QHP Index

UHC Bronze Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)

Expanded Bronze · HMO · UnitedHealthcare · Iowa

At age 40 it costs $497.33 a month before any subsidy.

What CMS publishes about it

Plan ID56610IA0110001
InsurerUnitedHealthcare
Metal levelExpanded Bronze
Plan typeHMO
Deductible (individual)$8,000
Deductible (family)$16,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$10,600
Family maximum$21,200
Primary care visit$30
Specialist visit40% Coinsurance after deductible
Emergency room50% Coinsurance after deductible
Inpatient stay40% Coinsurance after deductible
Generic drugs$10
Preferred brand drugs40% Coinsurance after deductible
Specialty drugs50% Coinsurance after deductible
Adult dental includedYes
Child dental includedYes
Share of premium buying essential health benefits96.14%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-800-396-8535

Where it is sold, and what it costs there

17 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Adair County $389.15$441.68 $497.33$695.02 $1,056.14
Adams County $389.15$441.68 $497.33$695.02 $1,056.14
Audubon County $389.15$441.68 $497.33$695.02 $1,056.14
Cass County $389.15$441.68 $497.33$695.02 $1,056.14
Clarke County $389.15$441.68 $497.33$695.02 $1,056.14
Decatur County $389.15$441.68 $497.33$695.02 $1,056.14
Fremont County $389.15$441.68 $497.33$695.02 $1,056.14
Guthrie County $389.15$441.68 $497.33$695.02 $1,056.14
Harrison County $389.15$441.68 $497.33$695.02 $1,056.14
Mills County $389.15$441.68 $497.33$695.02 $1,056.14
Montgomery County $389.15$441.68 $497.33$695.02 $1,056.14
Page County $389.15$441.68 $497.33$695.02 $1,056.14
Pottawattamie County $389.15$441.68 $497.33$695.02 $1,056.14
Ringgold County $389.15$441.68 $497.33$695.02 $1,056.14
Shelby County $389.15$441.68 $497.33$695.02 $1,056.14
Taylor County $389.15$441.68 $497.33$695.02 $1,056.14
Union County $389.15$441.68 $497.33$695.02 $1,056.14

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.