Medica Individual Choice Bronze HSA
Expanded Bronze · EPO · Medica · Wisconsin
At age 40 it costs between $506.16 and $740.33 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 57845WI0040011 |
|---|---|
| Insurer | Medica |
| Metal level | Expanded Bronze |
| Plan type | EPO |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,500 |
| Family maximum | $17,000 |
| Primary care visit | 20% Coinsurance after deductible |
| Specialist visit | 20% Coinsurance after deductible |
| Emergency room | 20% Coinsurance after deductible |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | 20% Coinsurance after deductible |
| Preferred brand drugs | 20% Coinsurance after deductible |
| Specialty drugs | 20% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-592-8211 · TTY 1-800-947-3529 |
Where it is sold, and what it costs there
7 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Polk County | $396.06 | $449.53 | $506.16 | $707.36 | $1,074.90 |
| Ashland County | $488.52 | $554.48 | $624.33 | $872.51 | $1,325.86 |
| Burnett County | $488.52 | $554.48 | $624.33 | $872.51 | $1,325.86 |
| Sawyer County | $488.52 | $554.48 | $624.33 | $872.51 | $1,325.86 |
| Clark County | $520.64 | $590.93 | $665.38 | $929.87 | $1,413.02 |
| Rusk County | $520.64 | $590.93 | $665.38 | $929.87 | $1,413.02 |
| Marathon County | $579.29 | $657.49 | $740.33 | $1,034.60 | $1,572.18 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.