CHRISTUS Value Silver 70 + Dental & Vision ($0 Virtual Urgent Care)
Silver · HMO · CHRISTUS Health Plan · Texas
At age 40 it costs between $607.66 and $686.87 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $5,990 | $5,990 | No Charge after Deductible | No Charge after Deductible |
| up to 150% of the federal poverty level | $770 | $770 | No Charge | No Charge after Deductible |
| 150% to 200% | $1,910 | $1,910 | No Charge after Deductible | No Charge after Deductible |
| 200% to 250% | $4,930 | $4,930 | No Charge after Deductible | No Charge after Deductible |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 66252TX0380012 |
|---|---|
| Insurer | CHRISTUS Health Plan |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $5,990 |
| Deductible (family) | $11,980 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $5,990 |
| Family maximum | $11,980 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | Yes |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 97.11% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-844-282-3025 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
17 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brooks County | $475.48 | $539.67 | $607.66 | $849.20 | $1,290.45 |
| Comal County | $496.59 | $563.62 | $634.64 | $886.90 | $1,347.73 |
| Gregg County | $497.33 | $564.47 | $635.59 | $888.24 | $1,349.76 |
| Hardin County | $503.78 | $571.79 | $643.83 | $899.75 | $1,367.25 |
| Jefferson County | $503.78 | $571.79 | $643.83 | $899.75 | $1,367.25 |
| Orange County | $503.78 | $571.79 | $643.83 | $899.75 | $1,367.25 |
| Tyler County | $503.78 | $571.79 | $643.83 | $899.75 | $1,367.25 |
| Anderson County | $526.01 | $597.02 | $672.24 | $939.45 | $1,427.59 |
| Cherokee County | $526.01 | $597.02 | $672.24 | $939.45 | $1,427.59 |
| Rains County | $526.01 | $597.02 | $672.24 | $939.45 | $1,427.59 |
| Smith County | $526.01 | $597.02 | $672.24 | $939.45 | $1,427.59 |
| Van Zandt County | $526.01 | $597.02 | $672.24 | $939.45 | $1,427.59 |
| Wood County | $526.01 | $597.02 | $672.24 | $939.45 | $1,427.59 |
| Aransas County | $528.87 | $600.27 | $675.90 | $944.56 | $1,435.35 |
| Nueces County | $528.87 | $600.27 | $675.90 | $944.56 | $1,435.35 |
| Refugio County | $528.87 | $600.27 | $675.90 | $944.56 | $1,435.35 |
| Kenedy County | $537.45 | $610.01 | $686.87 | $959.89 | $1,458.65 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.