UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
Expanded Bronze · HMO · UnitedHealthcare · Iowa
At age 40 it costs $500.66 a month before any subsidy.
What CMS publishes about it
| Plan ID | 56610IA0100002 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $4,500 |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $40 |
| Specialist visit | $150 |
| Emergency room | $2,000 |
| Inpatient stay | $3,000 Copay per Day |
| Generic drugs | $20 |
| Preferred brand drugs | 40% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-396-8535 |
Where it is sold, and what it costs there
17 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Adair County | $391.76 | $444.64 | $500.66 | $699.68 | $1,063.23 |
| Adams County | $391.76 | $444.64 | $500.66 | $699.68 | $1,063.23 |
| Audubon County | $391.76 | $444.64 | $500.66 | $699.68 | $1,063.23 |
| Cass County | $391.76 | $444.64 | $500.66 | $699.68 | $1,063.23 |
| Clarke County | $391.76 | $444.64 | $500.66 | $699.68 | $1,063.23 |
| Decatur County | $391.76 | $444.64 | $500.66 | $699.68 | $1,063.23 |
| Fremont County | $391.76 | $444.64 | $500.66 | $699.68 | $1,063.23 |
| Guthrie County | $391.76 | $444.64 | $500.66 | $699.68 | $1,063.23 |
| Harrison County | $391.76 | $444.64 | $500.66 | $699.68 | $1,063.23 |
| Mills County | $391.76 | $444.64 | $500.66 | $699.68 | $1,063.23 |
| Montgomery County | $391.76 | $444.64 | $500.66 | $699.68 | $1,063.23 |
| Page County | $391.76 | $444.64 | $500.66 | $699.68 | $1,063.23 |
| Pottawattamie County | $391.76 | $444.64 | $500.66 | $699.68 | $1,063.23 |
| Ringgold County | $391.76 | $444.64 | $500.66 | $699.68 | $1,063.23 |
| Shelby County | $391.76 | $444.64 | $500.66 | $699.68 | $1,063.23 |
| Taylor County | $391.76 | $444.64 | $500.66 | $699.68 | $1,063.23 |
| Union County | $391.76 | $444.64 | $500.66 | $699.68 | $1,063.23 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.