BridgeSpan Standard Silver Plan
Silver · EPO · BridgeSpan Health Company · Oregon
At age 40 it costs between $611.01 and $791.15 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,100 | $9,200 | $40 | $15 |
| up to 150% of the federal poverty level | $150 | $1,175 | $10 | $5 |
| 150% to 200% | $1,175 | $3,350 | $15 | $10 |
| 200% to 250% | $5,000 | $8,050 | $40 | $15 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 63474OR0600010 |
|---|---|
| Insurer | BridgeSpan Health Company |
| Metal level | Silver |
| Plan type | EPO |
| Deductible (individual) | $6,100 |
| Deductible (family) | $12,200 |
| Drug deductible | $0 |
| Most you could pay in a year | $9,200 |
| Family maximum | $18,400 |
| Primary care visit | $40 |
| Specialist visit | $100 |
| Emergency room | 30% Coinsurance after deductible |
| Inpatient stay | 30% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $60 |
| Specialty drugs | 50% |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.80% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-855-857-9943 · TTY 1-800-735-2900 |
Where it is sold, and what it costs there
36 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Deschutes County | $478.10 | $542.65 | $611.01 | $853.89 | $1,297.58 |
| Klamath County | $478.10 | $542.65 | $611.01 | $853.89 | $1,297.58 |
| Lake County | $478.10 | $542.65 | $611.01 | $853.89 | $1,297.58 |
| Clackamas County | $484.82 | $550.26 | $619.59 | $865.88 | $1,315.79 |
| Multnomah County | $484.82 | $550.26 | $619.59 | $865.88 | $1,315.79 |
| Washington County | $484.82 | $550.26 | $619.59 | $865.88 | $1,315.79 |
| Yamhill County | $484.82 | $550.26 | $619.59 | $865.88 | $1,315.79 |
| Marion County | $496.17 | $563.16 | $634.11 | $886.17 | $1,346.62 |
| Polk County | $496.17 | $563.16 | $634.11 | $886.17 | $1,346.62 |
| Benton County | $517.86 | $587.77 | $661.82 | $924.90 | $1,405.47 |
| Lane County | $517.86 | $587.77 | $661.82 | $924.90 | $1,405.47 |
| Linn County | $517.86 | $587.77 | $661.82 | $924.90 | $1,405.47 |
| Baker County | $589.63 | $669.22 | $753.54 | $1,053.07 | $1,600.25 |
| Crook County | $589.63 | $669.22 | $753.54 | $1,053.07 | $1,600.25 |
| Gilliam County | $589.63 | $669.22 | $753.54 | $1,053.07 | $1,600.25 |
| Grant County | $589.63 | $669.22 | $753.54 | $1,053.07 | $1,600.25 |
| Harney County | $589.63 | $669.22 | $753.54 | $1,053.07 | $1,600.25 |
| Hood River County | $589.63 | $669.22 | $753.54 | $1,053.07 | $1,600.25 |
| Jefferson County | $589.63 | $669.22 | $753.54 | $1,053.07 | $1,600.25 |
| Malheur County | $589.63 | $669.22 | $753.54 | $1,053.07 | $1,600.25 |
| Morrow County | $589.63 | $669.22 | $753.54 | $1,053.07 | $1,600.25 |
| Sherman County | $589.63 | $669.22 | $753.54 | $1,053.07 | $1,600.25 |
| Umatilla County | $589.63 | $669.22 | $753.54 | $1,053.07 | $1,600.25 |
| Union County | $589.63 | $669.22 | $753.54 | $1,053.07 | $1,600.25 |
| Wallowa County | $589.63 | $669.22 | $753.54 | $1,053.07 | $1,600.25 |
| Wasco County | $589.63 | $669.22 | $753.54 | $1,053.07 | $1,600.25 |
| Wheeler County | $589.63 | $669.22 | $753.54 | $1,053.07 | $1,600.25 |
| Douglas County | $605.63 | $687.39 | $773.99 | $1,081.66 | $1,643.69 |
| Jackson County | $605.63 | $687.39 | $773.99 | $1,081.66 | $1,643.69 |
| Josephine County | $605.63 | $687.39 | $773.99 | $1,081.66 | $1,643.69 |
| Clatsop County | $619.06 | $702.63 | $791.15 | $1,105.63 | $1,680.12 |
| Columbia County | $619.06 | $702.63 | $791.15 | $1,105.63 | $1,680.12 |
| Coos County | $619.06 | $702.63 | $791.15 | $1,105.63 | $1,680.12 |
| Curry County | $619.06 | $702.63 | $791.15 | $1,105.63 | $1,680.12 |
| Lincoln County | $619.06 | $702.63 | $791.15 | $1,105.63 | $1,680.12 |
| Tillamook County | $619.06 | $702.63 | $791.15 | $1,105.63 | $1,680.12 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.