Focused Silver
Silver · PPO · Ambetter of Oklahoma · Oklahoma
At age 40 it costs between $567.94 and $683.63 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,300 | $8,400 | $40 | $3 |
| up to 150% of the federal poverty level | $0 | $1,500 | No Charge | No Charge |
| 150% to 200% | $0 | $3,350 | $20 | $3 |
| 200% to 250% | $5,150 | $7,200 | $35 | $3 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 62505OK0120012 |
|---|---|
| Insurer | Ambetter of Oklahoma |
| Metal level | Silver |
| Plan type | PPO |
| Deductible (individual) | $6,300 |
| Deductible (family) | $12,600 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,400 |
| Family maximum | $16,800 |
| Primary care visit | $40 |
| Specialist visit | $85 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $75 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-833-492-0679 |
Where it is sold, and what it costs there
43 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Canadian County | $444.41 | $504.39 | $567.94 | $793.70 | $1,206.10 |
| Cleveland County | $444.41 | $504.39 | $567.94 | $793.70 | $1,206.10 |
| Lincoln County | $444.41 | $504.39 | $567.94 | $793.70 | $1,206.10 |
| Logan County | $444.41 | $504.39 | $567.94 | $793.70 | $1,206.10 |
| McClain County | $444.41 | $504.39 | $567.94 | $793.70 | $1,206.10 |
| Oklahoma County | $444.41 | $504.39 | $567.94 | $793.70 | $1,206.10 |
| Creek County | $448.40 | $508.93 | $573.05 | $800.83 | $1,216.94 |
| Okmulgee County | $448.40 | $508.93 | $573.05 | $800.83 | $1,216.94 |
| Osage County | $448.40 | $508.93 | $573.05 | $800.83 | $1,216.94 |
| Rogers County | $448.40 | $508.93 | $573.05 | $800.83 | $1,216.94 |
| Tulsa County | $448.40 | $508.93 | $573.05 | $800.83 | $1,216.94 |
| Wagoner County | $448.40 | $508.93 | $573.05 | $800.83 | $1,216.94 |
| Adair County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Alfalfa County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Atoka County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Blaine County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Caddo County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Carter County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Cherokee County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Choctaw County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Cotton County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Dewey County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Garvin County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Grant County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Greer County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Haskell County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Johnston County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Kingfisher County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Love County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Major County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Mayes County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| McIntosh County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Muskogee County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Okfuskee County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Payne County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Pontotoc County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Pottawatomie County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Pushmataha County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Seminole County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Woods County | $463.47 | $526.02 | $592.30 | $827.74 | $1,257.82 |
| Comanche County | $519.51 | $589.63 | $663.92 | $927.82 | $1,409.91 |
| Le Flore County | $534.93 | $607.14 | $683.63 | $955.37 | $1,451.78 |
| Sequoyah County | $534.93 | $607.14 | $683.63 | $955.37 | $1,451.78 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.