QHP Index

Capital Health Plan HMO Gold 3100

Gold · HMO · Capital Health Plan · Florida

At age 40 it costs between $617.54 and $853.96 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID66966FL0050007
InsurerCapital Health Plan
Metal levelGold
Plan typeHMO
Standardised designDesign 1 — a plan CMS defined the benefits of, so it can be compared like for like
Deductible (individual)$2,000
Deductible (family)$4,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$8,200
Family maximum$16,400
Primary care visit$30
Specialist visit$60
Emergency room25% Coinsurance after deductible
Inpatient stay25% Coinsurance after deductible
Generic drugs$15
Preferred brand drugs$30
Specialty drugs$250
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits99.63%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-877-247-6512 · TTY 1-877-870-8943

Where it is sold, and what it costs there

9 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Leon County $483.21$548.44 $617.54$863.01 $1,311.43
Wakulla County $491.86$558.26 $628.60$878.46 $1,334.91
Jefferson County $498.70$566.02 $637.33$890.67 $1,353.46
Calhoun County $506.19$574.52 $646.91$904.05 $1,373.79
Franklin County $526.28$597.32 $672.58$939.93 $1,428.31
Liberty County $533.62$605.66 $681.97$953.04 $1,448.24
Madison County $533.91$605.99 $682.34$953.57 $1,449.04
Gadsden County $548.40$622.44 $700.86$979.45 $1,488.37
Taylor County $668.20$758.41 $853.96$1,193.41 $1,813.51

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When this plan’s price or benefits change.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.