $947.01 | $1,066.32 | $1,490.18 | $2,264.48 |
| Scott County | $834.37 | $947.01 | $1,066.32 | $1,490.18 | $2,264.48 |
| Washington County | $834.37 | $947.01 | $1,066.32 | $1,490.18 | $2,264.48 |
| Boone County | $853.55 | $968.78 | $1,090.84 | $1,524.44 | $2,316.54 |
| Hamilton County | $853.55 | $968.78 | $1,090.84 | $1,524.44 | $2,316.54 |
| Hendricks County | $853.55 | $968.78 | $1,090.84 | $1,524.44 | $2,316.54 |
| Marion County | $853.55 | $968.78 | $1,090.84 | $1,524.44 | $2,316.54 |
| Morgan County | $853.55 | $968.78 | $1,090.84 | $1,524.44 | $2,316.54 |
| Shelby County | $853.55 | $968.78 | $1,090.84 | $1,524.44 | $2,316.54 |
| Carroll County | $862.27 | $978.68 | $1,101.98 | $1,540.01 | $2,340.20 |
| Clinton County | $862.27 | $978.68 | $1,101.98 | $1,540.01 | $2,340.20 |
| Fountain County | $862.27 | $978.68 | $1,101.98 | $1,540.01 | $2,340.20 |
| Montgomery County | $862.27 | $978.68 | $1,101.98 | $1,540.01 | $2,340.20 |
| Putnam County | $862.27 | $978.68 | $1,101.98 | $1,540.01 | $2,340.20 |
| Tippecanoe County | $862.27 | $978.68 | $1,101.98 | $1,540.01 | $2,340.20 |
| Tipton County | $862.27 | $978.68 | $1,101.98 | $1,540.01 | $2,340.20 |
| Cass County | $876.22 | $994.51 | $1,119.81 | $1,564.93 | $2,378.06 |
| Fulton County | $876.22 | $994.51 | $1,119.81 | $1,564.93 | $2,378.06 |
| Howard County | $876.22 | $994.51 | $1,119.81 | $1,564.93 | $2,378.06 |
| Miami County | $876.22 | $994.51 | $1,119.81 | $1,564.93 | $2,378.06 |
| Pulaski County | $876.22 | $994.51 | $1,119.81 | $1,564.93 | $2,378.06 |
| Brown County | $884.07 | $1,003.41 | $1,129.84 | $1,578.94 | $2,399.36 |
| Johnson County | $884.07 | $1,003.41 | $1,129.84 | $1,578.94 | $2,399.36 |
| Lawrence County | $884.07 | $1,003.41 | $1,129.84 | $1,578.94 | $2,399.36 |
| Monroe County | $884.07 | $1,003.41 | $1,129.84 | $1,578.94 | $2,399.36 |
| Owen County | $884.07 | $1,003.41 | $1,129.84 | $1,578.94 | $2,399.36 |
| Adams County | $913.71 | $1,037.06 | $1,167.72 | $1,631.88 | $2,479.81 |
| Dekalb County | $913.71 | $1,037.06 | $1,167.72 | $1,631.88 | $2,479.81 |
| Huntington County | $913.71 | $1,037.06 | $1,167.72 | $1,631.88 | $2,479.81 |
| Lagrange County | $913.71 | $1,037.06 | $1,167.72 | $1,631.88 | $2,479.81 |
| Noble County | $913.71 | $1,037.06 | $1,167.72 | $1,631.88 | $2,479.81 |
| Steuben County | $913.71 | $1,037.06 | $1,167.72 | $1,631.88 | $2,479.81 |
| Wabash County | $913.71 | $1,037.06 | $1,167.72 | $1,631.88 | $2,479.81 |
| Wells County | $913.71 | $1,037.06 | $1,167.72 | $1,631.88 | $2,479.81 |
| Whitley County | $913.71 | $1,037.06 | $1,167.72 | $1,631.88 | $2,479.81 |
| Benton County | $921.56 | $1,045.97 | $1,177.75 | $1,645.90 | $2,501.10 |
| Jasper County | $921.56 | $1,045.97 | $1,177.75 | $1,645.90 | $2,501.10 |
| Newton County | $921.56 | $1,045.97 | $1,177.75 | $1,645.90 | $2,501.10 |
| Warren County | $921.56 | $1,045.97 | $1,177.75 | $1,645.90 | $2,501.10 |
| White County | $921.56 | $1,045.97 | $1,177.75 | $1,645.90 | $2,501.10 |
| Fayette County | $928.53 | $1,053.88 | $1,186.66 | $1,658.36 | $2,520.03 |
| Hancock County | $928.53 | $1,053.88 | $1,186.66 | $1,658.36 | $2,520.03 |
| Henry County | $928.53 | $1,053.88 | $1,186.66 | $1,658.36 | $2,520.03 |
| Madison County | $928.53 | $1,053.88 | $1,186.66 | $1,658.36 | $2,520.03 |
| Union County | $928.53 | $1,053.88 | $1,186.66 | $1,658.36 | $2,520.03 |
| Wayne County | $928.53 | $1,053.88 | $1,186.66 | $1,658.36 | $2,520.03 |
| Elkhart County | $931.15 | $1,056.85 | $1,190.01 | $1,663.03 | $2,527.13 |
| Kosciusko County | $931.15 | $1,056.85 | $1,190.01 | $1,663.03 | $2,527.13 |
| Marshall County | $931.15 | $1,056.85 | $1,190.01 | $1,663.03 | $2,527.13 |
| St. Joseph County | $931.15 | $1,056.85 | $1,190.01 | $1,663.03 | $2,527.13 |
| Starke County | $931.15 | $1,056.85 | $1,190.01 | $1,663.03 | $2,527.13 |
| Bartholomew County | $946.84 | $1,074.66 | $1,210.06 | $1,691.06 | $2,569.72 |
| Decatur County | $946.84 | $1,074.66 | $1,210.06 | $1,691.06 | $2,569.72 |
| Jackson County | $946.84 | $1,074.66 | $1,210.06 | $1,691.06 | $2,569.72 |
| Jennings County | $946.84 | $1,074.66 | $1,210.06 | $1,691.06 | $2,569.72 |
| Rush County | $946.84 | $1,074.66 | $1,210.06 | $1,691.06 | $2,569.72 |
| Allen County | $947.71 | $1,075.65 | $1,211.18 | $1,692.61 | $2,572.09 |
| Blackford County | $952.94 | $1,081.59 | $1,217.86 | $1,701.96 | $2,586.29 |
| Delaware County | $952.94 | $1,081.59 | $1,217.86 | $1,701.96 | $2,586.29 |
| Grant County | $952.94 | $1,081.59 | $1,217.86 | $1,701.96 | $2,586.29 |
| Jay County | $952.94 | $1,081.59 | $1,217.86 | $1,701.96 | $2,586.29 |
| Randolph County | $952.94 | $1,081.59 | $1,217.86 | $1,701.96 | $2,586.29 |
| Dearborn County | $955.56 | $1,084.56 | $1,221.20 | $1,706.63 | $2,593.39 |
| Franklin County | $955.56 | $1,084.56 | $1,221.20 | $1,706.63 | $2,593.39 |
| Ohio County | $955.56 | $1,084.56 | $1,221.20 | $1,706.63 | $2,593.39 |
| Ripley County | $955.56 | $1,084.56 | $1,221.20 | $1,706.63 | $2,593.39 |
| Switzerland County | $955.56 | $1,084.56 | $1,221.20 | $1,706.63 | $2,593.39 |
| Clay County | $1,030.54 | $1,169.66 | $1,317.03 | $1,840.54 | $2,796.88 |
| Parke County | $1,030.54 | $1,169.66 | $1,317.03 | $1,840.54 | $2,796.88 |
| Sullivan County | $1,030.54 | $1,169.66 | $1,317.03 | $1,840.54 | $2,796.88 |
| Vermillion County | $1,030.54 | $1,169.66 | $1,317.03 | $1,840.54 | $2,796.88 |
| Vigo County | $1,030.54 | $1,169.66 | $1,317.03 | $1,840.54 | $2,796.88 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.