UHC Bronze Standard (No Referrals)
Expanded Bronze · EPO · UnitedHealthcare · Alabama
At age 40 it costs between $387.68 and $703.46 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 69461AL0110018 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Expanded Bronze |
| Plan type | EPO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-200-0327 · TTY 1-888-200-0327 |
Where it is sold, and what it costs there
56 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Calhoun County | $303.35 | $344.30 | $387.68 | $541.79 | $823.30 |
| Mobile County | $322.73 | $366.29 | $412.44 | $576.39 | $875.88 |
| Etowah County | $325.35 | $369.28 | $415.80 | $581.08 | $883.01 |
| Greene County | $328.22 | $372.53 | $419.46 | $586.20 | $890.78 |
| Hale County | $328.22 | $372.53 | $419.46 | $586.20 | $890.78 |
| Tuscaloosa County | $328.22 | $372.53 | $419.46 | $586.20 | $890.78 |
| Colbert County | $343.30 | $389.64 | $438.73 | $613.13 | $931.71 |
| Lauderdale County | $343.30 | $389.64 | $438.73 | $613.13 | $931.71 |
| Lawrence County | $347.99 | $394.97 | $444.73 | $621.51 | $944.45 |
| Morgan County | $347.99 | $394.97 | $444.73 | $621.51 | $944.45 |
| Geneva County | $350.91 | $398.28 | $448.46 | $626.72 | $952.36 |
| Henry County | $350.91 | $398.28 | $448.46 | $626.72 | $952.36 |
| Houston County | $350.91 | $398.28 | $448.46 | $626.72 | $952.36 |
| Bibb County | $365.17 | $414.47 | $466.69 | $652.19 | $991.07 |
| Blount County | $365.17 | $414.47 | $466.69 | $652.19 | $991.07 |
| Chilton County | $365.17 | $414.47 | $466.69 | $652.19 | $991.07 |
| Jefferson County | $365.17 | $414.47 | $466.69 | $652.19 | $991.07 |
| Saint Clair County | $365.17 | $414.47 | $466.69 | $652.19 | $991.07 |
| Shelby County | $365.17 | $414.47 | $466.69 | $652.19 | $991.07 |
| Walker County | $365.17 | $414.47 | $466.69 | $652.19 | $991.07 |
| Baldwin County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Barbour County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Bullock County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Chambers County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Cherokee County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Choctaw County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Clarke County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Clay County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Cleburne County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Coffee County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Conecuh County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Coosa County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Cullman County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Dale County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| De Kalb County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Escambia County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Fayette County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Franklin County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Jackson County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Macon County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Marengo County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Marion County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Marshall County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Perry County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Pickens County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Pike County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Randolph County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Sumter County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Talladega County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Tallapoosa County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Washington County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Winston County | $365.62 | $414.98 | $467.27 | $653 | $992.30 |
| Limestone County | $397.75 | $451.44 | $508.32 | $710.38 | $1,079.49 |
| Madison County | $397.75 | $451.44 | $508.32 | $710.38 | $1,079.49 |
| Lee County | $442.70 | $502.46 | $565.77 | $790.66 | $1,201.48 |
| Russell County | $550.44 | $624.74 | $703.46 | $983.08 | $1,493.88 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.