Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
Silver · HMO · CareSource · Indiana
At age 40 it costs between $548.53 and $694.92 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $5,000 | $9,500 | $30 | $15 |
| up to 150% of the federal poverty level | $250 | $1,100 | No Charge | $3 |
| 150% to 200% | $1,000 | $3,350 | $5 | $5 |
| 200% to 250% | $4,600 | $8,000 | $30 | $10 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 54192IN0020032 |
|---|---|
| Insurer | CareSource |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $5,000 |
| Deductible (family) | $10,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,500 |
| Family maximum | $19,000 |
| Primary care visit | $30 |
| Specialist visit | $50 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | $600 Copay per Stay after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $100 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.20% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-230-2099 · TTY 1-800-743-3333 |
Where it is sold, and what it costs there
92 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Gibson County | $429.21 | $487.15 | $548.53 | $766.57 | $1,164.87 |
| Posey County | $429.21 | $487.15 | $548.53 | $766.57 | $1,164.87 |
| Vanderburgh County | $429.21 | $487.15 | $548.53 | $766.57 | $1,164.87 |
| Warrick County | $429.21 | $487.15 | $548.53 | $766.57 | $1,164.87 |
| LaPorte County | $430.59 | $488.72 | $550.29 | $769.03 | $1,168.62 |
| Lake County | $430.59 | $488.72 | $550.29 | $769.03 | $1,168.62 |
| Porter County | $430.59 | $488.72 | $550.29 | $769.03 | $1,168.62 |
| Daviess County | $434.27 | $492.89 | $554.99 | $775.60 | $1,178.60 |
| Dubois County | $434.27 | $492.89 | $554.99 | $775.60 | $1,178.60 |
| Greene County | $434.27 | $492.89 | $554.99 | $775.60 | $1,178.60 |
| Knox County | $434.27 | $492.89 | $554.99 | $775.60 | $1,178.60 |
| Martin County | $434.27 | $492.89 | $554.99 | $775.60 | $1,178.60 |
| Orange County | $434.27 | $492.89 | $554.99 | $775.60 | $1,178.60 |
| Perry County | $434.27 | $492.89 | $554.99 | $775.60 | $1,178.60 |
| Pike County | $434.27 | $492.89 | $554.99 | $775.60 | $1,178.60 |
| Spencer County | $434.27 | $492.89 | $554.99 | $775.60 | $1,178.60 |
| Clark County | $440.25 | $499.68 | $562.64 | $786.28 | $1,194.83 |
| Crawford County | $440.25 | $499.68 | $562.64 | $786.28 | $1,194.83 |
| Floyd County | $440.25 | $499.68 | $562.64 | $786.28 | $1,194.83 |
| Harrison County | $440.25 | $499.68 | $562.64 | $786.28 | $1,194.83 |
| Jefferson County | $440.25 | $499.68 | $562.64 | $786.28 | $1,194.83 |
| Scott County | $440.25 | $499.68 | $562.64 | $786.28 | $1,194.83 |
| Washington County | $440.25 | $499.68 | $562.64 | $786.28 | $1,194.83 |
| Boone County | $450.37 | $511.17 | $575.57 | $804.36 | $1,222.30 |
| Hamilton County | $450.37 | $511.17 | $575.57 | $804.36 | $1,222.30 |
| Hendricks County | $450.37 | $511.17 | $575.57 | $804.36 | $1,222.30 |
| Marion County | $450.37 | $511.17 | $575.57 | $804.36 | $1,222.30 |
| Morgan County | $450.37 | $511.17 | $575.57 | $804.36 | $1,222.30 |
| Shelby County | $450.37 | $511.17 | $575.57 | $804.36 | $1,222.30 |
| Carroll County | $454.97 | $516.39 | $581.45 | $812.58 | $1,234.79 |
| Clinton County | $454.97 | $516.39 | $581.45 | $812.58 | $1,234.79 |
| Fountain County | $454.97 | $516.39 | $581.45 | $812.58 | $1,234.79 |
| Montgomery County | $454.97 | $516.39 | $581.45 | $812.58 | $1,234.79 |
| Putnam County | $454.97 | $516.39 | $581.45 | $812.58 | $1,234.79 |
| Tippecanoe County | $454.97 | $516.39 | $581.45 | $812.58 | $1,234.79 |
| Tipton County | $454.97 | $516.39 | $581.45 | $812.58 | $1,234.79 |
| Cass County | $462.33 | $524.74 | $590.86 | $825.72 | $1,254.76 |
| Fulton County | $462.33 | $524.74 | $590.86 | $825.72 | $1,254.76 |
| Howard County | $462.33 | $524.74 | $590.86 | $825.72 | $1,254.76 |
| Miami County | $462.33 | $524.74 | $590.86 | $825.72 | $1,254.76 |
| Pulaski County | $462.33 | $524.74 | $590.86 | $825.72 | $1,254.76 |
| Brown County | $466.47 | $529.44 | $596.15 | $833.12 | $1,266 |
| Johnson County | $466.47 | $529.44 | $596.15 | $833.12 | $1,266 |
| Lawrence County | $466.47 | $529.44 | $596.15 | $833.12 | $1,266 |
| Monroe County | $466.47 | $529.44 | $596.15 | $833.12 | $1,266 |
| Owen County | $466.47 | $529.44 | $596.15 | $833.12 | $1,266 |
| Adams County | $482.11 | $547.20 | $616.14 | $861.05 | $1,308.45 |
| Dekalb County | $482.11 | $547.20 | $616.14 | $861.05 | $1,308.45 |
| Huntington County | $482.11 | $547.20 | $616.14 | $861.05 | $1,308.45 |
| Lagrange County | $482.11 | $547.20 | $616.14 | $861.05 | $1,308.45 |
| Noble County | $482.11 | $547.20 | $616.14 | $861.05 | $1,308.45 |
| Steuben County | $482.11 | $547.20 | $616.14 | $861.05 | $1,308.45 |
| Wabash County | $482.11 | $547.20 | $616.14 | $861.05 | $1,308.45 |
| Wells County | $482.11 | $547.20 | $616.14 | $861.05 | $1,308.45 |
| Whitley County | $482.11 | $547.20 | $616.14 | $861.05 | $1,308.45 |
| Benton County | $486.25 | $551.90 | $621.43 | $868.45 | $1,319.69 |
| Jasper County | $486.25 | $551.90 | $621.43 | $868.45 | $1,319.69 |
| Newton County | $486.25 | $551.90 | $621.43 | $868.45 | $1,319.69 |
| Warren County | $486.25 | $551.90 | $621.43 | $868.45 | $1,319.69 |
| White County | $486.25 | $551.90 | $621.43 | $868.45 | $1,319.69 |
| Fayette County | $489.93 | $556.07 | $626.13 | $875.02 | $1,329.68 |
| Hancock County | $489.93 | $556.07 | $626.13 | $875.02 | $1,329.68 |
| Henry County | $489.93 | $556.07 | $626.13 | $875.02 | $1,329.68 |
| Madison County | $489.93 | $556.07 | $626.13 | $875.02 | $1,329.68 |
| Union County | $489.93 | $556.07 | $626.13 | $875.02 | $1,329.68 |
| Wayne County | $489.93 | $556.07 | $626.13 | $875.02 | $1,329.68 |
| Elkhart County | $491.31 | $557.64 | $627.90 | $877.48 | $1,333.42 |
| Kosciusko County | $491.31 | $557.64 | $627.90 | $877.48 | $1,333.42 |
| Marshall County | $491.31 | $557.64 | $627.90 | $877.48 | $1,333.42 |
| St. Joseph County | $491.31 | $557.64 | $627.90 | $877.48 | $1,333.42 |
| Starke County | $491.31 | $557.64 | $627.90 | $877.48 | $1,333.42 |
| Bartholomew County | $499.59 | $567.04 | $638.48 | $892.27 | $1,355.89 |
| Decatur County | $499.59 | $567.04 | $638.48 | $892.27 | $1,355.89 |
| Jackson County | $499.59 | $567.04 | $638.48 | $892.27 | $1,355.89 |
| Jennings County | $499.59 | $567.04 | $638.48 | $892.27 | $1,355.89 |
| Rush County | $499.59 | $567.04 | $638.48 | $892.27 | $1,355.89 |
| Allen County | $500.05 | $567.56 | $639.07 | $893.09 | $1,357.14 |
| Blackford County | $502.81 | $570.69 | $642.59 | $898.02 | $1,364.63 |
| Delaware County | $502.81 | $570.69 | $642.59 | $898.02 | $1,364.63 |
| Grant County | $502.81 | $570.69 | $642.59 | $898.02 | $1,364.63 |
| Jay County | $502.81 | $570.69 | $642.59 | $898.02 | $1,364.63 |
| Randolph County | $502.81 | $570.69 | $642.59 | $898.02 | $1,364.63 |
| Dearborn County | $504.19 | $572.26 | $644.36 | $900.49 | $1,368.38 |
| Franklin County | $504.19 | $572.26 | $644.36 | $900.49 | $1,368.38 |
| Ohio County | $504.19 | $572.26 | $644.36 | $900.49 | $1,368.38 |
| Ripley County | $504.19 | $572.26 | $644.36 | $900.49 | $1,368.38 |
| Switzerland County | $504.19 | $572.26 | $644.36 | $900.49 | $1,368.38 |
| Clay County | $543.76 | $617.16 | $694.92 | $971.15 | $1,475.75 |
| Parke County | $543.76 | $617.16 | $694.92 | $971.15 | $1,475.75 |
| Sullivan County | $543.76 | $617.16 | $694.92 | $971.15 | $1,475.75 |
| Vermillion County | $543.76 | $617.16 | $694.92 | $971.15 | $1,475.75 |
| Vigo County | $543.76 | $617.16 | $694.92 | $971.15 | $1,475.75 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.