UHC Gold Copay Focus (No Referrals)
Gold · HMO · UnitedHealthcare · Michigan
At age 40 it costs between $557.20 and $622.44 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 71667MI0010042 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $500 |
| Most you could pay in a year | $8,000 |
| Family maximum | $16,000 |
| Primary care visit | $20 |
| Specialist visit | $75 |
| Emergency room | $600 |
| Inpatient stay | $2,000 Copay per Day |
| Generic drugs | $3 |
| Preferred brand drugs | $30 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-200-0324 · TTY 1-888-200-0324 |
Where it is sold, and what it costs there
12 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Macomb County | $435.99 | $494.85 | $557.20 | $778.68 | $1,183.29 |
| Oakland County | $435.99 | $494.85 | $557.20 | $778.68 | $1,183.29 |
| Monroe County | $436.52 | $495.45 | $557.87 | $779.63 | $1,184.72 |
| Wayne County | $436.52 | $495.45 | $557.87 | $779.63 | $1,184.72 |
| Kent County | $439.30 | $498.61 | $561.43 | $784.59 | $1,192.26 |
| Genesee County | $439.63 | $498.98 | $561.85 | $785.19 | $1,193.17 |
| Shiawassee County | $439.63 | $498.98 | $561.85 | $785.19 | $1,193.17 |
| Hillsdale County | $477.22 | $541.64 | $609.88 | $852.31 | $1,295.17 |
| Van Buren County | $478.39 | $542.97 | $611.38 | $854.40 | $1,298.34 |
| Branch County | $487.04 | $552.79 | $622.44 | $869.86 | $1,321.84 |
| Calhoun County | $487.04 | $552.79 | $622.44 | $869.86 | $1,321.84 |
| Kalamazoo County | $487.04 | $552.79 | $622.44 | $869.86 | $1,321.84 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.
Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.