QHP Index

Standard Gold

Gold · PPO · Ambetter of Oklahoma · Oklahoma

At age 40 it costs between $610.23 and $734.54 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID62505OK0120021
InsurerAmbetter of Oklahoma
Metal levelGold
Plan typePPO
Standardised designDesign 1 — a plan CMS defined the benefits of, so it can be compared like for like
Deductible (individual)$2,000
Deductible (family)$4,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$8,200
Family maximum$16,400
Primary care visit$30
Specialist visit$60
Emergency room25% Coinsurance after deductible
Inpatient stay25% Coinsurance after deductible
Generic drugs$15
Preferred brand drugs$30
Specialty drugs$250
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-833-492-0679

Where it is sold, and what it costs there

43 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Canadian County $477.50$541.95 $610.23$852.80 $1,295.91
Cleveland County $477.50$541.95 $610.23$852.80 $1,295.91
Lincoln County $477.50$541.95 $610.23$852.80 $1,295.91
Logan County $477.50$541.95 $610.23$852.80 $1,295.91
McClain County $477.50$541.95 $610.23$852.80 $1,295.91
Oklahoma County $477.50$541.95 $610.23$852.80 $1,295.91
Creek County $481.79$546.82 $615.72$860.46 $1,307.55
Okmulgee County $481.79$546.82 $615.72$860.46 $1,307.55
Osage County $481.79$546.82 $615.72$860.46 $1,307.55
Rogers County $481.79$546.82 $615.72$860.46 $1,307.55
Tulsa County $481.79$546.82 $615.72$860.46 $1,307.55
Wagoner County $481.79$546.82 $615.72$860.46 $1,307.55
Adair County $497.98$565.19 $636.40$889.37 $1,351.48
Alfalfa County $497.98$565.19 $636.40$889.37 $1,351.48
Atoka County $497.98$565.19 $636.40$889.37 $1,351.48
Blaine County $497.98$565.19 $636.40$889.37 $1,351.48
Caddo County $497.98$565.19 $636.40$889.37 $1,351.48
Carter County $497.98$565.19 $636.40$889.37 $1,351.48
Cherokee County $497.98$565.19 $636.40$889.37 $1,351.48
Choctaw County $497.98$565.19 $636.40$889.37 $1,351.48
Cotton County $497.98$565.19 $636.40$889.37 $1,351.48
Dewey County $497.98$565.19 $636.40$889.37 $1,351.48
Garvin County $497.98$565.19 $636.40$889.37 $1,351.48
Grant County $497.98$565.19 $636.40$889.37 $1,351.48
Greer County $497.98$565.19 $636.40$889.37 $1,351.48
Haskell County $497.98$565.19 $636.40$889.37 $1,351.48
Johnston County $497.98$565.19 $636.40$889.37 $1,351.48
Kingfisher County $497.98$565.19 $636.40$889.37 $1,351.48
Love County $497.98$565.19 $636.40$889.37 $1,351.48
Major County $497.98$565.19 $636.40$889.37 $1,351.48
Mayes County $497.98$565.19 $636.40$889.37 $1,351.48
McIntosh County $497.98$565.19 $636.40$889.37 $1,351.48
Muskogee County $497.98$565.19 $636.40$889.37 $1,351.48
Okfuskee County $497.98$565.19 $636.40$889.37 $1,351.48
Payne County $497.98$565.19 $636.40$889.37 $1,351.48
Pontotoc County $497.98$565.19 $636.40$889.37 $1,351.48
Pottawatomie County $497.98$565.19 $636.40$889.37 $1,351.48
Pushmataha County $497.98$565.19 $636.40$889.37 $1,351.48
Seminole County $497.98$565.19 $636.40$889.37 $1,351.48
Woods County $497.98$565.19 $636.40$889.37 $1,351.48
Comanche County $558.19$633.53 $713.35$996.90 $1,514.89
Le Flore County $574.76$652.35 $734.54$1,026.51 $1,559.88
Sequoyah County $574.76$652.35 $734.54$1,026.51 $1,559.88

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.