UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals)
Gold · EPO · UnitedHealthcare · Alabama
At age 40 it costs between $675.08 and $1,224.94 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 69461AL0120002 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Gold |
| Plan type | EPO |
| Deductible (individual) | $750 |
| Deductible (family) | $1,500 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,000 |
| Family maximum | $16,000 |
| Primary care visit | $20 |
| Specialist visit | $75 |
| Emergency room | $500 Copay after deductible |
| Inpatient stay | 35% Coinsurance after deductible |
| Generic drugs | $5 |
| Preferred brand drugs | $50 |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | Yes |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 97.41% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-200-0327 · TTY 1-888-200-0327 |
Where it is sold, and what it costs there
56 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Calhoun County | $528.23 | $599.54 | $675.08 | $943.42 | $1,433.62 |
| Mobile County | $561.97 | $637.83 | $718.19 | $1,003.67 | $1,525.18 |
| Etowah County | $566.54 | $643.03 | $724.04 | $1,011.85 | $1,537.60 |
| Greene County | $571.53 | $648.69 | $730.42 | $1,020.75 | $1,551.14 |
| Hale County | $571.53 | $648.69 | $730.42 | $1,020.75 | $1,551.14 |
| Tuscaloosa County | $571.53 | $648.69 | $730.42 | $1,020.75 | $1,551.14 |
| Colbert County | $597.79 | $678.49 | $763.97 | $1,067.65 | $1,622.39 |
| Lauderdale County | $597.79 | $678.49 | $763.97 | $1,067.65 | $1,622.39 |
| Lawrence County | $605.96 | $687.77 | $774.42 | $1,082.25 | $1,644.59 |
| Morgan County | $605.96 | $687.77 | $774.42 | $1,082.25 | $1,644.59 |
| Geneva County | $611.04 | $693.53 | $780.91 | $1,091.31 | $1,658.36 |
| Henry County | $611.04 | $693.53 | $780.91 | $1,091.31 | $1,658.36 |
| Houston County | $611.04 | $693.53 | $780.91 | $1,091.31 | $1,658.36 |
| Bibb County | $635.88 | $721.72 | $812.65 | $1,135.67 | $1,725.77 |
| Blount County | $635.88 | $721.72 | $812.65 | $1,135.67 | $1,725.77 |
| Chilton County | $635.88 | $721.72 | $812.65 | $1,135.67 | $1,725.77 |
| Jefferson County | $635.88 | $721.72 | $812.65 | $1,135.67 | $1,725.77 |
| Saint Clair County | $635.88 | $721.72 | $812.65 | $1,135.67 | $1,725.77 |
| Shelby County | $635.88 | $721.72 | $812.65 | $1,135.67 | $1,725.77 |
| Walker County | $635.88 | $721.72 | $812.65 | $1,135.67 | $1,725.77 |
| Baldwin County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Barbour County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Bullock County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Chambers County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Cherokee County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Choctaw County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Clarke County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Clay County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Cleburne County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Coffee County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Conecuh County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Coosa County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Cullman County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Dale County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| De Kalb County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Escambia County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Fayette County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Franklin County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Jackson County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Macon County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Marengo County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Marion County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Marshall County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Perry County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Pickens County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Pike County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Randolph County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Sumter County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Talladega County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Tallapoosa County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Washington County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Winston County | $636.67 | $722.62 | $813.66 | $1,137.08 | $1,727.91 |
| Limestone County | $692.60 | $786.10 | $885.15 | $1,236.99 | $1,879.72 |
| Madison County | $692.60 | $786.10 | $885.15 | $1,236.99 | $1,879.72 |
| Lee County | $770.88 | $874.94 | $985.18 | $1,376.79 | $2,092.16 |
| Russell County | $958.48 | $1,087.88 | $1,224.94 | $1,711.85 | $2,601.32 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.