UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)
Bronze · EPO · UnitedHealthcare · Louisiana
At age 40 it costs between $521.78 and $640.12 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 69842LA0240026 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Bronze |
| Plan type | EPO |
| Deductible (individual) | $10,600 |
| Deductible (family) | $21,200 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-866-268-6438 · TTY 1-866-268-6438 |
Where it is sold, and what it costs there
48 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Saint Bernard Parish | $408.28 | $463.39 | $521.78 | $729.18 | $1,108.06 |
| Saint James Parish | $408.28 | $463.39 | $521.78 | $729.18 | $1,108.06 |
| Saint Tammany Parish | $408.28 | $463.39 | $521.78 | $729.18 | $1,108.06 |
| St John The Baptist Parish | $408.28 | $463.39 | $521.78 | $729.18 | $1,108.06 |
| Bienville Parish | $417.54 | $473.91 | $533.62 | $745.73 | $1,133.21 |
| Bossier Parish | $417.54 | $473.91 | $533.62 | $745.73 | $1,133.21 |
| Caddo Parish | $417.54 | $473.91 | $533.62 | $745.73 | $1,133.21 |
| Claiborne Parish | $417.54 | $473.91 | $533.62 | $745.73 | $1,133.21 |
| De Soto Parish | $417.54 | $473.91 | $533.62 | $745.73 | $1,133.21 |
| Natchitoches Parish | $417.54 | $473.91 | $533.62 | $745.73 | $1,133.21 |
| Red River Parish | $417.54 | $473.91 | $533.62 | $745.73 | $1,133.21 |
| Sabine Parish | $417.54 | $473.91 | $533.62 | $745.73 | $1,133.21 |
| Webster Parish | $417.54 | $473.91 | $533.62 | $745.73 | $1,133.21 |
| Caldwell Parish | $436.19 | $495.07 | $557.44 | $779.03 | $1,183.81 |
| East Carroll Parish | $436.19 | $495.07 | $557.44 | $779.03 | $1,183.81 |
| Franklin Parish | $436.19 | $495.07 | $557.44 | $779.03 | $1,183.81 |
| Jackson Parish | $436.19 | $495.07 | $557.44 | $779.03 | $1,183.81 |
| Lincoln Parish | $436.19 | $495.07 | $557.44 | $779.03 | $1,183.81 |
| Madison Parish | $436.19 | $495.07 | $557.44 | $779.03 | $1,183.81 |
| Morehouse Parish | $436.19 | $495.07 | $557.44 | $779.03 | $1,183.81 |
| Ouachita Parish | $436.19 | $495.07 | $557.44 | $779.03 | $1,183.81 |
| Richland Parish | $436.19 | $495.07 | $557.44 | $779.03 | $1,183.81 |
| Tensas Parish | $436.19 | $495.07 | $557.44 | $779.03 | $1,183.81 |
| Union Parish | $436.19 | $495.07 | $557.44 | $779.03 | $1,183.81 |
| West Carroll Parish | $436.19 | $495.07 | $557.44 | $779.03 | $1,183.81 |
| Assumption Parish | $440.86 | $500.37 | $563.42 | $787.37 | $1,196.49 |
| Acadia Parish | $443.56 | $503.44 | $566.86 | $792.19 | $1,203.81 |
| Evangeline Parish | $443.56 | $503.44 | $566.86 | $792.19 | $1,203.81 |
| Iberia Parish | $443.56 | $503.44 | $566.86 | $792.19 | $1,203.81 |
| Lafayette Parish | $443.56 | $503.44 | $566.86 | $792.19 | $1,203.81 |
| Saint Landry Parish | $443.56 | $503.44 | $566.86 | $792.19 | $1,203.81 |
| Saint Martin Parish | $443.56 | $503.44 | $566.86 | $792.19 | $1,203.81 |
| Saint Mary Parish | $443.56 | $503.44 | $566.86 | $792.19 | $1,203.81 |
| Vermilion Parish | $443.56 | $503.44 | $566.86 | $792.19 | $1,203.81 |
| Ascension Parish | $451.52 | $512.48 | $577.04 | $806.41 | $1,225.43 |
| East Baton Rouge Parish | $451.52 | $512.48 | $577.04 | $806.41 | $1,225.43 |
| East Feliciana Parish | $451.52 | $512.48 | $577.04 | $806.41 | $1,225.43 |
| Iberville Parish | $451.52 | $512.48 | $577.04 | $806.41 | $1,225.43 |
| Livingston Parish | $451.52 | $512.48 | $577.04 | $806.41 | $1,225.43 |
| Pointe Coupee Parish | $451.52 | $512.48 | $577.04 | $806.41 | $1,225.43 |
| Saint Helena Parish | $451.52 | $512.48 | $577.04 | $806.41 | $1,225.43 |
| Tangipahoa Parish | $451.52 | $512.48 | $577.04 | $806.41 | $1,225.43 |
| Washington Parish | $451.52 | $512.48 | $577.04 | $806.41 | $1,225.43 |
| West Baton Rouge Parish | $451.52 | $512.48 | $577.04 | $806.41 | $1,225.43 |
| West Feliciana Parish | $451.52 | $512.48 | $577.04 | $806.41 | $1,225.43 |
| Catahoula Parish | $500.88 | $568.50 | $640.12 | $894.57 | $1,359.38 |
| Concordia Parish | $500.88 | $568.50 | $640.12 | $894.57 | $1,359.38 |
| LaSalle Parish | $500.88 | $568.50 | $640.12 | $894.57 | $1,359.38 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.