UHC Bronze Essential (No Referrals)
Bronze · EPO · UnitedHealthcare · Alabama
At age 40 it costs between $365.93 and $663.99 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 69461AL0110024 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Bronze |
| Plan type | EPO |
| Deductible (individual) | $10,600 |
| Deductible (family) | $21,200 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-200-0327 · TTY 1-888-200-0327 |
Where it is sold, and what it costs there
56 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Calhoun County | $286.33 | $324.99 | $365.93 | $511.39 | $777.11 |
| Mobile County | $304.62 | $345.74 | $389.30 | $544.05 | $826.74 |
| Etowah County | $307.10 | $348.56 | $392.48 | $548.48 | $833.47 |
| Greene County | $309.80 | $351.63 | $395.93 | $553.31 | $840.81 |
| Hale County | $309.80 | $351.63 | $395.93 | $553.31 | $840.81 |
| Tuscaloosa County | $309.80 | $351.63 | $395.93 | $553.31 | $840.81 |
| Colbert County | $324.04 | $367.78 | $414.12 | $578.73 | $879.44 |
| Lauderdale County | $324.04 | $367.78 | $414.12 | $578.73 | $879.44 |
| Lawrence County | $328.47 | $372.81 | $419.78 | $586.65 | $891.47 |
| Morgan County | $328.47 | $372.81 | $419.78 | $586.65 | $891.47 |
| Geneva County | $331.22 | $375.93 | $423.30 | $591.56 | $898.93 |
| Henry County | $331.22 | $375.93 | $423.30 | $591.56 | $898.93 |
| Houston County | $331.22 | $375.93 | $423.30 | $591.56 | $898.93 |
| Bibb County | $344.68 | $391.22 | $440.51 | $615.60 | $935.47 |
| Blount County | $344.68 | $391.22 | $440.51 | $615.60 | $935.47 |
| Chilton County | $344.68 | $391.22 | $440.51 | $615.60 | $935.47 |
| Jefferson County | $344.68 | $391.22 | $440.51 | $615.60 | $935.47 |
| Saint Clair County | $344.68 | $391.22 | $440.51 | $615.60 | $935.47 |
| Shelby County | $344.68 | $391.22 | $440.51 | $615.60 | $935.47 |
| Walker County | $344.68 | $391.22 | $440.51 | $615.60 | $935.47 |
| Baldwin County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Barbour County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Bullock County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Chambers County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Cherokee County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Choctaw County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Clarke County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Clay County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Cleburne County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Coffee County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Conecuh County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Coosa County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Cullman County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Dale County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| De Kalb County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Escambia County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Fayette County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Franklin County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Jackson County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Macon County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Marengo County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Marion County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Marshall County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Perry County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Pickens County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Pike County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Randolph County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Sumter County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Talladega County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Tallapoosa County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Washington County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Winston County | $345.11 | $391.70 | $441.05 | $616.37 | $936.63 |
| Limestone County | $375.43 | $426.12 | $479.80 | $670.52 | $1,018.92 |
| Madison County | $375.43 | $426.12 | $479.80 | $670.52 | $1,018.92 |
| Lee County | $417.86 | $474.27 | $534.03 | $746.30 | $1,134.08 |
| Russell County | $519.55 | $589.69 | $663.99 | $927.92 | $1,410.07 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.