UHC Silver Value ($0 Virtual Urgent Care, No Referrals)
Silver · EPO · UnitedHealthcare · Louisiana
At age 40 it costs between $747.46 and $916.99 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $4,000 | $10,600 | $20 | $10 |
| up to 150% of the federal poverty level | $0 | $1,800 | $5 | $1 |
| 150% to 200% | $1,000 | $3,500 | $5 | $3 |
| 200% to 250% | $3,500 | $8,450 | $15 | $10 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 69842LA0240014 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Silver |
| Plan type | EPO |
| Deductible (individual) | $4,000 |
| Deductible (family) | $8,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $20 |
| Specialist visit | $80 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $10 |
| Preferred brand drugs | $100 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-866-268-6438 · TTY 1-866-268-6438 |
Where it is sold, and what it costs there
48 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Saint Bernard Parish | $584.86 | $663.82 | $747.46 | $1,044.57 | $1,587.32 |
| Saint James Parish | $584.86 | $663.82 | $747.46 | $1,044.57 | $1,587.32 |
| Saint Tammany Parish | $584.86 | $663.82 | $747.46 | $1,044.57 | $1,587.32 |
| St John The Baptist Parish | $584.86 | $663.82 | $747.46 | $1,044.57 | $1,587.32 |
| Bienville Parish | $598.14 | $678.88 | $764.42 | $1,068.27 | $1,623.34 |
| Bossier Parish | $598.14 | $678.88 | $764.42 | $1,068.27 | $1,623.34 |
| Caddo Parish | $598.14 | $678.88 | $764.42 | $1,068.27 | $1,623.34 |
| Claiborne Parish | $598.14 | $678.88 | $764.42 | $1,068.27 | $1,623.34 |
| De Soto Parish | $598.14 | $678.88 | $764.42 | $1,068.27 | $1,623.34 |
| Natchitoches Parish | $598.14 | $678.88 | $764.42 | $1,068.27 | $1,623.34 |
| Red River Parish | $598.14 | $678.88 | $764.42 | $1,068.27 | $1,623.34 |
| Sabine Parish | $598.14 | $678.88 | $764.42 | $1,068.27 | $1,623.34 |
| Webster Parish | $598.14 | $678.88 | $764.42 | $1,068.27 | $1,623.34 |
| Caldwell Parish | $624.85 | $709.20 | $798.55 | $1,115.97 | $1,695.83 |
| East Carroll Parish | $624.85 | $709.20 | $798.55 | $1,115.97 | $1,695.83 |
| Franklin Parish | $624.85 | $709.20 | $798.55 | $1,115.97 | $1,695.83 |
| Jackson Parish | $624.85 | $709.20 | $798.55 | $1,115.97 | $1,695.83 |
| Lincoln Parish | $624.85 | $709.20 | $798.55 | $1,115.97 | $1,695.83 |
| Madison Parish | $624.85 | $709.20 | $798.55 | $1,115.97 | $1,695.83 |
| Morehouse Parish | $624.85 | $709.20 | $798.55 | $1,115.97 | $1,695.83 |
| Ouachita Parish | $624.85 | $709.20 | $798.55 | $1,115.97 | $1,695.83 |
| Richland Parish | $624.85 | $709.20 | $798.55 | $1,115.97 | $1,695.83 |
| Tensas Parish | $624.85 | $709.20 | $798.55 | $1,115.97 | $1,695.83 |
| Union Parish | $624.85 | $709.20 | $798.55 | $1,115.97 | $1,695.83 |
| West Carroll Parish | $624.85 | $709.20 | $798.55 | $1,115.97 | $1,695.83 |
| Assumption Parish | $631.54 | $716.80 | $807.11 | $1,127.93 | $1,713.99 |
| Acadia Parish | $635.40 | $721.18 | $812.05 | $1,134.83 | $1,724.48 |
| Evangeline Parish | $635.40 | $721.18 | $812.05 | $1,134.83 | $1,724.48 |
| Iberia Parish | $635.40 | $721.18 | $812.05 | $1,134.83 | $1,724.48 |
| Lafayette Parish | $635.40 | $721.18 | $812.05 | $1,134.83 | $1,724.48 |
| Saint Landry Parish | $635.40 | $721.18 | $812.05 | $1,134.83 | $1,724.48 |
| Saint Martin Parish | $635.40 | $721.18 | $812.05 | $1,134.83 | $1,724.48 |
| Saint Mary Parish | $635.40 | $721.18 | $812.05 | $1,134.83 | $1,724.48 |
| Vermilion Parish | $635.40 | $721.18 | $812.05 | $1,134.83 | $1,724.48 |
| Ascension Parish | $646.81 | $734.13 | $826.63 | $1,155.21 | $1,755.45 |
| East Baton Rouge Parish | $646.81 | $734.13 | $826.63 | $1,155.21 | $1,755.45 |
| East Feliciana Parish | $646.81 | $734.13 | $826.63 | $1,155.21 | $1,755.45 |
| Iberville Parish | $646.81 | $734.13 | $826.63 | $1,155.21 | $1,755.45 |
| Livingston Parish | $646.81 | $734.13 | $826.63 | $1,155.21 | $1,755.45 |
| Pointe Coupee Parish | $646.81 | $734.13 | $826.63 | $1,155.21 | $1,755.45 |
| Saint Helena Parish | $646.81 | $734.13 | $826.63 | $1,155.21 | $1,755.45 |
| Tangipahoa Parish | $646.81 | $734.13 | $826.63 | $1,155.21 | $1,755.45 |
| Washington Parish | $646.81 | $734.13 | $826.63 | $1,155.21 | $1,755.45 |
| West Baton Rouge Parish | $646.81 | $734.13 | $826.63 | $1,155.21 | $1,755.45 |
| West Feliciana Parish | $646.81 | $734.13 | $826.63 | $1,155.21 | $1,755.45 |
| Catahoula Parish | $717.52 | $814.38 | $916.99 | $1,281.49 | $1,947.35 |
| Concordia Parish | $717.52 | $814.38 | $916.99 | $1,281.49 | $1,947.35 |
| LaSalle Parish | $717.52 | $814.38 | $916.99 | $1,281.49 | $1,947.35 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.