CHRISTUS Value Silver 70 ($0 Virtual Urgent Care)
Silver · HMO · CHRISTUS Health Plan · Texas
At age 40 it costs between $590.13 and $667.05 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $5,990 | $5,990 | No Charge after Deductible | No Charge after Deductible |
| up to 150% of the federal poverty level | $770 | $770 | No Charge | No Charge after Deductible |
| 150% to 200% | $1,910 | $1,910 | No Charge after Deductible | No Charge after Deductible |
| 200% to 250% | $4,930 | $4,930 | No Charge after Deductible | No Charge after Deductible |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 66252TX0380010 |
|---|---|
| Insurer | CHRISTUS Health Plan |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $5,990 |
| Deductible (family) | $11,980 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $5,990 |
| Family maximum | $11,980 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-844-282-3025 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
17 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brooks County | $461.76 | $524.10 | $590.13 | $824.71 | $1,253.22 |
| Comal County | $482.26 | $547.37 | $616.33 | $861.32 | $1,308.86 |
| Gregg County | $482.99 | $548.19 | $617.26 | $862.61 | $1,310.83 |
| Hardin County | $489.25 | $555.29 | $625.26 | $873.79 | $1,327.81 |
| Jefferson County | $489.25 | $555.29 | $625.26 | $873.79 | $1,327.81 |
| Orange County | $489.25 | $555.29 | $625.26 | $873.79 | $1,327.81 |
| Tyler County | $489.25 | $555.29 | $625.26 | $873.79 | $1,327.81 |
| Anderson County | $510.83 | $579.80 | $652.85 | $912.35 | $1,386.40 |
| Cherokee County | $510.83 | $579.80 | $652.85 | $912.35 | $1,386.40 |
| Rains County | $510.83 | $579.80 | $652.85 | $912.35 | $1,386.40 |
| Smith County | $510.83 | $579.80 | $652.85 | $912.35 | $1,386.40 |
| Van Zandt County | $510.83 | $579.80 | $652.85 | $912.35 | $1,386.40 |
| Wood County | $510.83 | $579.80 | $652.85 | $912.35 | $1,386.40 |
| Aransas County | $513.61 | $582.95 | $656.40 | $917.31 | $1,393.95 |
| Nueces County | $513.61 | $582.95 | $656.40 | $917.31 | $1,393.95 |
| Refugio County | $513.61 | $582.95 | $656.40 | $917.31 | $1,393.95 |
| Kenedy County | $521.95 | $592.41 | $667.05 | $932.20 | $1,416.57 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.