UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
Expanded Bronze · EPO · UnitedHealthcare · Alabama
At age 40 it costs between $405.45 and $735.69 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 69461AL0110020 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Expanded Bronze |
| Plan type | EPO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $4,500 |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | $2,000 |
| Inpatient stay | $3,000 Copay per Day |
| Generic drugs | $25 |
| Preferred brand drugs | 40% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-200-0327 · TTY 1-888-200-0327 |
Where it is sold, and what it costs there
56 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Calhoun County | $317.25 | $360.08 | $405.45 | $566.61 | $861.02 |
| Mobile County | $337.51 | $383.08 | $431.34 | $602.80 | $916.01 |
| Etowah County | $340.26 | $386.20 | $434.85 | $607.71 | $923.47 |
| Greene County | $343.26 | $389.60 | $438.68 | $613.06 | $931.60 |
| Hale County | $343.26 | $389.60 | $438.68 | $613.06 | $931.60 |
| Tuscaloosa County | $343.26 | $389.60 | $438.68 | $613.06 | $931.60 |
| Colbert County | $359.03 | $407.49 | $458.83 | $641.22 | $974.40 |
| Lauderdale County | $359.03 | $407.49 | $458.83 | $641.22 | $974.40 |
| Lawrence County | $363.94 | $413.07 | $465.11 | $649.99 | $987.72 |
| Morgan County | $363.94 | $413.07 | $465.11 | $649.99 | $987.72 |
| Geneva County | $366.98 | $416.53 | $469.01 | $655.43 | $996 |
| Henry County | $366.98 | $416.53 | $469.01 | $655.43 | $996 |
| Houston County | $366.98 | $416.53 | $469.01 | $655.43 | $996 |
| Bibb County | $381.90 | $433.46 | $488.07 | $682.08 | $1,036.48 |
| Blount County | $381.90 | $433.46 | $488.07 | $682.08 | $1,036.48 |
| Chilton County | $381.90 | $433.46 | $488.07 | $682.08 | $1,036.48 |
| Jefferson County | $381.90 | $433.46 | $488.07 | $682.08 | $1,036.48 |
| Saint Clair County | $381.90 | $433.46 | $488.07 | $682.08 | $1,036.48 |
| Shelby County | $381.90 | $433.46 | $488.07 | $682.08 | $1,036.48 |
| Walker County | $381.90 | $433.46 | $488.07 | $682.08 | $1,036.48 |
| Baldwin County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Barbour County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Bullock County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Chambers County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Cherokee County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Choctaw County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Clarke County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Clay County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Cleburne County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Coffee County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Conecuh County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Coosa County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Cullman County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Dale County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| De Kalb County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Escambia County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Fayette County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Franklin County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Jackson County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Macon County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Marengo County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Marion County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Marshall County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Perry County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Pickens County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Pike County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Randolph County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Sumter County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Talladega County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Tallapoosa County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Washington County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Winston County | $382.38 | $434 | $488.68 | $682.92 | $1,037.77 |
| Limestone County | $415.97 | $472.13 | $531.61 | $742.92 | $1,128.95 |
| Madison County | $415.97 | $472.13 | $531.61 | $742.92 | $1,128.95 |
| Lee County | $462.98 | $525.48 | $591.69 | $826.89 | $1,256.53 |
| Russell County | $575.66 | $653.37 | $735.69 | $1,028.12 | $1,562.33 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.