Value Benchmark Platinum Standardized Plan
Platinum · HMO · Select Health · Utah
At age 40 it costs between $1,110.15 and $1,165.66 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 68781UT0200038 |
|---|---|
| Insurer | Select Health |
| Metal level | Platinum |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $5,200 |
| Family maximum | $10,400 |
| Primary care visit | $10 |
| Specialist visit | $20 |
| Emergency room | $100 |
| Inpatient stay | $350 Copay per Stay |
| Generic drugs | $5 |
| Preferred brand drugs | $10 |
| Specialty drugs | $150 |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-538-5038 |
Where it is sold, and what it costs there
9 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Davis County | $750.61 | $1,043.34 | $1,110.15 | $1,596.54 | $2,251.82 |
| Salt Lake County | $750.61 | $1,043.34 | $1,110.15 | $1,596.54 | $2,251.82 |
| Summit County | $750.61 | $1,043.34 | $1,110.15 | $1,596.54 | $2,251.82 |
| Tooele County | $750.61 | $1,043.34 | $1,110.15 | $1,596.54 | $2,251.82 |
| Wasatch County | $750.61 | $1,043.34 | $1,110.15 | $1,596.54 | $2,251.82 |
| Utah County | $773.13 | $1,074.65 | $1,143.45 | $1,644.44 | $2,319.38 |
| Box Elder County | $788.14 | $1,095.51 | $1,165.66 | $1,676.37 | $2,364.41 |
| Morgan County | $788.14 | $1,095.51 | $1,165.66 | $1,676.37 | $2,364.41 |
| Weber County | $788.14 | $1,095.51 | $1,165.66 | $1,676.37 | $2,364.41 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.