QHP Index

AmeriHealth Caritas Next Gold Premier + No Referrals

Gold · HMO · AmeriHealth Caritas Next · Florida

At age 40 it costs between $769.50 and $867.77 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID67926FL0010009
InsurerAmeriHealth Caritas Next
Metal levelGold
Plan typeHMO
Deductible (individual)$850
Deductible (family)$1,700
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$8,500
Family maximum$17,000
Primary care visit$15
Specialist visit$35
Emergency room20% Coinsurance after deductible
Inpatient stay20% Coinsurance after deductible
Generic drugs$15
Preferred brand drugs$60
Specialty drugs50% Coinsurance after deductible
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-833-999-3567 · TTY 711

Where it is sold, and what it costs there

7 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Lake County $602.11$683.40 $769.50$1,075.37 $1,634.12
Osceola County $613.92$696.80 $784.59$1,096.45 $1,666.16
Orange County $625.72$710.20 $799.67$1,117.54 $1,698.21
Broward County $626.41$710.98 $800.55$1,118.77 $1,700.08
Miami-Dade County $629.72$714.73 $804.78$1,124.67 $1,709.05
Seminole County $635.40$721.18 $812.05$1,134.83 $1,724.48
Palm Beach County $679.01$770.68 $867.77$1,212.71 $1,842.83

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When this plan’s price or benefits change.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.