Value Gold 1500 Medical Deductible
Gold · HMO · Select Health · Utah
At age 40 it costs between $661.11 and $694.16 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 68781UT0020023 |
|---|---|
| Insurer | Select Health |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $1,500 |
| Deductible (family) | $3,000 |
| Drug deductible | $250 |
| Most you could pay in a year | $8,000 |
| Family maximum | $16,000 |
| Primary care visit | No Charge |
| Specialist visit | $45 |
| Emergency room | $350 Copay after deductible |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | 25% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.41% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-538-5038 |
Where it is sold, and what it costs there
9 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Davis County | $447 | $621.33 | $661.11 | $950.76 | $1,340.99 |
| Salt Lake County | $447 | $621.33 | $661.11 | $950.76 | $1,340.99 |
| Summit County | $447 | $621.33 | $661.11 | $950.76 | $1,340.99 |
| Tooele County | $447 | $621.33 | $661.11 | $950.76 | $1,340.99 |
| Wasatch County | $447 | $621.33 | $661.11 | $950.76 | $1,340.99 |
| Utah County | $460.41 | $639.97 | $680.94 | $979.29 | $1,381.22 |
| Box Elder County | $469.35 | $652.39 | $694.16 | $998.30 | $1,408.04 |
| Morgan County | $469.35 | $652.39 | $694.16 | $998.30 | $1,408.04 |
| Weber County | $469.35 | $652.39 | $694.16 | $998.30 | $1,408.04 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.