QHP Index

AmeriHealth Caritas Next Gold Signature + No Referrals

Gold · HMO · AmeriHealth Caritas Next · Florida

At age 40 it costs between $747.59 and $843.07 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID67926FL0010004
InsurerAmeriHealth Caritas Next
Metal levelGold
Plan typeHMO
Standardised designDesign 1 — a plan CMS defined the benefits of, so it can be compared like for like
Deductible (individual)$2,000
Deductible (family)$4,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$8,200
Family maximum$16,400
Primary care visit$30
Specialist visit$60
Emergency room25% Coinsurance after deductible
Inpatient stay25% Coinsurance after deductible
Generic drugs$15
Preferred brand drugs$30
Specialty drugs$250
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-833-999-3567 · TTY 711

Where it is sold, and what it costs there

7 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Lake County $584.97$663.94 $747.59$1,044.75 $1,587.60
Osceola County $596.44$676.96 $762.25$1,065.24 $1,618.73
Orange County $607.91$689.98 $776.91$1,085.72 $1,649.86
Broward County $608.58$690.74 $777.76$1,086.92 $1,651.67
Miami-Dade County $611.79$694.38 $781.87$1,092.65 $1,660.39
Seminole County $617.31$700.65 $788.93$1,102.52 $1,675.38
Palm Beach County $659.68$748.73 $843.07$1,178.18 $1,790.36

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When this plan’s price or benefits change.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.