UHC Bronze Copay Focus (No Referrals)
Expanded Bronze · HMO · UnitedHealthcare · Michigan
At age 40 it costs between $415.42 and $464.06 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 71667MI0010039 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $4,500 |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $50 |
| Specialist visit | $135 |
| Emergency room | $2,500 |
| Inpatient stay | $3,000 Copay per Day |
| Generic drugs | $20 |
| Preferred brand drugs | 40% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-200-0324 · TTY 1-888-200-0324 |
Where it is sold, and what it costs there
12 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Macomb County | $325.05 | $368.93 | $415.42 | $580.54 | $882.19 |
| Oakland County | $325.05 | $368.93 | $415.42 | $580.54 | $882.19 |
| Monroe County | $325.45 | $369.38 | $415.92 | $581.25 | $883.26 |
| Wayne County | $325.45 | $369.38 | $415.92 | $581.25 | $883.26 |
| Kent County | $327.52 | $371.73 | $418.57 | $584.95 | $888.88 |
| Genesee County | $327.77 | $372.02 | $418.89 | $585.39 | $889.56 |
| Shiawassee County | $327.77 | $372.02 | $418.89 | $585.39 | $889.56 |
| Hillsdale County | $355.79 | $403.82 | $454.70 | $635.44 | $965.61 |
| Van Buren County | $356.66 | $404.81 | $455.81 | $636.99 | $967.97 |
| Branch County | $363.11 | $412.13 | $464.06 | $648.52 | $985.49 |
| Calhoun County | $363.11 | $412.13 | $464.06 | $648.52 | $985.49 |
| Kalamazoo County | $363.11 | $412.13 | $464.06 | $648.52 | $985.49 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.